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Average Auto Insurance Rates

State Average Rates - Compared To National Average Auto Insurance Rates

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CPI Historical Average Premiums

You can read more about auto insurance rates on the CarInsurance.com Premium Index page. These are the historical premium trends for each state and nationally.

Location201020112012Annual ChangeDec-2011Jan-2012Monthly Change
National $1,539 $1,450 $1,602
10.48 % $ 1,437 $ 1,602
11.48 %
Alaska $1,875 $1,477 $0
* * *
*
Alabama $1,239 $1,250 $1,320
5.6 % $ 1,175 $ 1,320
12.34 %
Arkansas $1,203 $1,229 $1,424
* * *
*
Arizona $1,372 $1,031 $1,011
* $ 900 *
*
California $1,286 $1,216 $1,209
0.57 % $ 1,232 $ 1,209
1.86 %
Colorado $1,349 $1,076 $1,085
0.83 % $ 1,031 $ 1,085
5.23 %
Connecticut $2,011 $1,848 $2,125
14.98 % $ 1,828 $ 2,125
16.24 %
District of Columbia $2,282 $2,028 $1,521
* * *
*
Delaware $2,203 $2,094 $2,202
* * *
*
Florida $1,675 $1,764 $1,903
7.87 % $ 1,904 $ 1,903
0.05 %
Georgia $1,362 $1,317 $1,568
19.05 % $ 1,311 $ 1,568
19.6 %
Hawaii $1,120 $1,150 $0
* * *
*
Iowa $1,014 $803 $1,059
* * *
*
Idaho $1,156 $1,013 $1,114
* * *
*
Illinois $1,286 $988 $1,094
10.72 % $ 971 $ 1,094
12.66 %
Indiana $1,243 $940 $1,067
13.51 % $ 991 $ 1,067
7.66 %
Kansas $1,507 $1,218 $1,335
* * *
*
Kentucky $1,678 $1,784 $1,818
1.9 % $ 1,872 $ 1,818
2.88 %
Louisiana $2,042 $1,813 $1,989
9.7 % $ 1,979 $ 1,989
0.5 %
Maryland $2,112 $1,936 $1,805
6.76 % $ 1,924 $ 1,805
6.18 %
Maine $1,129 $1,032 $1,305
* * *
*
Michigan $1,904 $1,517 $2,029
33.75 % $ 2,212 $ 2,029
8.27 %
Minnesota $1,517 $1,205 $1,326
10.04 % $ 1,286 $ 1,326
3.11 %
Missouri $1,396 $1,175 $1,229
4.59 % $ 1,091 $ 1,229
12.64 %
Mississippi $1,197 $1,160 $1,419
* $ 1,234 *
*
Montana $1,440 $1,222 $857
* * *
*
North Carolina $1,353 $1,204 $1,172
2.65 % $ 1,181 $ 1,172
0.76 %
North Dakota $1,257 $1,265 $0
* * *
*
Nebraska $1,380 $1,145 $1,237
* * *
*
New Hampshire $1,253 $1,035 $1,793
* * *
*
New Jersey $2,479 $2,283 $2,126
6.87 % $ 2,037 $ 2,126
4.36 %
New Mexico $1,606 $1,252 $1,387
* * *
*
Nevada $1,781 $1,527 $1,493
2.22 % $ 1,481 $ 1,493
0.81 %
New York $2,380 $2,771 $2,744
0.97 % $ 2,563 $ 2,744
7.06 %
Ohio $1,212 $999 $996
0.3 % $ 1,017 $ 996
2.06 %
Oklahoma $1,803 $1,551 $1,722
* * *
*
Oregon $1,475 $1,226 $1,767
* * *
*
Pennsylvania $1,692 $1,308 $1,373
4.96 % $ 1,243 $ 1,373
10.45 %
Rhode Island $2,279 $2,155 $2,603
* * *
*
South Carolina $1,505 $1,362 $1,418
4.11 % $ 1,303 $ 1,418
8.82 %
South Dakota $1,202 $1,054 $0
* * *
*
Tennessee $1,308 $967 $1,372
41.88 % $ 897 $ 1,372
52.95 %
Texas $1,518 $1,255 $1,421
13.22 % $ 1,074 $ 1,421
32.3 %
Utah $1,428 $1,200 $1,589
* * *
*
Virginia $1,306 $1,080 $1,224
13.33 % $ 945 $ 1,224
29.52 %
Vermont $1,219 $878 $1,275
* * *
*
Washington $1,626 $1,437 $1,225
* $ 1,313 *
*
Wisconsin $1,167 $1,041 $1,196
14.88 % $ 932 $ 1,196
28.32 %
West Virginia $1,837 $1,786 $0
* * *
*
Wyoming $1,394 $1,168 $0
* * *
*
NA-CarInsurance.com did not offer quotes during this entire period.
*-Indicates insufficient data to meet CPI's study criteria, for informational purposes only.

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