Houston car insurance rates
In spread-out Houston, Texas, a car is a must. And so is car insurance. Auto insurance rates will differ wildly from ZIP code to ZIP code, and between car insurance companies as well. The only way to be sure you're not paying too much is to compare. At CarInsurance.com, you can get leading car insurance estimates in Houston and in Fort Bend County. We also provide detailed customer guidance to help you understand the car insurance purchasing process. To obtain auto insurance quotes today, type your postal code into the box above.
Resources for Houston car owners
The questions Texas drivers ask most
- Do I need a Texas driver's license to register and insure a car in Texas?
- What are the penalties for driving with no insurance in Texas?
- Can I drive at age 15 in Texas?
HOUSTON CAR INSURANCE FACTORS:
Average Houston Car Insurance Quote: $1,748
According to the CarInsurance.com Premium Index, Houston inhabitants allot an average of $1,748 for car insurance -- 1.06 percent below the mean rate in Fort Bend County, and 28 percent above the average rate in Texas as a whole.
Different rating factors help establish auto insurance estimates, including credit score, marital status, type of coverage and vehicle age. To make sure you're still getting the lowest rate, find auto insurance quotes online.
Houston Demographics and Accident Statistics
In crashes where cause is known,
Percentage of crashes caused by males: 87.50%
Percentage of crashes caused by females: 12.50%
Most stolen vehicles in Texas
3- 2003 Dodge Ram
- 1994 Chevrolet Pick-Up (Full Size)
- 1997 Ford F150 Pickup
- 2000 Honda Civic
- 1994 Honda Accord
- 2004 Ford F250 Pickup
- 2002 Chevrolet Tahoe
- 2006 Ford F350 Pickup
- 2000 Chevrolet C/K 1500 Extended Cab
- 2002 Ford Explorer
2 NHTSA Data - National Highway Traffic Safety Administration
3 NICB Data - National Insurance Crime Bureau