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Q

I recieved a carpool violation yesterday. Will it affect my car insurance? I thought it might not because driving in the carpool lane has nothing to do with being a safe driver. Just curious if you know anything about it.


A

In many states a carpool or HOV violation results in a ticket and points for a moving violation. Generally, most insurance companies would consider this to be a minor violation and if it is your first ticket in some time might not raise your rates. If you have multiple tickets or other incidents it can make your insurance rates to rise. There is a website called Hovworld.com that actually lists in which states this is a points or non-points violation.

If it is a points violation in your state you might want to see if your state allows you to take traffic school. There are certain states in which you can request to take traffic or driving school and get your HOV or carpool ticket points taken off of your driving record. This may be a choice you would want to take advantage of.

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2 Responses to "I recieved a carpool violation yesterday. Will it affect my car insurance? I thought it might not because driving in the carpool lane has nothing to do with being a safe driver. Just curious if you know anything about it."
  1. Anonymous

    I have a question: if one (a driver insured on his own car) gets a carpool violation driving someone elses car (on which he is insured by the policy of the registered owner) after already having gotten and handled 2 carpool violations on his own insured/registered vehicle in the past 24 months, then where does the risk for an increase in insurance premium lie: with the driver and his insurance policy? Or with the registered owner and their policy on which the driver is insured? Any clarification is much appreciated!

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  2. Anonymous

    Good information given and I like that there is a link to find out if the point would apply to you.

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