I went to register my car, and the state of AZ told me I had to have a sr22 due to my lapse in car insurance. I thought the only time you needed a sr22 was because of a dui or traffic violations. Have you ever heard of needing a sr22 for insurance lapse?

In Arizona, it is possible to need a sr22 for insurance lapse. Often, the sr22 is required as a by-product of a DUI or multiple traffic violations. However, in Arizona, the state is notified by your old insurance company if your policy is no longer active. At that point, the state will send you a notice for you to provide them proof of your insurance. If you fail to provide this proof Arizona will suspend your driver's license and/or your registration. And to reinstate these items, Arizona will require you to carry a sr22 form for three years from your suspension date. To learn more about the rules of the Arizona Department of Insurance, please follow this link.

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