I have insurance, but no collision coverage. I dented so?

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I have insurance, but no collision coverage. I dented someone else's car while turning into a parking lot. Does the fact that I don't have collision mean that my insurance company wont cover my car repairs, but will pay for the repairs on the car I hit?

You are absolutely correct. Collision coverage will cover damage to your vehicle. Your property damage liability coverage will cover damage to the other person's vehicle. You should promptly report this loss to your insurance company if you have not already. You can go here to see what adding collision coverage will cost.

Go here for the rules and regulations for your state.

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This car insurance question was asked on 5/17/2005

This auto insurance answer was last updated on 7/11/2005

Eileen requested this car insurance solution.

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