If you’re wondering how much it will cost to insure your Acura TLX in 2025, you’re in the right place. Insurance rates for the Acura TLX vary based on your location, driving record and model year.
On average, insuring a 2023 Acura TLX costs around $2,781 annually, but the rates can vary significantly compared to older models. For instance, a 2021 TLX might cost slightly less, around $2,539 per year, while insuring a 2018 model could be even more budget-friendly at $2,218 annually.
This guide will break down the costs and provide helpful tips for getting the best insurance rates for your Acura TLX.
What is the cost to insure your Acura TLX in 2025?
The average cost to insure a Acura TLX is $222 per month, or $2,668 per year for a full coverage policy. However, your actual rate may differ depending on factors like your age, where you live, the level of coverage you choose, your driving history and the insurance company.
Your rates may be higher if you’re a young driver or have a history of accidents. On the other hand, experienced drivers with a clean driving record might pay lower premiums for the same policy. Other factors, such as your state and ZIP code, also influence premiums. Insurance costs also vary by state and ZIP code.
Use the tool below to know car insurance costs based on your state and the car’s make and model.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Acura TLX
Nationwide provides the most affordable car insurance for your Acura TLX, with an average annual rate of $1,911, or $159 per month, according to CarInsurance.com’s analysis.
The table below shows which insurance companies offer the best rates for your Acura TLX.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $1,911 | $956 | $159 |
| Geico | $1,932 | $966 | $161 |
| State Farm | $2,262 | $1,131 | $189 |
| Progressive | $2,634 | $1,317 | $219 |
| Farmers | $3,172 | $1,586 | $264 |
| Allstate | $4,122 | $2,061 | $344 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Acura TLX car insurance rates by model year
Insurance premiums are typically higher for newer vehicles because of their high market value and pricey repairs. For instance, a 2023 Acura TLX generally has a higher insurance premium than a 2019 model. Besides, older models might not include the latest safety features, which can also influence their insurance costs.
Below is a comparison of average annual insurance costs for different model years of the Acura TLX. This data can give you a clear idea of how insurance premiums change with the vehicle’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2015 | $2,037 | $1,019 | $170 |
| 2016 | $2,101 | $1,050 | $175 |
| 2017 | $2,163 | $1,081 | $180 |
| 2018 | $2,218 | $1,109 | $185 |
| 2019 | $2,293 | $1,146 | $191 |
| 2020 | $2,360 | $1,180 | $197 |
| 2021 | $2,539 | $1,270 | $212 |
| 2022 | $2,612 | $1,306 | $218 |
| 2023 | $2,781 | $1,390 | $232 |
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Acura TLX car insurance rates for different trims
When it comes to insuring a Acura TLX, the trim level can significantly influence the insurance rates. Different trims come with various features, safety equipment and price points, which contribute to the insurance cost.
For example, higher trims like the TLX 3.0T Type S, which come with premium features and advanced technology, tend to have higher insurance rates than the base model due to the higher replacement and repair costs.
The table below shows the average yearly insurance costs for different trims of the Acura TLX.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| TLX 2.0T Technology | $2,547 | $1,274 | $212 |
| TLX 2.0T SH-AWD A-Spec | $2,631 | $1,315 | $219 |
| TLX 3.0T Type S | $2,827 | $1,414 | $236 |
Acura TLX insurance rates: State-by-state breakdown
The cost of insuring a Acura TLX vehicle can differ from state to state. State-specific regulations primarily influence it, the cost of vehicle repairs and car theft rates.
The table below shows the car insurance rates for the Acura TLX by state.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,584 | $1,292 | $215 |
| Alabama | $2,544 | $1,272 | $212 |
| Arkansas | $2,921 | $1,461 | $243 |
| Arizona | $2,514 | $1,257 | $210 |
| California | $3,251 | $1,626 | $271 |
| Colorado | $3,363 | $1,682 | $280 |
| Connecticut | $2,842 | $1,421 | $237 |
| Washington, D.C. | $3,399 | $1,700 | $283 |
| Delaware | $2,834 | $1,417 | $236 |
| Florida | $3,292 | $1,646 | $274 |
| Georgia | $3,148 | $1,574 | $262 |
| Hawaii | $1,612 | $806 | $134 |
| Iowa | $2,172 | $1,086 | $181 |
| Idaho | $1,762 | $881 | $147 |
| Illinois | $2,511 | $1,255 | $209 |
| Indiana | $2,412 | $1,206 | $201 |
| Kansas | $2,779 | $1,390 | $232 |
| Kentucky | $3,376 | $1,688 | $281 |
| Louisiana | $4,375 | $2,188 | $365 |
| Massachusetts | $2,528 | $1,264 | $211 |
| Maryland | $2,523 | $1,261 | $210 |
| Maine | $2,003 | $1,002 | $167 |
| Michigan | $3,289 | $1,645 | $274 |
| Minnesota | $2,773 | $1,386 | $231 |
| Missouri | $2,875 | $1,437 | $240 |
| Mississippi | $3,083 | $1,541 | $257 |
| Montana | $2,894 | $1,447 | $241 |
| North Carolina | $1,969 | $985 | $164 |
| North Dakota | $2,416 | $1,208 | $201 |
| Nebraska | $2,677 | $1,339 | $223 |
| New Hampshire | $2,146 | $1,073 | $179 |
| New Jersey | $2,607 | $1,304 | $217 |
| New Mexico | $2,755 | $1,377 | $230 |
| Nevada | $2,595 | $1,297 | $216 |
| New York | $2,013 | $1,007 | $168 |
| Ohio | $1,854 | $927 | $155 |
| Oklahoma | $2,843 | $1,421 | $237 |
| Oregon | $2,597 | $1,298 | $216 |
| Pennsylvania | $2,886 | $1,443 | $240 |
| Rhode Island | $3,162 | $1,581 | $264 |
| South Carolina | $2,394 | $1,197 | $199 |
| South Dakota | $3,014 | $1,507 | $251 |
| Tennessee | $2,876 | $1,438 | $240 |
| Texas | $3,763 | $1,882 | $314 |
| Utah | $2,130 | $1,065 | $177 |
| Virginia | $2,007 | $1,003 | $167 |
| Vermont | $2,091 | $1,046 | $174 |
| Washington | $2,126 | $1,063 | $177 |
| Wisconsin | $2,069 | $1,035 | $172 |
| West Virginia | $2,561 | $1,280 | $213 |
| Wyoming | $3,052 | $1,526 | $254 |
How your age impacts Acura TLX insurance rates
Young drivers, particularly those younger than 25, face higher insurance premiums due to their lack of experience and the increased likelihood of accidents. As drivers age and gain more experience, their rates typically decrease. However, for senior drivers, premiums can rise again due to age-related factors.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $10,214 | $5,107 | $851 |
| Adults | $2,668 | $1,334 | $222 |
The bottom line
It’s essential to know how much it will cost to insure your Acura TLX so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
To save on insurance, try keeping a clean driving record, taking advantage of discounts and reviewing your policy every renewal period. This will help you get the right coverage at an affordable price.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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