Nothing surprises someone more than receiving an insurance policy renewal and seeing a big jump in rates or a denial of coverage. If nothing in your driving record changed it is likely the insurance company updated your rates based on your credit score. When a bad credit score drives up your insurance rates you need to start looking for car insurance with no credit check. Finding auto insurance that doesn't use credit score as a factor can be challenging. When looking for no credit check insurance several resources make the process easier.

The first place to look is on line. Finding information on insurance companies has never been easier for consumers. If searching by yourself is too time consuming, or the amount of information online becomes difficult to manage, refine your search to finding an insurance broker who specializes in finding coverage for drivers with low credit scores. To double check information on specific companies contact your state department of insurance to request a copy of the companies filing. In addition, check with AM Best to be sure the company received a rating you are comfortable with.

When comparing policies from different no credit check insurance companies make sure you are comparing apples to apples. When requesting quotes, or having a broker request them for you, make sure you use the same coverage types and limits so you can be sure the policy that looks the best is actually the best.