I need sr22a insurance and one co. has told me I could put $93 dollars down and pay $108 a mo. but another co. told me by Georgia's law I need to pay 6mo. up front which is true?

If you need a SR22a in Georgia then you must provide proof of having prepaid a six-month SR22A insurance policy (SR22A must be maintained for three years per O.C.G.A. §40-6-12).

The quote you received is probably for a Georgia SR22.

Future proof of insurance certificates (SR22/SR22A) are required in cases of:

• Unsatisfied judgment (SR22A).
• Habitual Violator with a probationary license (SR22).

A policy of liability insurance certified by a future proof filing is not considered to provide absolute coverage. The filing requirement period may be six months, one year or three years depending on the circumstances. If an SR22 is not stamped "Premium Finance," the department considers the policy to be paid in full. If the policy is canceled before normal lapse, the next SR22 filing must be issued on a paid-in-full policy which carries a new policy number.

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