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How do I request proof of insurance for my lienholder?
Lienholders may require proof of insurance for a vehicle or other property on which they hold a security interest. This confirmation document provides instructions for requesting confirmation of insurance from a lienholder, including what information to provide and the format in which it should be provided.Skip to article
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Prachi Singh
Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.
Typically, a lienholder will require you to have the state minimum liability coverage on your vehicle, plus list them as an “additional insured.” The insurance company should list the lienholder on your insurance policy if you provide this information, and they will send a declarations page to the lienholder.
Any lienholder, additional interest or loss payee will receive an insurance notification. A copy of the declarations page and/or policy status forms are mailed to them. In addition, each insurance company’s service department can provide a copy of any proof if the lienholder needs additional proof. You should not need to request documents to be sent to the lienholder; it is an automatic process.
— Michelle Megna contributed to this story.
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Laura Longero
Executive Editor
Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.
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John McCormick
Editorial Director
John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
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Leslie Kasperowicz
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Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.
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Nupur Gambhir
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Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.
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Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.