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Car Insurance Question  How long will an accident stay on your driving record?

How long an accident will stay on your driving record depends upon the state in which are licensed and reside in. Each state has its own laws and guidelines for how long accidents and traffic violations stay on a person's motor vehicle record, so check with your state's DMV.

For example, the New York DMV lists an accident on the records of every driver in the accident and does not assign fault. An accident normally remains on a NYS driver record for the year that the accident occurred and the following 3 calendar years.

The Texas Department of Public Safety keeps moving violations and accidents on a driver's record for 5 years, with the exception of serious offenses such as DUI and no liability insurance which stay indefinitely.

All TX crashes that are investigated by a police officer are recorded on the individual's driver record. The record does not indicate fault but shows the date and location of the crash.

Arizona states that convictions of traffic offenses stay on your driver's history for 5 years, the AZ DOT does not say if this does or does not include accidents. Convictions showing on an AZ driving record within the past 39 months can be provided to an insurance company.

You can obtain auto insurance quotes for New York, Texas, Arizona or anywhere else in the United States by clicking here.

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Question Details
This car insurance question was asked on 5/11/2006
This auto insurance answer was last updated on 5/16/2006
Norman M requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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