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“Plus 2” on a driving record generally means that you have accumulated 2 points on your license, but it depends on your state and its record point accumulation system. Points accumulation means you have been convicted of a traffic violation, and that offense and points have been placed on your driving record.

When you have been convicted of speeding or other moving violations that are then placed on your driving record, then the next time your insurance company pulls your motor vehicle record, they will see the violation and will rate accordingly which means that the cost of your auto insurance premiums could go up.

What happens if you accumulate too many points on your license?

Having points on your license is also bad because, in most states, if you accumulate too many points, then your license can become suspended for being a habitual traffic offender.

To find out about your specific state’s points system and if there is a way to remove or reduce your points, you can check with your local Department of Motor Vehicles

 — Michelle Megna contributed to this story.

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author-img Prachi Singh Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. She specializes in creating clear, informative content that helps readers understand their insurance options and make smart, confident financial decisions.
author-img Laura Longero Editor-in-Chief
Laura Longero is the editor-in-chief of CarInsurance.com and a Nevada-based insurance expert. With more than 15 years of experience simplifying complex financial and insurance topics, she provides clear, trustworthy guidance to help drivers make confident coverage decisions. She serves as a media spokesperson for CarInsurance.com and has been featured in Consumer Affairs, MotorTrend and Business Insider, and completed the pre-licensing course in Personal Lines Property & Casualty Insurance.