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  • Deferred adjudication lets you avoid a conviction on a speeding ticket if you complete court‑ordered conditions.
  • Successful completion often leads to a dismissal, meaning the offense doesn’t show as a conviction on your driving record.
  • Insurance rates can stay lower because insurers generally don’t see a conviction if the ticket is dismissed.
  • Terms and availability vary by state, so local laws determine eligibility and outcomes.
  • Violating probation can result in conviction, impacting both your record and insurance.

What is deferred adjudication for a speeding ticket?

Deferred adjudication is a judicial process where a court postpones entering a conviction on a speeding ticket if the driver agrees to meet specific conditions (such as probation requirements) during a set period. If the driver completes the terms — like staying violation‑free and paying court costs — the ticket may be dismissed instead of resulting in a conviction.

It’s sometimes called adjudication withheld or deferred disposition in certain jurisdictions, and the exact rules vary by state.

How does it work in practice?

The process typically begins with pleading “guilty” or “no contest” in court. The judge then puts the case on hold while you complete the required conditions, such as:

  • Avoiding additional traffic violations during the probationary period.
  • Paying court fees or administrative costs.
  • Completing a defensive driving course (if ordered).

At the end of that period, if you’ve met all conditions, the court dismisses the ticket, and no conviction is entered. This differs from paying the ticket outright, where a conviction and points would go on your driving record.

Does deferred adjudication dismiss a ticket?

It depends on your state. In many states, completing deferred adjudication does result in dismissal of the speeding ticket, meaning the offense doesn’t become a conviction on your driving record.

For example:

  • In Texas, if you complete the probationary period without violations, the court will dismiss the ticket.
  • In Washington, a similar system called a deferred finding lets you dismiss a traffic infraction if you haven’t used the option in the last seven years.
  • In some states like Florida, an adjudication withheld may not dismiss the ticket but can still limit insurance impact.

Check with the court or your state’s DMV for your jurisdiction’s rules before deciding.

How does deferred adjudication affect your car insurance?

A key benefit of deferred adjudication is avoiding a formal conviction — which keeps points off your driving record and can prevent insurance rate increases.

If successfully completed, deferred adjudication usually does not increase car insurance premiums because no conviction appears on the record that insurers see when evaluating rates.

However, if you violate the terms and the probation is revoked, the original conviction will be logged and could impact your insurance.

State differences and what to watch for

Rules vary widely across states:

  • Eligibility: Not all jurisdictions offer deferred adjudication for traffic tickets.
  • Conditions: Some courts require defensive driving, fees, or other requirements.
  • Record Access: Even if dismissed, some records may still be visible to law enforcement or background checks.

Contact the court listed on your ticket or your state DMV for specifics about how deferred adjudication applies where you live.

Frequently Asked Questions: Deferred adjudication

What exactly is deferred adjudication?

Deferred adjudication is a legal arrangement where a court delays entering a conviction if you meet certain conditions (like probation and staying violation‑free). If you complete them, the ticket can be dismissed.

Will deferred adjudication always dismiss my speeding ticket?

Not always — whether your ticket is dismissed depends on your state’s laws and whether you successfully complete the program.

Does deferred adjudication count as a conviction?

If you complete it successfully, no conviction is entered. But if you violate the conditions, the court may revoke the adjudication and enter a conviction.

How does this affect my car insurance?

Insurance companies generally don’t raise premiums for a dismissed ticket — keeping your rates lower since no conviction shows up in record checks.

Is deferred adjudication available in every state?

No — availability and rules vary by jurisdiction. Contact your local court or DMV to see if it applies where you received the ticket.

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Meet our editorial team
author-img Prachi Singh Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. She specializes in creating clear, informative content that helps readers understand their insurance options and make smart, confident financial decisions.
author-img Laura Longero Editor-in-Chief
Laura Longero is the editor-in-chief of CarInsurance.com and a Nevada-based insurance expert. With more than 15 years of experience simplifying complex financial and insurance topics, she provides clear, trustworthy guidance to help drivers make confident coverage decisions. She serves as a media spokesperson for CarInsurance.com and has been featured in Consumer Affairs, MotorTrend and Business Insider, and completed the pre-licensing course in Personal Lines Property & Casualty Insurance.