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What are the values of vehicles with rebuilt titles vs. those with clean titles? Is there a specific amount or percentage deducted for being rebuilt?


Cars with rebuilt titles are obviously worth less than a car that has a clean title and has not in an accident serious enough to find it be a total loss. Generally, a vehicle that has a salvage or rebuilt title can be worth thousands of dollars less than one that does not have a this type of title.

Auto and insurance industry sources report that the decrease in value of a vehicle that has a rebuilt or salvage title is typically between 20 percent and 50 percent, depending on the type of vehicle and its age.

While there is not any specific percent or amount off of actual cash value that all insurance companies use for calculating the value of a rebuilt title car, it will be worth less than a car with a clean, clear title. The diminished value of the vehicle, due to the type of title it had, will most certainly decrease your settlement amount if you are getting actual cash value a car with a rebuilt title in an auto accident claim.

If there is a specific car you are wanting to know what the rebuilt or salvage value would be versus a car with a clean title, you could discuss this issue with a local dealership. A dealer should be able to give you a reasonable idea of the difference in a comparable cars with a clean title and rebuilt title.

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4 Responses to "What are the values of vehicles with rebuilt titles vs. those with clean titles? Is there a specific amount or percentage deducted for being rebuilt?"
  1. Anonymous

    The replacement value or the value of the vehicle will not be dimished. The vehicle is repaired and restored to original condition and then an application has to be put in to try to get the rebuilt title on the vehicle. This process would include a full safety inspection... frame damage etc. The value remains the same as if the vehicle had never changed titles. The rebuilt title just means the insurance company opted to not repair the vehicle. The branding is strictly business/economical. Nothing to do with safety or true value of vehicle.

    1. Me December 07, 2016 at 12:35 PM

      I owned a 2005 Honda Odyssey that was three years old and 50k miles on it when it was in a collision that required $14,000 in repairs to restore to its original condition. The diminution of value settlement I received from my insurance company was about $4,500. Why would they have paid me that if my vehicle was still worth the same amount ($18,500) as if it had never been in an accident? Also, why do dealers sell vehicles with rebuilt titles at a significant discount (25-40%) to comparable vehicles with no accident history?

        Reply »  
  2. Anonymous

    if a car was insp.it would be ok.buy the state.

  3. Anonymous

    I have a rebuilt toyota tercel I want to sale not sure how much to ask for it?

Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms of Service.

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