Miami car insurance rates
If you live in Miami, Florida, you live in one of the most expensive areas of the country for auto insurance. High rates of fraudulent claims drive up rates for many ZIP codes in the area, but every car insurance carrier has its own rating system. The difference between the highest and lowest quotes for the same coverage can be thousands of dollars.
CarInsurance.com can deliver instant, accurate car insurance quotes for Miami, FL, and for Miami-Dade County. If you need support when purchasing a policy, we have experienced agents to steer you through the full buying process. Type your ZIP code at the top of this page to compare quotes in your area.
MIAMI CAR INSURANCE FACTORS:
Average Miami Car Insurance Quote: $2,383
Miami inhabitants pay a projected $2,383 each year for auto insurance, according to the CarInsurance.com Premium Index. Miami car insurance rates are 0.32 percent above the average rate of Miami-Dade County, and 25 percent above the mean rate in Florida.
Car insurance carriers investigate numerous factors when establishing insurance estimates, including policy limit, type of coverage, driving experience and credit score. In addition, rates fluctuate from carrier to carrier. To ensure you're still getting the top rate, compare car insurance quotes online.
Miami Demographics and Accident Statistics
In crashes where cause is known,
Percentage of crashes caused by males: 81.20%
Percentage of crashes caused by females: 18.80%
Most stolen vehicles in Florida
3- 2000 Honda Civic
- 1994 Honda Accord
- 2007 Toyota Camry
- 2004 Ford F150 Pickup
- 2000 Dodge Caravan
- 2004 Dodge Ram
- 2005 Nissan Altima
- 1995 Nissan Maxima
- 2009 Toyota Corolla
- 2002 Ford Explorer
2 NHTSA Data - National Highway Traffic Safety Administration
3 NICB Data - National Insurance Crime Bureau
