If you can get a quote for a policy that lasts one full year will depend upon where you live and if an insurer in your area offers a 12-month policy.
Most car insurance companies will offer only six-month policies, but there are those that do offer 12-month policies. Some car insurance companies that offer 12-month policies include:
- Erie Insurance
- Liberty Mutual
- National General Insurance (formerly known as GMAC Insurance)
- The General
- The Hartford
At CarInsurance.com, we work with some of these car insurance carriers that offer 12-month policies; thus it may be possible for you to obtain an annual policy.
The underwriting rules and guidelines of car insurance companies vary and will determine if you’re eligible to be offered a 12-month policy. This means just because an insurance company may say it offers a 12-month policy, it doesn’t mean you'll be found suitable according to a company’s underwriting criteria.
If one of our carriers finds that you qualify for a 12-month policy and offers it in your area, you will see a term of 12 months displayed on our rates page.
If you need insurance and cannot afford a large down payment we offer many payment plans to help you purchase the policy that you need whether it's a six-month policy or 12-month, annual policy.
If you purchase an insurance policy through CarInsurance.com, we accept payment from checking accounts, savings account or prepaid debit card, as well as the certain credit cards including Visa and MasterCard.
Compare car insurance rate quotes and see the what policy term we have to offer you.