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Q

I was recently in a car accident with someone and I had no insurance coverage. The other car had uninsured motorist coverage. What will and can happen to me?


A

I am sorry to hear about your loss. The specific penalties vary from state to state for driving without insurance and/ or being involved in a motor vehicle accident without insurance. You may be personally liable for the damages you caused even if the other party had insurance. In addition, you may now be subject to certain financial responsibility rules enforced by your state.

I suggest contacting a lawyer to determine your liability exposure and contacting your local driver's license office to determine what action(s) may be taken against your license.

If you like, you can follow this link to get a quote now for auto insurance in Maryland. Esurance is one of the companies that we represent in your state that offers instant insurance coverage over the internet.

Comment Update: You will need to find out the insurance status of the other driver through the local authorities (police report and/or investigation).

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7 Responses to "I was recently in a car accident with someone and I had no insurance coverage. The other car had uninsured motorist coverage. What will and can happen to me?"
  1. Anonymous

    seems correct

      Reply»  
  2. Anonymous

    Have a sense and look out for the people that matter in life.

      Reply»  
  3. Anonymous

    Shouldn't be driving without insurance in the first place. It's harder for the responsible person with insurance to get their car fixed.

      Reply»  
  4. Anonymous

    Who was at fault in the accident? What state did this happen? You cant answer the question without these answers. Also to the comment about finding out if the other driver was insured, get a copy of the police report, the insurance info should be on there.

      Reply»  
  5. Anonymous

    Not very good. I was looking for information on what to once I was hit by someone else. We both have insurance, but her insurance company is giving me the run around

      Reply»  
  6. Anonymous

    what if a accident happen and the other driver was at fault how can i find out if the car was insured

      Reply»  
  7. Anonymous

    You did not offer any useful information. You offered no information on Maryland state driving laws, uninsured penalties.

      Reply»