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What would happen if I got pulled over in Oregon and did not have insurance?

Driving without insurance, or being unable to provide proof of auto insurance to a law enforcement officer when requested, is a class B traffic violation in Oregon. Oregon has a mandatory insurance law which requires every driver to insure their vehicle.

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Driving without the mandated liability insurance in OR can result in fines (averaging around $300), suspension of your driving privileges and in some areas your vehicle can be towed. If a judge convicts you of driving uninsured, you will need to file proof of future financial responsibility (SR-22) with the DMV for 3 years or else your driving privileges will remain suspended.

If you are caught driving without insurance and are involved in a crash, your driving privileges will be suspended for 1 year. After the suspension period ends you will have to carry an SR-22 for 3 years.

If you need Oregon insurance or an OR SR-22 policy you can start here with an automobile insurance quote.

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Car Insurance Related What are the penalties for driving without insurance? I know someone that got pulled over for the 3rd time in 10 yrs and he didn't have insurance. What will happen?
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Why if it is against the law to drive without insurance are there so many people still driving without? How bout increasing the find to be equal of that the average person pays for one year. Mandatory vehicle impounding. Pull the plates from uninsured vehicles. Make it that the person that is driving without insurance is fully liable if involved in an accident. Sell the vehicle like cars involved with drug dealing. What is this state waiting for? Its against the law!
Comment added: 10:21 AM Nov-26
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This car insurance answer was last updated 9:58 AM Mar-02.
This Save Money question was asked 10:09 PM February-28-2006.
Holly requested this car insurance help from CarInsurance.com experts.
Rated 3.5 out of 10 based on 2 votes.
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