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Written by:
Shivani Gite
Contributing Writer
Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. When not writing, you can find her reading a book or watching anime.
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Reviewed by:
Laura Longero
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Executive Editor
Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

If you are getting your license reinstated by the court, then the clerk of the court’s office will produce an SR16. This form will allow the BMV to clear your license. Normally the Clerk’s office will mail the form to the BMV however some allow you to hand-carry the SR16 to the BMV to expedite the reinstatement of your license for an additional fee. If this option is available at your Clerk’s office, they will produce the form while you wait so you can take it to the BMV special reinstatement centers. So to find out about this form in Indiana, contact the clerk of the court’s office.

SR16 and SR50 are specific forms most commonly used in Indiana when Indiana motorists involved in accidents or who have received citations for traffic offenses must submit one or more forms to the BMV. The exact requirements for SR50s and SR16s differ according to state laws.

Proof of financial responsibility in Indiana

An SR16 is not the only document issued in Indiana to certain drivers. Two others include SR22 and SR50. Know the difference below.

SR-22:

SR-22 is a form that some states require as part of the license reinstatement process. It is used for proof of financial responsibility by drivers convicted of an offense that requires the driver to maintain financial responsibility for a three-year period. An SR-22 must be filed with the BMV for three years from a date determined by the BMV. If you need an SR-22, then you will need to obtain the required insurance coverages that the state is mandating you carry and then have your insurer file this form with the state for you.

SR-50:

A motorist uses the SR-50 in Indiana to provide proof of current insurance to the BMV. The form shows the BMV the beginning and ending dates of the current policy. For example, the Indiana BMV notes that if a person is not insured at the time of a violation, they may be subject to a one-year suspension of their driving privileges, owe a reinstatement fee of between $150 to $300 and will be required to have an Affidavit of Current Insurance, or SR-50 form, filled out and returned to the BMV by their insurance company.

The Indiana government site has the Affidavit of Current Insurance SR-50 form online if you wish to look it over.

Final thoughts

SR16, SR-50 and SR-22 are not types of insurance but are forms showing the department of motor vehicles certain things. If you are required to obtain certain insurance coverages to reinstate your driver’s license, then the court or the DMV should be able to inform you exactly which auto insurance coverages these are. You then can inform your insurance agent who can help you obtain these coverages and fill out the SR-50 form and if the SR-22 is necessary file it for you as well.

— Michelle Megna contributed to this story.

Laura Longero

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Laura Longero

Executive Editor

Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

John McCormick

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John McCormick

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John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.

Leslie Kasperowicz

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Leslie Kasperowicz

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Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.

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Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.

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author image
Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. When not writing, you can find her reading a book or watching anime.