A highway with a 55mph speed limit sign.

Super Speeder! While it may sound like a super hero name, you don't want to get tagged with this moniker in Georgia.

If you are unlucky enough to be hit with Georgia's Super Speeder law, you can expect a hefty fine and a much higher car insurance rate. Expect a Super Speeder conviction to hike your car insurance rates, on average, by about $1,000 yearly.

(Our Georgia car insurance page has more information on Georgia speeding laws, other traffic laws and average car insurance rates.)

Here are some things you need to know about being a GA Super Speeder.

What is the Georgia Super Speeder law?

Technically called HB160, the Super Speeder law went into effect on Jan. 1, 2010. It stipulates that regular speeders graduate to Super Speeder when they are cited for driving 75 mph or more on a two-lane road or 85 mph or more on any road or highway in the Peach State.

The purpose of Georgia’s Super Speeder law is to discourage dangerous and illegal driving. The fees and fines collected under this law are used to help fund Georgia’s trauma care hospital system.  

How much is a Super Speeder ticket in Georgia?

For this violation, you’ll receive a Super Speeder fee from the state via first class mail for $200. But the costs don’t end there. You should also expect to pay fines and fees to the jurisdiction where the offense took place.

What happens if you don’t pay your Super Speeder fee? If you fail to pay these fines and fees within 120 days of the official notice, your driver’s license will be suspended and driving privileges revoked. Then, in addition to the other fines and fees, you’ll have to pay $50 to get your license reinstated.

Depending on how fast you were going and what county you were in, the final cost could be significant. In Hinesville, the cost of a ticket for going 24 mph or more over the limit is $688. Add another $200 for the Super Speeder fine and you are now looking at close to $900.

How many miles over is a Super Speeder?

The maximum speed limit on rural interstates in Georgia is 70 mph, which means you may only be 15 mph over the limit when you are declared a speeding superstar.

The speed limit on an urban interstate, I-75 in Atlanta for example, is 55 mph, so you are now 30 mph over the limit when ticketed as a Super Speeder.

The officer handing you the ticket on the side of the road may or may not mention your new status as a Super Speeder. The state of Georgia considers payment of your local fine to be an admission of guilt to a Super Speeder offense, so that additional $200 ticket is often a surprise to many drivers.

Will a Super Speeder ticket add points to my license?

Think of a Super Speeder violation as less of a ticket and more of a fine. The Super Speeder fine will not add additional any points to your license.

“A Super Speeder fine will not add any points to your license beyond what the standard ticket gave you, but will lighten your wallet due to the extra fines and fees,” says Penny Gusner, senior consumer analyst for CarInsurance.com.

While the Super Speeder violation itself doesn’t add points to your license, the original violation that resulted in a Super Speeder designation might.

Four points will be tacked on your license for the standard speeding ticket. If you were going 34 or more mph over the limit, you're penalized with six points. Drivers in Georgia with 15 points in a 24-month period will have their licenses suspended.

Do you have to go to court for a Super Speeder in GA?

Getting a Super Speeder title doesn’t necessarily mean you’ll end up in court. For many people, it will just involve paying fines and fees through the mail.

However, if you are over the age of 21 and receive a citation for any of the following violations in addition to the Super Speeder violation, you will most likely be required to make a court appearance:

  • Reckless driving
  • Aggressive driving
  • DUI
  • Vehicular homicide
  • Hit and run
  • Possession of marijuana
  • Fleeing or attempting to elude
  • Leaving the scene of an accident
  • Racing
  • Illegal passing of a school bus
  • Driving with a suspended license

How Super Speeder tickets impact your car insurance

If you are ticketed for going 30 mph over the speed limit there is almost no way your car insurance premium is not headed up, in most cases, significantly.

Your premium increase will vary on a number of factors, including your insurance company, your past driving record, and of course, just how fast you were going when you joined the Super Speeder club.

CarInsurance.com rate data show how much speeding tickets in Georgia will increase your car yearly insurance rate, on average:

  • Speeding 11 to 16 mph over the limit: 17 percent increase; $303
  • Speeding 16 to 29 mph over the limit: 27 percent increase; $486
  • Speeding 30+ mph over the limit: 59 percent; $1,064

The above rates are based on a driver age 40, with good credit and full coverage with a $500 deductible, operating a 2017 Honda Accord. Rates were fielded from up to six major insurers in 10 ZIP codes to arrive at an average.

If you're convicted under the Super Speeder law, your rates won't be going back to normal anytime soon. "A speeding violation will stay on your policy for about 35 months," says Jonathan Klein, senior product manager with Safe Auto Insurance Company.

Even if you are just passing through the Peach State, odds are your insurer is going to find out about your super new title.

"Most states share information, so you should assume that the ticket information will get back to your state's DMV, and your insurer will be able to rate you on it," says Gusner.

Surcharges vary by state and some can be even harsher than Georgia. In North Carolina for example, surcharges are set by the state and going 80 mph or over in a 70 mph zone will result in four points hitting your license and an 80 percent increase in your rates, according to Gusner.

What can I do if I'm ticketed as a Super Speeder?

No matter what, your move into Super Speeder territory will be an expensive one. You can suck it up, pay the fines and your increased insurance premium, or hire a lawyer.

If your attorney can negotiate the ticket down, the long-term effect may not hit as hard.

"If you simply pay your fines it will be on your driving record and your insurance company will see it. Your premiums could then increase by a significant amount, which in time will most likely add up to more than the fees an attorney would charge to represent you," says Scott Fortas, an attorney with Fortas Law Group.

In addition to saving money on your insurance, a clean driving record is often worth the cost of legal representation. "A traffic lawyer can, in most cases, help you get the charge reduced to a lesser violation with fewer or no points and to many drivers it's well worth the lawyer's fee to keep their driving record as clean as possible," says Fortas.

A good attorney should be able to make the Super Speeder issues go away completely. "A lawyer can negotiate the speed on the ticket below the super speeder thresholds to avoid the Super Speeder fine," says Creal.

Creal recommends moving quickly, "There is a six-month statute of limitation on withdrawing Super Speeder pleas so for the Department of Driver Services to recognize the change and correct the driving record, you have to move fast."

Final thoughts on the Super Speeder Law in Georgia

If you are driving on Georgia roads and are feeling a bit heavy-footed, you might want to ease up on the gas pedal.

It is no secret that speeding poses a great danger to you and others on the road with you. According to the NHTSA, speeding has been involved in around one-third of all motor vehicle fatalities during the past two decades.

In addition to the inherent dangers associated with speeding, the fines, fees and increase in car insurance rates are not pocket change.

It's safe to say, speeding just isn't worth the cost.