How much could YOU save?
Request free quotes; find out now.
  • Someone may have
    just saved up to
    $1,016/yr
    on car insurance.
    Actual quote delivered: 3 hours ago
    Quote Range: $625-$1,641/yr
    Age: 22 Sex: Female
    State: Arizona Tickets: 0
    Number of Quotes: 5
    Vehicle: 2000 DODGE NEON/ES
  • Someone may have
    just saved up to
    $1,316/yr
    on car insurance.
    Actual quote delivered: 2 hours ago
    Quote Range: $1,148-$2,464/yr
    Age: 26 Sex: Female
    State: Maryland Tickets: 0
    Number of Quotes: 4
    Vehicle: 2005 JEEP LIBERTY SPORT
  • Someone may have
    just saved up to
    $1,234/yr
    on car insurance.
    Actual quote delivered: 2 hours ago
    Quote Range: $1,038-$2,272/yr
    Age: 20 Sex: Male
    State: California Tickets: 1
    Number of Quotes: 4
    Vehicle: 1995 LEXUS ES 300
  • Someone may have
    just saved up to
    $948/yr
    on car insurance.
    Actual quote delivered: 1 hours ago
    Quote Range: $6,006-$6,954/yr
    Age: 59 Sex: Male
    State: Texas Tickets: 2
    Number of Quotes: 5
    Vehicle: 2004 CHEVROLET TRAILBLAZER EXT LS/LT
  • Someone may have
    just saved up to
    $1,083/yr
    on car insurance.
    Actual quote delivered: 1 hours ago
    Quote Range: $762-$1,845/yr
    Age: 26 Sex: Female
    State: Pennsylvania Tickets: 0
    Number of Quotes: 4
    Vehicle: 2008 HONDA FIT SPORT
We Scour. You Save.
We search the web to find the very best deals and money-saving tips. Then, we send them right to you.
Get insurance now:
Car Insurance Resources:
Get Free Quotes Now
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

What are the penalties for driving without insurance? I know someone that got pulled over for the 3rd time in 10 yrs and he didn't have insurance. What will happen?

The penalty for driving without insurance varies from state to state. If you are uninsured and you indicate a high "Intent to Drive" as an uninsured motorists, your vehicle tag can be seized and your car impounded. In addition, some states impose heavy fines for those who drive without auto insurance or continue to drive even if they are unable to keep their car insurance. Limited states fine a fee of $150 to $500 for driving without insurance.

The consequences can be far more serious if you are involved in an accident and do not have insurance. Most drivers are insured, but many drivers feel that drivers on the road today are driving without car insurance. You may have to comply with the financial responsibility laws (SR22, SR22s, SR16) including having to pay for any injuries or damages out of your own pocket.

Free Auto Insurance Quotes





CarInsurance.com understands that state complacency allows for states to not uphold the laws of the land. As you will understand from our comments, the states don't consider this offense as a serious offense.

[Let CarInsurance.com help you find affordable auto insurance now.]

For every dollar you pay in insurance premium a portion goes towards those states that aren't aggressive toward uninsured drivers.

If your driving while uninsured, please get a quick quote and see if CarInsurance.com can help you with your down payment or payment options, so you don't risk a fine or jail time. Uninsured motorist deserve protection and CarInsurance.com will work with shopper to get them the auto insurance coverage they need at low rates.

Share this article with:

Related Questions
Car Insurance Related I was recently in a car accident with someone and I had no insurance coverage. The other car had uninsured motorist coverage. What will and can happen to me?
Car Insurance Related What are the penalties for driving without insurance in the state of Florida?
Rate, add comments, or add help about your situation and this question.
Help us improve the largest car insurance website!

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way. You can add any helpful insurance comments to this page:
Visitor Comments
I understand why everyone should have Insurance, but come on seriously, seriously $440 dollars a month on insurance just because I'm 20. Yeah right, that alone is like 1/3 of my monthly salary. That's even more than my rent now do you see why we're not all fortunate enough to have insurance?
Comment added: 09:08 PM Jan-30
I was pulled over Saturday going 90 when it was 65 and with no insurance. What would be my fine or punishment be? Does any one know?
Comment added: 12:59 PM Jan-23
You guys are lucky being in the states. You can just rock no insurance. In Canada the fine for driving without insurance is anywhere from 5,000 - 50,000. Also, i dont know how anyone would go to jail for 8 years for tickets and no insurance. First of all just blend in and youll never get stopped. second if you do and its a cop in your town who is planning to stop you again. Just buy cars that cost 400-1000 each time and keep switching it up.
Comment added: 02:33 PM Jul-21
Great site...good information
Comment added: 02:15 PM Jan-21
Every country has imposed different penalties for the offences of car driving. I have read some penalties about car driving from http://uk.carinsurance.com
Comment added: 01:13 AM Jan-12
Screw insurance. I'd rather not pay someone $400/mo for auto insurance and then pay the damages if I get sued. I'll come out ahead because I'm not paying for OTHER people's mistakes.
Comment added: 11:12 AM Oct-01
You are too busy helping d bags like you. You should never be driving with out insurance and i just happned to be on one car accident yesterday lucky me I will go after the individual if it is gonna cost me every money i have. The b was texting too, so how about that mr. expert? it is ppl like you who make it hard for the rest of us!!
Comment added: 01:02 PM Jun-30
no state specific penalties
Comment added: 12:14 PM Jun-29
I would have to say that insurance shouldnt be required, or should be significantly cheaper. If I wanted to get insurance, Id have to give a third of my monthly earnings to the insurance company (400) and I have a car that cost me less than a thousand dollars. Simply ridiculous.
Comment added: 01:43 AM Feb-08
insurance is for wussys
Comment added: 08:45 PM Jan-30
doosh bag
Comment added: 07:00 PM Nov-22
Ha ha, no fines where I come
Comment added: 12:17 AM Nov-04
Uninsured motorists are simply idiots. My wife was just walking across the street and struck by one. In my opinion there should be automatic jail time for any uninsured motorist that cause an accident cause legally he shouldnt be on the road in the first place.(at least in WA state.)
Comment added: 03:39 AM Oct-28
how about penalties for california
Comment added: 10:41 PM Oct-14
I love this sight
Comment added: 10:30 PM Jun-06
This really hepls me with the paper i am writing about having insurance. THX
Comment added: 09:43 AM Apr-09
The insurance companies in AMERICA are the biggest ripoffs in any profession...
Comment added: 06:05 PM Feb-24
had no insuranace and the car was not mine
Comment added: 11:51 AM Jan-14
very limited questions....
Comment added: 09:30 PM Dec-30
"I believe the reason why kids are dying in car accidents is because 16 yr olds are still too immature to be on the road with lots of rage, anger, danger zones..etc." Speak for your self buddy...
Comment added: 10:32 PM Nov-20
I believe the reason why kids are dying in car accidents is because 16 yr olds are still too immature to be on the road with lots of rage, anger, danger zones..etc.
Comment added: 03:59 PM Oct-23
Hey i'll get my license at 16, no matter what YAHOO who already has one thinks.
Comment added: 08:37 AM Oct-22
it clarified my thoughts.
Comment added: 11:46 AM Oct-21
I got into an accident today and an uninsured driver hit me. This was useful information.
Comment added: 04:12 PM Sep-12
Not enough questions and answers there is only one page. Why is it 8 points from the insurance company for operating while impaired and only suppose to be 4 points? Please add to list
Comment added: 01:28 PM Sep-11
In Utah, the fine is $400, license suspension and you must carry SR-22 for 36 months. LIcense reinstated when fine is paid and proof of SR-22 is given. This is for a first offense
Comment added: 09:34 PM Nov-27
what is 1 plus 1 plus ?
Comment added: 01:40 PM Oct-16
how many years is your license suspended?
Comment added: 04:38 PM Oct-12
i need to know if i need to file an sr22 because in 1999 i went to prison for 8 years but had many tickets for no license or insurance
Comment added: 09:48 PM Sep-06
In the state of Texas, what is the fine for driving w/out insurance?
Comment added: 06:53 PM Aug-27
I have been driving for over 15 years with no insurance and never had a accident or ticket. When you drive you half to watch out for everyone on the road.
Comment added: 09:44 AM Aug-22
You should not be able to get your license until you are 18.
Comment added: 09:40 AM Aug-22
excellent
Comment added: 01:29 PM Jun-21
It would be better if this person would ask for the state in which the accident ocurred.
Comment added: 07:29 PM May-25
Something needs to be legislated to increase the penalties for driving uninsured.
Comment added: 07:52 PM Nov-27
thats not true at all
Comment added: 08:58 PM Jan-30
Great site sorry for the You suck.
Comment added: 07:05 PM Sep-20
You suck
Comment added: 07:04 PM Sep-20
Question Details
This car insurance answer was last updated 2:34 PM Oct-22.
This Your License question was asked 12:32 PM April-23-2005.
Ashley requested this car insurance help from CarInsurance.com experts.
Rated 6.38 out of 10 based on 91 votes.
Your License Category
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms of Service.
©2012 QuinStreet Insurance Agency, Inc. - Online Insurance Marketplace™
CarInsurance.com Feedback Survey