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Prachi Singh
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Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
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Laura Longero
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Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
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Typically, a lienholder will require you to have the state minimum liability coverage on your vehicle, plus list them as an “additional insured.” The insurance company should list the lienholder on your insurance policy if you provide this information, and they will send a declarations page to the lienholder.

Any lienholder, additional interest or loss payee will receive an insurance notification. A copy of the declarations page and/or policy status forms are mailed to them. In addition, each insurance company’s service department can provide a copy of any proof if the lienholder needs additional proof. You should not need to request documents to be sent to the lienholder; it is an automatic process.

 — Michelle Megna contributed to this story.

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Contributing Writer

Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.