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Written by:
Maggie O'Neill
Contributing Researcher
Maggie has twenty years of experience working in media. She is a writer and editor on car insurance and related issues. Before joining CarInsurance.com, she reported on health, education and lifestyle for magazines, websites and newspapers in Nevada.
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Reviewed by:
Laura Longero
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Executive Editor
Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

The Texas Department of Motor Vehicles says there are no minimum age limits for a minor to title and register a car in their name in the state. Like adults 18 and older, however, minors need to show proof of ownership of their vehicle and meet the minimum liability insurance required in the state

Buying a vehicle or purchasing car insurance as a minor may be more challenging in Texas – and an adult will need to sign or co-sign documents for a minor to do so.

Key Highlights
  • In Texas, a minor can put a vehicle title in their name.
  • Minors can also register vehicles in their names in Texas but need proof of insurance, a valid driver’s license and pay registration fees.
  • Buying a vehicle or obtaining insurance as a minor will require an adult to sign or co-sign a policy or contract.

Can a teenager put a vehicle title in their name in the state of Texas?

Yes, in Texas, teenagers can put a vehicle title in their name. The Texas DMV says there is no minimum age for titling a vehicle – a minor must have all the necessary documents to title and register a vehicle in their name.

Some of the things that you need to put a title and registration in your name include:

  • Evidence of the original release of the lien or proof that the loan is paid in full.
  • Title and/or registration application.
  • Current driver’s license or a government-issued photo ID.
  • Proof of current insurance and a current inspection.

You also must pay associated fees, which may be approximately $119 plus 6.25% sales tax. However, fees can vary depending on your county of residence, the vehicle type and the vehicle weight. Your local county tax office can provide more information on total fees and accepted payment methods.

Note that all title transfers must be completed within 30 days of a vehicle’s sale date. Otherwise, there may be penalty fees. Title and vehicle registrations take place at county tax offices. You can look on the Texas Department of Motor Vehicle website for the locations of these offices.

Learn more about what is the difference between title and registration

What about car insurance or buying a car as a minor in Texas?

Getting a title in your name may not be an issue as a minor in Texas, but purchasing or insuring a vehicle when you are under the age of 18 may be more difficult. However, teens who are 18 are considered adults who can buy, register and insure a vehicle.

Dealers, private parties and car insurance companies typically prefer not to sell or insure a vehicle to a person who is still a minor because of potential legal ramifications. While a minor has the right to enter into a contract (both verbal and written), the minor may set aside the contract before they reach the age of 18 in most states.

This means that a minor can void a contract, which makes car dealers and insurance companies wary of doing business with someone younger than 18.

Because of contract law, typically, the person or dealer selling to a 17-year-old will request that a parent or guardian sign on the bill of sale and other contractual paperwork. Doing this binds the adult who signed the contract to the contract terms, even if you, the minor, are not. The same holds true for car insurance companies.

Insurance providers do not want to risk a minor voiding their insurance policy, so they usually request that you have a parent or guardian sign the policy with you.

Texas allows car insurance companies to impose age restrictions on individuals. Since proof of financial responsibility, or liability insurance, is a prerequisite to obtaining Texas registration, your ability to obtain the required car insurance policy may limit your ability to register a truck.

Texas’ minimum liability insurance requirements:

  • $30,000 per injured person
  • $60,000 for everyone injured in an accident
  • $25,000 for property damage

Also, once you move to Texas, you have 30 days to register your vehicle. You’ll need to drive your vehicle to a certified Vehicle Inspection station and obtain a passing Texas inspection before registering your car. 

Our guide on car insurance for young drivers can help you to learn the best ways for parents and teens to work together to insure their vehicles properly.

Learn more about whether can you register a car without a license in Texas

– Michelle Megna contributed to this story

Resources & Methodology

Sources

NOLO. “Who lacks the capacity to contract?” Accessed October 2022.

Texas Department of Motor Vehicles. “Buying or Selling a Vehicle.” Accessed October 2022

Texas Department of Motor Vehicles. “County Offices.” Accessed October 2022.

Texas Department of Motor Vehicles. “Registering Your Vehicle.” Accessed October 2022.

Laura Longero

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Laura Longero

Executive Editor

Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

John McCormick

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John McCormick

Editorial Director

John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.

Leslie Kasperowicz

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Leslie Kasperowicz

Managing Editor

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.

Nupur Gambhir

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Nupur Gambhir

Managing Editor

Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.

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Contributing Researcher

Maggie has twenty years of experience working in media. She is a writer and editor on car insurance and related issues. Before joining CarInsurance.com, she reported on health, education and lifestyle for magazines, websites and newspapers in Nevada.