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What is an SR-22 form?

SR-22 insurance varies state to state.

The basic definition of an SR-22 form is available on our Insurance Terms page. (Have more questions about SR-22 and car insurance? See "SR-22: The questions drivers ask most.")

SR-22 isn't a type of insurance, but rather proof that you have certain types of insurance (based upon the financial responsibility laws of your state).

Simply, it is a form which must be filed by the insurance company to the state (Department of Motor Vehicles) stating that auto liability insurance is in effect for a particular individual.

Typically it is required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility OR if a judge has ordered an SR22 for other reasons (in some states).

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Comment Update: Yes, it is simply a form showing you are carrying a certain type of liability coverage.

Please review our related question titled "What is an SR-22?" for more explanation to your request.

Comment Update: This answer is about the form, please see the related articles to learn what an SR-22 is.

Comment Update: The 'S' 'R' refers to State Requirement, or a Certificate of Insurance for the state's requirement.

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Related Questions

	Can you purchase auto insurance online? What about an SR-22?
	What is an SR-22?
	My daughter had a DUI 2 years ago and had to get an SR-22. What is an SR22 and what does it cover? Will this effect her financing on a new car?
	I have only liability insurance on my car. My daughter was driving it today and the engine caught on fire and the car was totaled more or less. She has an SR22 on file, and she told me that her SR22 insures her for any person's car she may be driving at the time of an accident or loss. Is that true? Will her SR22 cover damages sustained to my car because she was the driver?
	I am required to carry a SR-22 but don't own a vehicle. What should I do?

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Visitor Comments

Very useful! Thanks!
Comment added: 12:36 PM Nov-12

Great, thank you for the post
Comment added: 05:12 PM Sep-12

Just one question. If it is a Certificate of Insurance, why isnt it called a CR-22? What does the "S" stand for?
Comment added: 07:53 AM Oct-13

What is an sr-22 i got one for 3 years and does it affect me if i go get insuarance or what? will i have high cost know? Dumb SC laws
Comment added: 01:17 AM Oct-07

can i print a copy of a sr22 form
Comment added: 09:36 PM Apr-05

I was sued for 15,300 ,and I was driveing someone else car that didnt have insurane an hit someone .and its been over 6yr now an I want to no do I need a sr22 .
Comment added: 02:10 PM Mar-16

I do have one for you...If you get a dui and are required to have an SR22, how long are you required to have it? My understanding was that you must have it for at least a year (according to the DMV), but I want to make sure that is a fact.
Comment added: 10:49 AM Feb-03

Is there any where I can find my sr 22 case number?
Comment added: 01:50 AM Jan-25

I was randomly selected to check for proof of insurace and unfortunately in the short period I cancelled one to go to another. Now I received a letter asking me to send proof on that day or I will have FR suspension, please tell me what can I do. Can I buy an SR22. thank you so much for your website
Comment added: 10:28 AM Dec-01

i think this is a very helpful article, it gives people who is unaware about this type of laws more clarification.
Comment added: 12:24 PM Sep-15

my son received 2 underage drinking tickets he was not driving a vehicle he does have car insurance why does he need an sr-22
Comment added: 04:01 PM Aug-27

an SR-22 is a document that shows proof of financial responsibility. Youll need an SR-22 if the police caught you driving without insurance, and youll be required to carry the SR-22 for a specified amount of time (usually three years). Once you properly fulfill that time period, your SR-22 status expires. SR-22s also are associated with the following: DUI or DWI or any serious moving violation At-fault accidents while driving without insurance Repeat traffic offenses or getting too many tickets in a short time period License suspension or revoked license How Long Do I Need an SR-22? Expect a long relationship with your SR-22 — most likely three years — similar to a probationary period after a criminal offense. You must carry continuous insurance during the specified period of time before SR-22 status is removed. If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately and your license will be suspended again. If you are a
Comment added: 12:06 AM Jul-16

good question but I was hoping for a more detailed answer.
Comment added: 08:24 PM Jul-10

I wanted to know if a person loses their license due to speeding violation will they need SR22 insurance?
Comment added: 04:28 PM Jul-05

It is from the day you purchase the SR-22 and it has to be continuous.
Comment added: 11:20 AM Jun-16

does the 3 year peiod of the sr22 become effective from the date of the DUI or from the day of purchase of insurance, does the 3 yr. period end after 3 yrs from the DUI
Comment added: 10:14 PM Jun-15

How does an insurance company find out about a dui conviction?
Comment added: 10:47 AM Feb-17

how do I get sr22
Comment added: 09:31 AM Jan-30

Ok, so if I was pulled over and was able to show proper insurance the State of CA just wants to be a further pain in my ass by making me file one... cool!
Comment added: 04:00 PM Aug-12

Thank you, I do understand what an sr-22 is and the reasons behind them better now but how long would an individual have to carry one in the vehicle?
Comment added: 04:34 PM Aug-02

We called our Nationwide agent to obtaine SR22 after 10 days of waiting we resived a SR4 22422 wich was not accepted by the DPS our insurance agent is saing that this Sr4 is the same as a Sr22 is this true. has any one had the same experience?
Comment added: 12:14 PM Jul-23

answered all my questions.
Comment added: 05:36 PM Jul-04

Need to include state by state info as to how the form is handled. Such as: Does California require the customer to go directly to the insurance Co. in person to request the form and then have to take it to DMV? Or does the insurance company send it to DMV in Calif. after requesting it from the insurance????
Comment added: 05:34 PM Jan-07

Thank you, I really needed to know where to get the form. My insurance company, something I didnt know before.
Comment added: 10:40 PM Sep-25

great job gents
Comment added: 06:31 PM Jul-17

I voted this way because this question does NOT answer the question of what states do not require car insurance.
Comment added: 08:21 AM Jun-25

I had a vague understanding on what the sr 22 form was, Now I understand better. I read some of the comments below and was shocked that some people still didn't know or got defensive. Maybe they didn't read (it is simply a form showing you are carrying a certain type of liability coverage.) Anyway, Thank You
Comment added: 01:41 PM May-08

I couldn't be more pleased. I came with questions, I left with answers. Superb my friends.
Comment added: 05:51 PM Apr-20

Nice insurance sales pitch
Comment added: 03:21 PM Mar-21

I was convicted of a traffic violation and showed financial responsibility. I still need an SR-22 filled out anyway. This information is either false or not entirely true.
Comment added: 06:31 PM Feb-12

great! thanks for clearing that up!
Comment added: 10:49 PM Feb-01

While you gave an answer, it was ambiguous at best. I still dont know what an SR22 is.
Comment added: 10:16 AM Jan-18

thanks
Comment added: 08:41 PM Nov-04

I was sued for $100,295 for an auto accident under State Farms Underinsured coverage. Well the DMV never told me that I needed SR22 coverage...And you dont tell me what it is, So WHAT EXACTLY IS IT??
Comment added: 08:43 PM Sep-01

The question was..."What is sr-22 insurance?". You told us what an sr-22 "form" is. So is sr-22 NOT a type of insurance, it is simply a form issued by your insurance company to prove liability?
Comment added: 12:46 PM Jun-23

I need to know if someone does not own a car but rents one frequently needs SR 32?
Comment added: 09:33 AM Jun-12

I was convicted of a traffic offense and was ABLE to, and DID show financial responsibility. Money was not a question or an element.
Comment added: 04:03 PM Feb-03

Question Details

This car insurance answer was last updated 3:17 PM Oct-13.

This Your License question was asked 02:35 PM March-24-2005.

Rated 6.21 out of 10 based on 106 votes.

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