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Q

What reasons may you need a SR-22?


A

The reasons that an SR22 can be required vary from state to state. An Sr-22 is generally required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility. Each state has different variations of this form and the associated insurance requirements.

SR-22s are associated with the following offenses in many states (though the SR22 can be required for reasons other then these):

  • DUI or DWI or any serious moving violation
  • At-fault accidents while driving without insurance
  • Repeat traffic offenses or getting too many tickets in a short time period
  • License suspension or revoked license - the SR22 is required as part of the reinstatement process
  • Driving without insurance (sometimes referred to as SR-22a, SR-22s, SR-26, or other variations by state)

An SR-22 can and is required in many states as part of the reinstatement process after you have had your driver's license suspended, revoked or cancelled. This can include suspension for being a habitual offender of traffic violations or due to being behind in child support payments; it all depends on your particular state's laws.

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To find out about your state's specific reasons for requiring a driver to maintain a SR-22 check with your Department of Motor Vehicles.


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