The reasons that an SR-22 may be required vary depending upon state laws and statutes. The SR-22 in most states is required to reinstate your license after a DWI or DUI conviction but also for several other reasons.
For example in Oregon the Department of Motor Vehicles requires that your insurance company file an SR-22 certificate with DMV if (not a complete list):
- You failed to provide proof to DMV that you have liability insurance,
- You've been convicted of driving without insurance,
- You've been involved in an uninsured accident,
- You are applying for a hardship or probationary permit, or
- At the time of reinstating your driving privileges following a DUII suspension
The SR22 is a form that shows that you have financial responsibility on your vehicle through auto insurance. In general it is required by the state for drivers who are high risk. While each state has their own reasons or circumstances that require a motorist to obtain and maintain the SR-22 here are some general reasons a state might require you to file an SR-22 form:
- DUI or DWI (drunk driving or under the influence of drugs)
- serious moving violations such as reckless driving
- compiling too many DMV points in a short period of time
- being termed a habitual traffic offender
- causing an accident while uninsured
- reinstating your license after a suspension or revocation
To find out under what circumstances your specific state requires the SR-22 contact your local Department of Motor Vehicle or like state agency.