State of Auto Insurance in 2025 : Rates continue precipitous rise.Read story

Editorial Team

Erik J. Martin

Contributing Researcher Expertise Topics: Auto Insurance

Erik J. Martin is a Chicago area-based freelance writer whose articles have been published by AARP The Magazine, The Motley Fool, The Costco Connection, USAA, US Chamber of Commerce, Bankrate, The Chicago Tribune, and other publications.

He often writes on topics related to insurance, real estate, personal finance, business, technology, health care, and entertainment. Erik also hosts a podcast and publishes several blogs, including Martinspiration.com and Cineversegroup.com.

Erik's Latest Articles

Is my car insured? How to check if you have car insurance

Average car insurance rates by age

What is a major vs. minor traffic violation?

Why does my car insurance keep going up?

Can you drive in the U.S. with a G2 graduated license from Ontario?

Top summer driving dangers and road trip tips

How to shop for insurance when buying a new car

Guide to the best cars for teens

What is an anonymous car insurance quote?

How can I get cheap car insurance with bad credit?

Are wives, widows and former spouses of veterans eligible for USAA insurance?

How long are you considered a new driver?

Are grandparents eligible for USAA insurance?

Guide to car insurance for college students who live out of state

What you need to know about insuring an electric vehicle (EV)

What are the cheapest electric cars and hybrids to insure?

What are the most expensive EVs and hybrids to insure?

How do I find out if I still need an SR-22?

How old must a car be to be considered a classic vehicle?

Car insurance estimate by model: Compare rates for over 3,000 models in 2025

What is the Massachusetts windshield replacement law?

Is a Canadian driver's license valid in the U.S.?

What is an SR16 in Indiana?

How do you get an insurance policy reinstated after it was canceled?

How does car insurance work with an FR-44 in Virginia?

How much does your insurance go up after a DUI?

What is SR-50 insurance in Indiana?

Gap insurance providers: Where to buy gap insurance

February 25, 2025

What is the value of a rebuilt title vs. a clean title?

November 11, 2024

Guide to drowsy driving: Here's what you need to know about the safety and insurance implications

November 01, 2024

Will insurance companies cover rust damage?

September 19, 2024

Will North Carolina tags be revoked when insurance lapses?

September 19, 2024

Guide: Here's what those liability car insurance numbers mean

September 18, 2024Editor's Pick

Can I be cited for driving without insurance if I get insurance that day?

September 11, 2024

Do I need comprehensive and collision insurance?

September 11, 2024

How do you get cheap car insurance for young adult drivers?

August 29, 2024

Is a car totaled if the airbags deploy?

August 29, 2024

How to shop for car insurance for adult drivers

August 26, 2024

Collision vs. comprehensive insurance - What you need to know

August 13, 2024

How do uninsured drivers affect car insurance rates in Florida?

August 01, 2024

Raise your car insurance deductible to lower your rates: Savings by state

Detailed guide: Jobs that get car insurance discounts

Can you negotiate car insurance?

Can a 16-year-old drive alone on a learner's permit in Florida?

Do I have to turn in my license plates when I cancel my insurance?

How to save on car insurance when your child goes to college

What happens to the lien if a car is totaled?

How to shop for car insurance for seniors

February 16, 2024

Guide to understanding SR-22A car insurance in Georgia

November 07, 2023

What are good driver car insurance discounts?

Car insurance discounts for students

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