One of the biggest factors auto insurers use to determine your premium is your driving record. Other factors considered might include your age, where you live, and how many miles you drive each year. Since you do not have a driving record in the U.S., your premiums will be higher because the insurance company has no record of how you drive here. Once you drive in the U.S. for a few years and establish a safe record, your rates should go down.

You can get a car insurance quote here to determine how much it will cost.