Are you considering insuring your Acura TLX in 2025 and wondering how much it might cost? You’re in the right place. Car insurance rates for the Acura TLX can vary widely based on factors such as your location, driving history, and vehicle model year.
A 2023 Acura TLX typically costs around $2,781 per year to insure, although prices vary widely for older models. For example, a 2021 TLX costs $2,539 annually, whereas you’ll pay $2,218 annually for a 2018 model (on average).
In this guide, we’ll break down these costs and provide tips on getting the best insurance rates for your Acura TLX.
What is the cost to insure your Acura TLX in 2025?
On average, insuring a Acura TLX costs $222 per month – or $2,668 annually – for a full coverage policy. However, your actual cost may differ depending on factors such as your age, where you live, your driving history and the insurance company you choose.
Young drivers or those with a history of accidents may see higher premiums, while older, more experienced drivers with clean records may pay less. Additionally, rates can differ based on the state and even the ZIP code where the car is garaged.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Acura TLX
Nationwide offers the cheapest car insurance rates for Acura TLX at an average annual cost of $1,911 a year or $159 monthly, based on CarInsurance.com’s rate analysis.
The table below highlights top insurance providers with the best rates for your Acura TLX
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $1,911 | $956 | $159 |
| Geico | $1,932 | $966 | $161 |
| State Farm | $2,262 | $1,131 | $189 |
| Progressive | $2,634 | $1,317 | $219 |
| Farmers | $3,172 | $1,586 | $264 |
| Allstate | $4,122 | $2,061 | $344 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Acura TLX car insurance rates by model year
Newer cars have higher insurance premiums due to higher market value and pricier repair expenses. For example, the insurance cost for a 2023 Acura TLX will typically be more expensive than that of a 2019 model. However, older vehicles may lack advanced safety technologies, affecting insurance rates.
Below is a comparison of average annual insurance costs for different model years of the Acura TLX. This data can give you a clear idea of how insurance premiums change with the vehicle’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2015 | $2,037 | $1,019 | $170 |
| 2016 | $2,101 | $1,050 | $175 |
| 2017 | $2,163 | $1,081 | $180 |
| 2018 | $2,218 | $1,109 | $185 |
| 2019 | $2,293 | $1,146 | $191 |
| 2020 | $2,360 | $1,180 | $197 |
| 2021 | $2,539 | $1,270 | $212 |
| 2022 | $2,612 | $1,306 | $218 |
| 2023 | $2,781 | $1,390 | $232 |
Acura TLX car insurance rates for different trims
When it comes to insuring a Acura TLX, the trim level can significantly influence the insurance rates. Different trims come with various features, safety equipment and price points, which contribute to the insurance cost.
For instance, higher-end trims like the TLX 3.0T Type S, which include advanced technology and luxury features, may have higher insurance premiums than the base model due to the increased replacement and repair costs.
Below is a comparison of average annual insurance costs for different trims of the Acura TLX.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| TLX 2.0T Technology | $2,547 | $1,274 | $212 |
| TLX 2.0T SH-AWD A-Spec | $2,631 | $1,315 | $219 |
| TLX 3.0T Type S | $2,827 | $1,414 | $236 |
Acura TLX insurance rates: State-by-state breakdown
Insurance costs for a Acura TLX vary widely between states. State laws, average repair expenses and the likelihood of car theft or accidents are all key factors that affect these rates.
Below, you’ll find car insurance rates for the Acura TLX in different states.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,584 | $1,292 | $215 |
| Alabama | $2,544 | $1,272 | $212 |
| Arkansas | $2,921 | $1,461 | $243 |
| Arizona | $2,514 | $1,257 | $210 |
| California | $3,251 | $1,626 | $271 |
| Colorado | $3,363 | $1,682 | $280 |
| Connecticut | $2,842 | $1,421 | $237 |
| Washington, D.C. | $3,399 | $1,700 | $283 |
| Delaware | $2,834 | $1,417 | $236 |
| Florida | $3,292 | $1,646 | $274 |
| Georgia | $3,148 | $1,574 | $262 |
| Hawaii | $1,612 | $806 | $134 |
| Iowa | $2,172 | $1,086 | $181 |
| Idaho | $1,762 | $881 | $147 |
| Illinois | $2,511 | $1,255 | $209 |
| Indiana | $2,412 | $1,206 | $201 |
| Kansas | $2,779 | $1,390 | $232 |
| Kentucky | $3,376 | $1,688 | $281 |
| Louisiana | $4,375 | $2,188 | $365 |
| Massachusetts | $2,528 | $1,264 | $211 |
| Maryland | $2,523 | $1,261 | $210 |
| Maine | $2,003 | $1,002 | $167 |
| Michigan | $3,289 | $1,645 | $274 |
| Minnesota | $2,773 | $1,386 | $231 |
| Missouri | $2,875 | $1,437 | $240 |
| Mississippi | $3,083 | $1,541 | $257 |
| Montana | $2,894 | $1,447 | $241 |
| North Carolina | $1,969 | $985 | $164 |
| North Dakota | $2,416 | $1,208 | $201 |
| Nebraska | $2,677 | $1,339 | $223 |
| New Hampshire | $2,146 | $1,073 | $179 |
| New Jersey | $2,607 | $1,304 | $217 |
| New Mexico | $2,755 | $1,377 | $230 |
| Nevada | $2,595 | $1,297 | $216 |
| New York | $2,013 | $1,007 | $168 |
| Ohio | $1,854 | $927 | $155 |
| Oklahoma | $2,843 | $1,421 | $237 |
| Oregon | $2,597 | $1,298 | $216 |
| Pennsylvania | $2,886 | $1,443 | $240 |
| Rhode Island | $3,162 | $1,581 | $264 |
| South Carolina | $2,394 | $1,197 | $199 |
| South Dakota | $3,014 | $1,507 | $251 |
| Tennessee | $2,876 | $1,438 | $240 |
| Texas | $3,763 | $1,882 | $314 |
| Utah | $2,130 | $1,065 | $177 |
| Virginia | $2,007 | $1,003 | $167 |
| Vermont | $2,091 | $1,046 | $174 |
| Washington | $2,126 | $1,063 | $177 |
| Wisconsin | $2,069 | $1,035 | $172 |
| West Virginia | $2,561 | $1,280 | $213 |
| Wyoming | $3,052 | $1,526 | $254 |
How your age impacts Acura TLX insurance rates
Young drivers, particularly those younger than 25, face higher insurance premiums due to their lack of experience and the increased likelihood of accidents. As drivers age and gain more experience, their rates typically decrease. However, for senior drivers, premiums can rise again due to age-related factors.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $10,214 | $5,107 | $851 |
| Adults | $2,668 | $1,334 | $222 |
The bottom line
Knowing how much it costs to insure your Acura TLX is key to managing your expenses. Insurance costs can change depending on the car’s model year, trim, age and state of residence.
To save on insurance, try keeping a clean driving record, taking advantage of discounts and reviewing your policy every renewal period. This will help you get the right coverage at an affordable price.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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