The penalty or points assessed to your driver's license and driving record for a passing in a no passing zone violation will depend upon which state you were ticketed for this offense in. For many states it is a 3 point violation. These states include Pennsylvania, Michigan and Virginia. It is 4 points in New Jersey, who terms it as improper passing and also 4 points in New Hampshire where it is cited as unlawful passing.
Failure to obey marked lanes penalties and points will again be dependent on which state you were cited fin or the violation. In Virginia failure to obey highway lane markings is 4 points. In New Mexico the offense is 3 points, while in New Jersey failure to observe traffic lanes is a 2 point offense.
How these traffic violations will affect your insurance, or if they will cause insurance points, will depend on how your insurance company determines their rates and points. You can contact your insurance carrier to find out about their rating system. If you current auto insurance rates are too high you can get a free car insurance quote here.