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What are the penalties for driving without insurance? I know someone that got pulled over for the 3rd time in 10 yrs and he didn't have insurance. What will happen?

The penalty for driving without insurance varies from state to state. If you are uninsured and you indicate a high “Intent to Drive” as an uninsured motorists, your vehicle tag can be seized and your car impounded. In addition, some states impose heavy fines for those who drive without auto insurance or continue to drive even if they are unable to keep their car insurance. Limited states fine a fee of $150 to $500 for driving without insurance.

The consequences can be far more serious if you are involved in an accident and do not have insurance. Most drivers are insured, but many drivers feel that drivers on the road today are driving without car insurance. You may have to comply with the financial responsibility laws (SR22, SR22s, SR16) including having to pay for any injuries or damages out of your own pocket.

CarInsurance.com understands that state complacency allows for states to not uphold the laws of the land. As you will understand from our comments, the states don't consider this offense as a serious offense.

For every dollar you pay in insurance premium a portion goes towards those states that aren't aggressive toward uninsured drivers.

If your driving while uninsured, please get a quick quote and see if CarInsurance.com can help you with your down payment or payment options, so you don't risk a fine or jail time. Uninsured motorist deserve protection and CarInsurance.com will work with shopper to get them the auto insurance coverage they need at low rates.

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Visitor Comments
car insurance commentsYou suck
car insurance commentsGreat site sorry for the You suck.
car insurance commentsthats not true at all
car insurance commentsSomething needs to be legislated to increase the penalties for driving uninsured.
car insurance commentsIt would be better if this person would ask for the state in which the accident ocurred.
car insurance commentsexcellent
car insurance commentsYou should not be able to get your license until you are 18.
car insurance commentsI have been driving for over 15 years with no insurance and never had a accident or ticket. When you drive you half to watch out for everyone on the road.
car insurance commentsIn the state of Texas, what is the fine for driving w/out insurance?
car insurance commentsi need to know if i need to file an sr22 because in 1999 i went to prison for 8 years but had many tickets for no license or insurance
car insurance commentshow many years is your license suspended?
car insurance commentswhat is 1 plus 1 plus ?
car insurance commentsIn Utah, the fine is $400, license suspension and you must carry SR-22 for 36 months. LIcense reinstated when fine is paid and proof of SR-22 is given. This is for a first offense
car insurance commentsNot enough questions and answers there is only one page. Why is it 8 points from the insurance company for operating while impaired and only suppose to be 4 points? Please add to list
car insurance commentsI got into an accident today and an uninsured driver hit me. This was useful information.
car insurance commentsit clarified my thoughts.
car insurance commentsHey i'll get my license at 16, no matter what YAHOO who already has one thinks.
car insurance commentsI believe the reason why kids are dying in car accidents is because 16 yr olds are still too immature to be on the road with lots of rage, anger, danger zones..etc.
car insurance comments"I believe the reason why kids are dying in car accidents is because 16 yr olds are still too immature to be on the road with lots of rage, anger, danger zones..etc." Speak for your self buddy...
car insurance commentsvery limited questions....
car insurance commentshad no insuranace and the car was not mine
car insurance commentsThe insurance companies in AMERICA are the biggest ripoffs in any profession...
car insurance commentsThis really hepls me with the paper i am writing about having insurance. THX
car insurance commentsI love this sight
car insurance commentshow about penalties for california
car insurance commentsUninsured motorists are simply idiots. My wife was just walking across the street and struck by one. In my opinion there should be automatic jail time for any uninsured motorist that cause an accident cause legally he shouldnt be on the road in the first place.(at least in WA state.)
car insurance commentsHa ha, no fines where I come
Question Details
This car insurance question was asked on 4/23/2005
This auto insurance answer was last updated on 10/22/2008
Ashley requested this car insurance solution.
Rated 7 out of 10 based on 64 votes.
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