CarInsurance.com Quote Online,
Purchase Online:
> ZIP code:  Click & Quote
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  Can I demand original equipment manufacturer (OEM) parts in the repair of my vehicle?

Yes, you can always request original equipment manufacturer parts after you've had an accident. Some insurance companies might make you pay extra for OEM parts.

Most insurance contracts obligate the insurance company to restore your vehicle to the same condition it was in before the loss. Sometimes this requires the use of original equipment manufacturer (OEM) parts and sometimes after-market parts can be used. After-market parts are parts made by a manufacturer other than the original manufacturer.

Some states have laws concerning OEM parts. Most states permit the use of after-market parts as long as they are warranted by the manufacturer to be of like kind and quality as OEM parts, but you don't have to accept them. The final choice is yours but if the insurer wants to use non-OEM parts and you decide to use more expensive OEM parts, you may have to pay the difference in cost.

State regulations typically require the insurer to clearly indicate in writing on the appraisal which parts are after-market parts.

Share this on: Digg This StumbleUpon Add to Facebook Add to Del.icio.us Furl It Seed Newsvine
reddit this! Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Windows Live Favorites Add Google Bookmark
Related Questions
Car Insurance RelatedAfter a car accident, I had my car repaired at a body shop, but I'm not happy with the work. Is there anything I can do about it?
Car Insurance RelatedI've just been in an accident. How will the insurer issue the check to repair my car?
Car Insurance RelatedI bought a new car. Four days later I was hit by a UPS truck while it was parked at work. It is a hybrid with alot of complicated electronics, and batteries. Can I demand that their insurance replace...
Car Insurance RelatedMy wife was hit by a guy who ran a stop sign. She had no stop sign. His insurance company is agreeing to pay 90% of the claim. Saying she is 10% at fault. Is that proper? Also, I dont believe that the...
Car Insurance RelatedIf I was unsatisfied with one body shop and want my car towed to another one, will I still have to pay the first one my deductible?
Car Insurance RelatedWhat the rules governing the use of After Market Parts on an automobile that has been in an accident? How can I get my insurance to use original parts on the repair of my 2001 Honda Civic EX? They wan...
Car Insurance RelatedWhat are my "duties after a loss" responsibilities?
Car Insurance RelatedMy 1995 Honda Odyssey was parked in the driveway. Someone didn't set their brake on their truck so it rolled back and hit my driver's side door. The door has to be replaced and I want a new door. My v...
Car Insurance RelatedMy car was involved in accident. The other driver was at fault. Her insurance company repaired the vehicle with a used transmission that was bad. Do they have to ask if I want old or new parts?
Car Insurance RelatedWill insurance companies pay for parts, such as a bumper, that are better but more expensive than the parts that were on the truck before my accident?
Car Insurance RelatedMy daughter's 2006 Envoy was hit and the other person's insurance company wants to use after market parts. We live in Georgia. What is my daughter's alternative? She does not have money for lawyer. An...
Car Insurance RelatedMy insurance company, Travellers, is replacing the parts on my car with salvage and re-conditioned parts instead of "new" parts. Can I demand them to use new or OEM parts? I live in Califo...
Car Insurance RelatedWhat are the MD regulations on requiring OEM parts usage in the repair of a vehicle? We have a 1999 Ford F-350 which had never been damaged and recently had the front bumper damaged. The insurance com...
Car Insurance RelatedAre insurance companies liable for performance parts on a vehicle (such as cold air intakes, rebuilt motors), when you are the motorist who was not at fault in the wreck?
Car Insurance RelatedWhat are the MD regulations on requiring OEM parts usage in the repair of a vehicle? If another driver hits your car can you require their insurance to replace parts with only OEM parts without having...
Car Insurance RelatedAs a seller of used auto parts I am constantly required to provide "insurance quality parts" What is the definition of insurance quality?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 3/24/2005
This auto insurance answer was last updated on 10/4/2005
Rated 0 out of 10 based on 0 votes.
Claims
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance