The average monthly payment for car insurance will vary greatly depending on many items, such as where you live and your state's mandated liability insurance. Use our tool to check the average car insurance rates for your ZIP code.
These are the most expensive states for car insurance on average:
|District of Columbia|
These are the least expensive states:
Many factors go into the cost of your insurance. Other than where you live, items such as the type of vehicle you are insuring, mileage driven each year, the limits of your insurance and the optional coverages you chose to put on the vehicle will help determine your premium rates. Beyond this, personal factors such as age, driving history, etc. will also affect the cost of your auto insurance policy.
A new vehicle will cost more for insurance than a used vehicle, but the simple rule is that the more a vehicle costs the more it is to insure. So, you could have an expensive used car that would be more expensive than a new car.
In the past, optional security features would help the price of insurance, but most vehicles now come with air-bags and anti-lock brakes, so it isn't as big of a factor.
Many state insurance regulator websites list sample rates for different areas within a state. To see if this is available for your state, check with your state insurance regulatory body's site.