Insurance companies might differ as to what they determine to be a major traffic violation on your driving record. In general though, there are several offenses that both the DMV and insurance companies consider to be major traffic violations.
Offenses that are commonly considered major violations include:
- Operating the vehicle under the influence of alcohol or narcotics (DUI, OWI, DWI)
- Driving with an invalid, revoked, or suspended license
- Reckless driving or negligent driving
- Drag racing
- Use of a vehicle to commit a felony
- Hit and run, leaving the scene of an accident
- Refusing to stop or fleeing from a law enforcement officer
- Vehicular homicide or manslaughter
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