dcsimg
Call Us Toll Free: 1-855-430-7753
Get Personalized Car Insurance Quotes
Age
Currently Insured

State car insurance rates

By

Every state has its own car insurance laws, and that means car insurance rates change dramatically across the country. See the average annual car insurance for each state. Click on your state to find out:

  • Average rates by ZIP code
  • Minimum insurance requirements
  • Laws specific to your state
  • Largest car insurance companies in your state

Washington Idaho Montana North Dakota Minnesota Wisconsin Michigan Oregon Wyoming South Dakota Iowa Illinois Indiana Ohio California Nevada Utah Colorado Nebraska Kansas Missouri Kentucky Arizona New Mexico Texas Oklahoma Arkansas Louisiana Mississippi Tennessee Alabama Georgia Florida West Virginia Maryland Pennsylvania New York Vermont New Hampshire Maine Massachusetts Rhode Island Connecticut New Jersey Delaware Virginia North Carolina South Carolina Alaska Hawaii Washington DC DE VT NJ RI CT NH MA MD DC

StateAverage Annual Insurance RateCompared to national averageRank
Alabama $1,337 +$12 20
Alaska $1,078 -$247 37
Arizona $1,188 -$137 31
Arkansas $1,345 +$20 19
California $1,752 +$427 7
Colorado $1,393 +$68 16
Connecticut $1,367 +$42 17
Delaware $1,607 +$282 11
District of Columbia $1,773 +$448 6
Florida $1,654 +$329 8
Georgia $1,559 +$234 12
Hawaii $1,049 -$276 41
Idaho $935 -$390 48
Illinois $1,035 -$290 42
Indiana $1,113 -$212 36
Iowa $989 -$336 44
Kansas $1,135 -$190 35
Kentucky $1,295 -$30 23
Louisiana $1,842 +$517 4
Maine $808 -$517 51
Maryland $1,610 +$285 9
Massachusetts $1,325 $0 21
Michigan $2,738 +$1,413 1
Minnesota $1,257 -$68 27
Mississippi $1,277 -$48 25
Missouri $1,056 -$269 39
Montana $2,297 +$972 2
Nebraska $1,188 -$137 30
Nevada $1,221 -$104 28
New Hampshire $941 -$384 47
New Jersey $1,905 +$580 3
New Mexico $1,277 -$48 24
New York $1,050 -$275 40
North Carolina $987 -$338 45
North Dakota $1,200 -$125 29
Ohio $900 -$425 50
Oklahoma $1,778 +$453 5
Oregon $1,267 -$58 26
Pennsylvania $1,305 -$20 22
Rhode Island $1,608 +$283 10
South Carolina $1,353 +$28 18
South Dakota $1,168 -$157 32
Tennessee $1,145 -$180 34
Texas $1,510 +$185 13
Utah $1,061 -$264 38
Vermont $942 -$383 46
Virginia $1,020 -$305 43
Washington $1,168 -$157 33
West Virginia $1,456 +$131 14
Wisconsin $912 -$413 49
Wyoming $1,421 +$96 15
National average $1,325

Nearly everything having to do with car insurance depends heavily on your state. The resources linked below will help you understand specific laws that may or may not affect you.

What is a tort state?: Thirty-eight states use the tort system, which means that someone is found at fault for every accident that involves car insurance, even if the fault is determined to be 50/50 between two drivers.

What is a no-fault state?: Under the no-fault system, car insurance companies pay for certain damages regardless of who was at fault. Laws vary among the 12 states that have no-fault insurance.

No pay, no play states: In states with “no pay, no play” laws, driving without insurance is even more risky than in other states. Uninsured drivers in these states are not compensated for any damage, even in accidents that are not their fault.

Which states share speeding ticket information?: Many states have formal agreements with each other, such as the Drivers License Compact and the Non-Resident Violator Compact, to share information regarding traffic tickets when drivers are ticketed out of state.

Comments

Tell us your thoughts

Leave a Comment
 
 
 
0 Responses to "State car insurance rates"