In Florida, you have the option to choose uninsured/underinsured motorist bodily injury stacking option. Typically this is the only type of automobile insurance coverage that can be stacked.

By selecting stacking for your uninsured/underinsured motorist bodily injury coverage, you increase your limits for each of these coverages by the number of cars you’re insuring.

For example, if you were to insure 2 cars and select stacking, your uninsured and/or underinsured motorist bodily injury coverage limits of $50,000/$100,000 would double to $100,000/$200,000. If you were to insure 3 cars and choose stacking, $50,000/$100,000 limits would increase to $150,000/$300,000.Generally there is not a limit on the number of vehicles that can be insured and thus stacked this way.

Selecting the stacking option for uninsured and underinsured motorist bodily injury coverage increases your premium.