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What is an SR-22 form?

SR-22 insurance varies state to state.

The basic definition of an SR-22 form is available on our Insurance Terms page.

SR-22 isn't a type of insurance, but rather proof that you have certain types of insurance (based upon the financial responsbility laws of your state).

Simply, it is a form which must be filed by the insurance company to the state (Department of Motor Vehicles) stating that auto liability insurance is in effect for a particular individual.

Typically it is required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility OR if a judge has ordered an SR22 for other reasons (in some states).

Comment Update: Yes, it is simply a form showing you are carrying a certain type of liability coverage.

Please review our related question titled "What is an SR-22?" for more explanation to your request.

Comment Update: This answer is about the form, please see the related articles to learn what an SR-22 is.

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Visitor Comments
car insurance commentsI was convicted of a traffic offense and was ABLE to, and DID show financial responsibility. Money was not a question or an element.
car insurance commentsI need to know if someone does not own a car but rents one frequently needs SR 32?
car insurance commentsThe question was..."What is sr-22 insurance?". You told us what an sr-22 "form" is. So is sr-22 NOT a type of insurance, it is simply a form issued by your insurance company to prove liability?
car insurance commentsI was sued for $100,295 for an auto accident under State Farms Underinsured coverage. Well the DMV never told me that I needed SR22 coverage...And you dont tell me what it is, So WHAT EXACTLY IS IT??
car insurance commentsthanks
car insurance commentsWhile you gave an answer, it was ambiguous at best. I still dont know what an SR22 is.
car insurance commentsgreat! thanks for clearing that up!
car insurance commentsI was convicted of a traffic violation and showed financial responsibility. I still need an SR-22 filled out anyway. This information is either false or not entirely true.
car insurance commentsNice insurance sales pitch
car insurance commentsI couldn't be more pleased. I came with questions, I left with answers. Superb my friends.
car insurance commentsI had a vague understanding on what the sr 22 form was, Now I understand better. I read some of the comments below and was shocked that some people still didn't know or got defensive. Maybe they didn't read (it is simply a form showing you are carrying a certain type of liability coverage.) Anyway, Thank You
car insurance commentsI voted this way because this question does NOT answer the question of what states do not require car insurance.
car insurance commentsgreat job gents
car insurance commentsThank you, I really needed to know where to get the form. My insurance company, something I didnt know before.
car insurance commentsNeed to include state by state info as to how the form is handled. Such as: Does California require the customer to go directly to the insurance Co. in person to request the form and then have to take it to DMV? Or does the insurance company send it to DMV in Calif. after requesting it from the insurance????
car insurance commentsanswered all my questions.
car insurance commentsWe called our Nationwide agent to obtaine SR22 after 10 days of waiting we resived a SR4 22422 wich was not accepted by the DPS our insurance agent is saing that this Sr4 is the same as a Sr22 is this true. has any one had the same experience?
car insurance commentsThank you, I do understand what an sr-22 is and the reasons behind them better now but how long would an individual have to carry one in the vehicle?
car insurance commentsOk, so if I was pulled over and was able to show proper insurance the State of CA just wants to be a further pain in my ass by making me file one... cool!
car insurance commentshow do I get sr22
car insurance commentsHow does an insurance company find out about a dui conviction?
car insurance commentsdoes the 3 year peiod of the sr22 become effective from the date of the DUI or from the day of purchase of insurance, does the 3 yr. period end after 3 yrs from the DUI
car insurance commentsIt is from the day you purchase the SR-22 and it has to be continuous.
car insurance commentsI wanted to know if a person loses their license due to speeding violation will they need SR22 insurance?
car insurance commentsgood question but I was hoping for a more detailed answer.
car insurance commentsan SR-22 is a document that shows proof of financial responsibility. Youll need an SR-22 if the police caught you driving without insurance, and youll be required to carry the SR-22 for a specified amount of time (usually three years). Once you properly fulfill that time period, your SR-22 status expires. SR-22s also are associated with the following: DUI or DWI or any serious moving violation At-fault accidents while driving without insurance Repeat traffic offenses or getting too many tickets in a short time period License suspension or revoked license How Long Do I Need an SR-22? Expect a long relationship with your SR-22 — most likely three years — similar to a probationary period after a criminal offense. You must carry continuous insurance during the specified period of time before SR-22 status is removed. If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately and your license will be suspended again. If you are a
car insurance commentsmy son received 2 underage drinking tickets he was not driving a vehicle he does have car insurance why does he need an sr-22
car insurance commentsi think this is a very helpful article, it gives people who is unaware about this type of laws more clarification.
car insurance commentsI was randomly selected to check for proof of insurace and unfortunately in the short period I cancelled one to go to another. Now I received a letter asking me to send proof on that day or I will have FR suspension, please tell me what can I do. Can I buy an SR22. thank you so much for your website
car insurance commentsIs there any where I can find my sr 22 case number?
car insurance commentsI do have one for you...If you get a dui and are required to have an SR22, how long are you required to have it? My understanding was that you must have it for at least a year (according to the DMV), but I want to make sure that is a fact.
car insurance commentsI was sued for 15,300 ,and I was driveing someone else car that didnt have insurane an hit someone .and its been over 6yr now an I want to no do I need a sr22 .
Question Details
This car insurance answer was last updated 10:38 AM Feb-13.
This helpful tips question was asked 3:35 PM Mar-24-2005.
Rated 6 out of 10 based on 92 votes.
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