Car Insurance Quotes Get competitive car insurance quotes. Enter your ZIP code:
CarInsurance.com
CarInsurance.com Navigation

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer

Car Insurance Question  What is an SR-22 form?

SR-22 insurance varies state to state.

The basic definition of an SR-22 form is available on our Insurance Terms page.

SR-22 isn't a type of insurance, but rather proof that you have certain types of insurance (based upon the financial responsbility laws of your state).

Simply, it is a form which must be filed by the insurance company to the state (Department of Motor Vehicles) stating that auto liability insurance is in effect for a particular individual.

Typically it is required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility OR if a judge has ordered an SR22 for other reasons (in some states).

Comment Update: Yes, it is simply a form showing you are carrying a certain type of liability coverage.

Please review our related question titled "What is an SR-22?" for more explanation to your request.

Comment Update: This answer is about the form, please see the related articles to learn what an SR-22 is.

Related Questions
Car Insurance RelatedCan you purchase auto insurance online? What about an SR-22?
Car Insurance RelatedWhat is an SR-22?
Car Insurance RelatedMy daughter had a DUI 2 years ago and had to get an SR-22. What is an SR22 and what does it cover? Will this effect her financing on a new car?
Car Insurance RelatedI have only liability insurance on my car. My daughter was driving it today and the engine caught on fire and the car was totaled more or less. She has an SR22 on file, and she told me that her SR22 i...
Car Insurance RelatedI am required to carry a SR22 but don't own a vehicle. What should I do?
Car Insurance RelatedCan I drive any car with SR22 insurance with permission?
Car Insurance RelatedI was hit by a car at a stop sign but it was the other person's fault. I do not have insurance. Will the other person's insurance pay for the damage?
Car Insurance RelatedCan I get an SR22 without buying insurance for my car?
Car Insurance RelatedDoes SR22 non-owners insurance cover policy holders in uninsured vehicles? Is it considered proof of insurance in an uninsured vehicle?
Car Insurance RelatedWould you have to get an SR-22 for writing bad checks?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
car insurance commentsI was convicted of a traffic offense and was ABLE to, and DID show financial responsibility. Money was not a question or an element.
car insurance commentsI need to know if someone does not own a car but rents one frequently needs SR 32?
car insurance commentsThe question was..."What is sr-22 insurance?". You told us what an sr-22 "form" is. So is sr-22 NOT a type of insurance, it is simply a form issued by your insurance company to prove liability?
car insurance commentsI was sued for $100,295 for an auto accident under State Farms Underinsured coverage. Well the DMV never told me that I needed SR22 coverage...And you dont tell me what it is, So WHAT EXACTLY IS IT??
car insurance commentsthanks
car insurance commentsWhile you gave an answer, it was ambiguous at best. I still dont know what an SR22 is.
car insurance commentsgreat! thanks for clearing that up!
car insurance commentsI was convicted of a traffic violation and showed financial responsibility. I still need an SR-22 filled out anyway. This information is either false or not entirely true.
car insurance commentsNice insurance sales pitch
car insurance commentsI couldn't be more pleased. I came with questions, I left with answers. Superb my friends.
car insurance commentsI had a vague understanding on what the sr 22 form was, Now I understand better. I read some of the comments below and was shocked that some people still didn't know or got defensive. Maybe they didn't read (it is simply a form showing you are carrying a certain type of liability coverage.) Anyway, Thank You
car insurance commentsI voted this way because this question does NOT answer the question of what states do not require car insurance.
car insurance commentsgreat job gents
car insurance commentsThank you, I really needed to know where to get the form. My insurance company, something I didnt know before.
car insurance commentsNeed to include state by state info as to how the form is handled. Such as: Does California require the customer to go directly to the insurance Co. in person to request the form and then have to take it to DMV? Or does the insurance company send it to DMV in Calif. after requesting it from the insurance????
car insurance commentsanswered all my questions.
car insurance commentsWe called our Nationwide agent to obtaine SR22 after 10 days of waiting we resived a SR4 22422 wich was not accepted by the DPS our insurance agent is saing that this Sr4 is the same as a Sr22 is this true. has any one had the same experience?
car insurance commentsThank you, I do understand what an sr-22 is and the reasons behind them better now but how long would an individual have to carry one in the vehicle?
car insurance commentsOk, so if I was pulled over and was able to show proper insurance the State of CA just wants to be a further pain in my ass by making me file one... cool!
Question Details
This car insurance question was asked on 3/24/2005
This auto insurance answer was last updated on 2/13/2007
Rated 6 out of 10 based on 63 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2008 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance    verified hacker safe and secure car insurance