Most moving violations in New York remain on your driving record until January 1 of the fourth year after the violation. For example, a ticket dated June 10, 2022, would drop off your record on January 1, 2026. However, this timeline varies based on the severity of the offense.
How long does a standard moving violation stay on record in NY?
Minor moving violations like speeding under 21 mph over the limit, running a red light, or improper lane changes typically stay on your record until January 1 of the fourth year after the date of conviction. These offenses may also carry DMV points that influence your driving history and insurance premiums.
For example, a speeding ticket issued on August 15, 2023, will remain on your record until January 1, 2027.
How long does a DUI or serious offense stay on your NY driving record?
Serious convictions, including DUIs (Driving Under the Influence), reckless driving, or hit-and-run offenses, remain on your record significantly longer, often 10 to 15 years. Some alcohol- or drug-related violations may stay permanently if they result in license revocation.
Note: Insurance companies and the DMV may treat these violations differently; insurers may only look back three to five years, while the DMV retains them for much longer.
How the NY point system affects your license and insurance
New York uses a driver violation point system to assess penalties for traffic offenses. Accumulating 11 points within 18 months may result in a license suspension.
Point examples:
- Speeding (21-30 mph over): 6 points
- Reckless driving: 5 points
- Cell phone use while driving: 5 points
Points also impact your insurance premiums, especially if multiple violations occur within a short timeframe.
How moving violations affect your insurance in New York
Insurance providers in New York typically review your driving record for the past three to five years when determining your premium. While a minor ticket might not cause a major rate increase, multiple violations or serious infractions (like DUI) can significantly raise your rates.
Key facts:
- One speeding ticket may increase your rate by 20%-30%
- A DUI can double or triple your premium
- Clean records often earn safe-driver discounts
What you can do to reduce the impact
If you’ve received a ticket, here are a few ways to mitigate its impact:
- Defensive driving course: Completing an approved course can remove up to four points.
- Contest the ticket: Some violations can be reduced or dismissed in traffic court.
- Shop around: If your insurer raises your rate, get quotes from other providers.
- Drive safely: Avoid new violations to reset your risk profile over time.
Frequently Asked Questions: Moving violations and driving records in NY
How can I check my NY driving record?
Visit the NY DMV website and log in to MyDMV to view your record.
Can I remove a violation from my record early?
No. Violations remain for the full duration unless dismissed in court or removed via point reduction programs.
Do out-of-state violations count in NY?
Yes, in many cases. NY shares data with other states through the Driver License Compact.
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