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I just got a ticket for improper passing. Will this ticket affect my insurance like a speeding ticket would?

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Depending on severity of the speeding ticket, insurance companies offer different consequences for them. In most cases, a ticket for improper passing is a minor violation. It is usually equated to a minor speeding ticket. If this is your first ticket, chances are you will see no difference in your premiums (unless it eliminates a "safe driver" discount.)Now, some states have laws governing when and why auto insurers can change policyholders' premiums; often, insurers are not allowed to raise your rates after just one speeding ticket or other citation. Some companies will consider the severity of your violation and raise your rates accordingly; others will raise rates a specific amount per violation.

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This car insurance answer was last updated 2:31 PM Oct-11.
This Save Money question was asked 11:09 AM October-11-2005.
Kristen requested this car insurance help from CarInsurance.com experts.
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