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Q

I need sr22a insurance and one co. has told me I could put $93 dollars down and pay $108 a mo. but another co. told me by Georgia's law I need to pay 6mo. up front which is true?


A

If you need a SR22a in Georgia then you must provide proof of having prepaid a six-month SR22A insurance policy (SR22A must be maintained for three years per O.C.G.A. §40-6-12).

The quote you received is probably for a Georgia SR22.

Future proof of insurance certificates (SR22/SR22A) are required in cases of:

  • Unsatisfied judgment (SR22A).
  • Habitual Violator with a probationary license (SR22).

A policy of liability insurance certified by a future proof filing is not considered to provide absolute coverage. The filing requirement period may be six months, one year or three years depending on the circumstances. If an SR22 is not stamped "Premium Finance," the department considers the policy to be paid in full. If the policy is canceled before normal lapse, the next SR22 filing must be issued on a paid-in-full policy which carries a new policy number.

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3 Responses to "I need sr22a insurance and one co. has told me I could put $93 dollars down and pay $108 a mo. but another co. told me by Georgia's law I need to pay 6mo. up front which is true?"
  1. Linda Taylor

    The Georgia law that requires unsatisfied cases to get this insurance (SR22A) is a bunch of muck. Just another way to take money from people that cannot afford to get around.

      Reply»  
  2. Anonymous

    they really give detailed answers.

      Reply»  
  3. Anonymous

    BECAUSE I NEED SR22A GREEN FORM, NON-DRIVERS INSURANCE. I DO NOT OWN A VEHICLE BUT NEED TO GET THE SR22A GREEN FORM INSURANCE IN ORDER TO GET MY LISCENSE.

      Reply»