Age is only one of the factors used in calculating your insurance rates, but for young drivers, it's by far the biggest impediment to cheap student car insurance. Car insurance for young drivers is always more expensive, because teens and other new drivers have many times more accidents, which poses a bigger risk factor for insurance companies.
While not every car insurance company offers a student discount or a usage-based program, a good many do. Their rules differ a little, but below are some guidelines as to what makes a student a "good student" and how an electronic monitoring program might cut your bill.
And while price seems to be the only thing that matters when you’re a struggling student, you may find that the very cheapest policies don’t cover what you assumed they would. Read the fine print.
Here are the most common questions we see as consumers search for cheap student car insurance. If you don’t see the answer to your question here, search to see if we have already answered your car insurance question. If not, you can ask your own question.