Drivers purchase car insurance to protect their car, to meet the state's insurance requirements, and to be protected if they are responsible for damages in an incident. The minimum requirements in each state provides liability insurance to pay for damages to the driver you hit in an accident and to pay for their car or property. Liability insurance does not offer any protection for damages you incur to your own person and property. When you are involved in an accident, many things are affected including your family, financial assets like your house, as well as your own vehicle. Getting the right coverage can help protect your family and your assests.
This coverage calculator offers basic recommendations for typical coverage, limits, and deductibles needed based on the answers you provide. Use this coverage calculator as a guide in choosing the coverage that's right for you. Always get the most coverage you can afford to ensure that you and your family are always protected.
If you want to save time, you can enter your zip code above and get a quote at CarInsurance.com. During the quote, CarInsurance.com has a comprehensive coverage selection tool that guides you with state specific dynamic choices for your situation.