CarInsurance.com Premium Index - Average Car Insurance Premiums

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CarInsurance.com Premium Index (CPI)

Average Premiums

State Average Rates - Compared To National Average Auto Insurance Rates

CPI Historical Average Premiums

You can read more about auto insurance rates on the CarInsurance.com Premium Index page. These are the historical premium trends for each state and nationally.

Location	2010	2011	2012		Dec-2011	Jan-2012
National	$1,539	$1,450	$1,602	10.48 %	$ 1,437	$ 1,602	11.48 %
Alaska	$1,875	$1,477	$0	*	*	*	*
Alabama	$1,239	$1,250	$1,320	5.6 %	$ 1,175	$ 1,320	12.34 %
Arkansas	$1,203	$1,229	$1,424	*	*	*	*
Arizona	$1,372	$1,031	$1,011	*	$ 900	*	*
California	$1,286	$1,216	$1,209	0.57 %	$ 1,232	$ 1,209	1.86 %
Colorado	$1,349	$1,076	$1,085	0.83 %	$ 1,031	$ 1,085	5.23 %
Connecticut	$2,011	$1,848	$2,125	14.98 %	$ 1,828	$ 2,125	16.24 %
District of Columbia	$2,282	$2,028	$1,521	*	*	*	*
Delaware	$2,203	$2,094	$2,202	*	*	*	*
Florida	$1,675	$1,764	$1,903	7.87 %	$ 1,904	$ 1,903	0.05 %
Georgia	$1,362	$1,317	$1,568	19.05 %	$ 1,311	$ 1,568	19.6 %
Hawaii	$1,120	$1,150	$0	*	*	*	*
Iowa	$1,014	$803	$1,059	*	*	*	*
Idaho	$1,156	$1,013	$1,114	*	*	*	*
Illinois	$1,286	$988	$1,094	10.72 %	$ 971	$ 1,094	12.66 %
Indiana	$1,243	$940	$1,067	13.51 %	$ 991	$ 1,067	7.66 %
Kansas	$1,507	$1,218	$1,335	*	*	*	*
Kentucky	$1,678	$1,784	$1,818	1.9 %	$ 1,872	$ 1,818	2.88 %
Louisiana	$2,042	$1,813	$1,989	9.7 %	$ 1,979	$ 1,989	0.5 %
Maryland	$2,112	$1,936	$1,805	6.76 %	$ 1,924	$ 1,805	6.18 %
Maine	$1,129	$1,032	$1,305	*	*	*	*
Michigan	$1,904	$1,517	$2,029	33.75 %	$ 2,212	$ 2,029	8.27 %
Minnesota	$1,517	$1,205	$1,326	10.04 %	$ 1,286	$ 1,326	3.11 %
Missouri	$1,396	$1,175	$1,229	4.59 %	$ 1,091	$ 1,229	12.64 %
Mississippi	$1,197	$1,160	$1,419	*	$ 1,234	*	*
Montana	$1,440	$1,222	$857	*	*	*	*
North Carolina	$1,353	$1,204	$1,172	2.65 %	$ 1,181	$ 1,172	0.76 %
North Dakota	$1,257	$1,265	$0	*	*	*	*
Nebraska	$1,380	$1,145	$1,237	*	*	*	*
New Hampshire	$1,253	$1,035	$1,793	*	*	*	*
New Jersey	$2,479	$2,283	$2,126	6.87 %	$ 2,037	$ 2,126	4.36 %
New Mexico	$1,606	$1,252	$1,387	*	*	*	*
Nevada	$1,781	$1,527	$1,493	2.22 %	$ 1,481	$ 1,493	0.81 %
New York	$2,380	$2,771	$2,744	0.97 %	$ 2,563	$ 2,744	7.06 %
Ohio	$1,212	$999	$996	0.3 %	$ 1,017	$ 996	2.06 %
Oklahoma	$1,803	$1,551	$1,722	*	*	*	*
Oregon	$1,475	$1,226	$1,767	*	*	*	*
Pennsylvania	$1,692	$1,308	$1,373	4.96 %	$ 1,243	$ 1,373	10.45 %
Rhode Island	$2,279	$2,155	$2,603	*	*	*	*
South Carolina	$1,505	$1,362	$1,418	4.11 %	$ 1,303	$ 1,418	8.82 %
South Dakota	$1,202	$1,054	$0	*	*	*	*
Tennessee	$1,308	$967	$1,372	41.88 %	$ 897	$ 1,372	52.95 %
Texas	$1,518	$1,255	$1,421	13.22 %	$ 1,074	$ 1,421	32.3 %
Utah	$1,428	$1,200	$1,589	*	*	*	*
Virginia	$1,306	$1,080	$1,224	13.33 %	$ 945	$ 1,224	29.52 %
Vermont	$1,219	$878	$1,275	*	*	*	*
Washington	$1,626	$1,437	$1,225	*	$ 1,313	*	*
Wisconsin	$1,167	$1,041	$1,196	14.88 %	$ 932	$ 1,196	28.32 %
West Virginia	$1,837	$1,786	$0	*	*	*	*
Wyoming	$1,394	$1,168	$0	*	*	*	*
NA-CarInsurance.com did not offer quotes during this entire period. *-Indicates insufficient data to meet CPI's study criteria, for informational purposes only.