If you’re wondering how much it will cost to insure your Alfa-Romeo Giulia in 2025, you’re in the right place. Insurance rates for the Alfa-Romeo Giulia vary based on your location, driving record and model year.
On average, insuring a 2023 Alfa-Romeo Giulia costs around $3,559 annually, but the rates can vary significantly compared to older models. For instance, a 2021 Giulia might cost slightly less, around $3,171 per year, while insuring a 2018 model could be even more budget-friendly at $2,716 annually.
In this guide, we’ll break down these costs and provide tips on getting the best insurance rates for your Alfa-Romeo Giulia.
What is the cost to insure your Alfa-Romeo Giulia in 2025?
On average, insuring a Alfa-Romeo Giulia costs $290 per month – or $3,484 annually – for a full coverage policy. However, your actual cost may differ depending on factors such as your age, where you live, your driving history and the insurance company you choose.
Your rates may be higher if you’re a young driver or have a history of accidents. On the other hand, experienced drivers with a clean driving record might pay lower premiums for the same policy. Other factors, such as your state and ZIP code, also influence premiums. Insurance costs also vary by state and ZIP code.
Use the tool below to know car insurance costs based on your state and the car’s make and model.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Alfa-Romeo Giulia
Nationwide offers the cheapest car insurance rates for Alfa-Romeo Giulia at an average annual cost of $2,541 a year or $212 monthly, based on CarInsurance.com’s rate analysis.
The table below highlights top insurance providers with the best rates for your Alfa-Romeo Giulia
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $2,541 | $1,271 | $212 |
| State Farm | $2,556 | $1,278 | $213 |
| Geico | $2,958 | $1,479 | $246 |
| Progressive | $3,024 | $1,512 | $252 |
| Farmers | $4,549 | $2,275 | $379 |
| Allstate | $5,398 | $2,699 | $450 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Alfa-Romeo Giulia car insurance rates by model year
Insurance premiums are typically higher for newer vehicles because of their high market value and pricey repairs. For instance, a 2023 Alfa-Romeo Giulia generally has a higher insurance premium than a 2019 model. Besides, older models might not include the latest safety features, which can also influence their insurance costs.
The table below shows the average annual insurance costs for various model years of the Alfa-Romeo Giulia, helping you understand how insurance premiums vary with the car’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2017 | $2,612 | $1,306 | $218 |
| 2018 | $2,716 | $1,358 | $226 |
| 2019 | $2,950 | $1,475 | $246 |
| 2020 | $3,062 | $1,531 | $255 |
| 2021 | $3,171 | $1,586 | $264 |
| 2022 | $3,266 | $1,633 | $272 |
| 2023 | $3,559 | $1,780 | $297 |
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Alfa-Romeo Giulia car insurance rates for different trims
The trim level can significantly affect insurance premiums when insuring a Alfa-Romeo Giulia. Each trim has different features, safety equipment and price points, all of which can affect the cost of insurance.
For instance, higher-end trims like the Giulia Competizione, which include advanced technology and luxury features, may have higher insurance premiums than the base model due to the increased replacement and repair costs.
Below is a comparison of average annual insurance costs for different trims of the Alfa-Romeo Giulia.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Giulia TI | $3,413 | $1,706 | $284 |
| Giulia Sprint | $3,414 | $1,707 | $284 |
| Giulia Veloce | $3,490 | $1,745 | $291 |
| Giulia Competizione | $3,702 | $1,851 | $308 |
Alfa-Romeo Giulia insurance rates: State-by-state breakdown
Insurance costs for a Alfa-Romeo Giulia vary widely between states. State laws, average repair expenses and the likelihood of car theft or accidents are all key factors that affect these rates.
Below, you’ll find car insurance rates for the Alfa-Romeo Giulia in different states.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $3,109 | $1,554 | $259 |
| Alabama | $3,471 | $1,736 | $289 |
| Arkansas | $3,820 | $1,910 | $318 |
| Arizona | $3,334 | $1,667 | $278 |
| California | $4,203 | $2,102 | $350 |
| Colorado | $4,582 | $2,291 | $382 |
| Connecticut | $3,231 | $1,616 | $269 |
| Washington, D.C. | $4,133 | $2,066 | $344 |
| Delaware | $3,219 | $1,609 | $268 |
| Florida | $3,437 | $1,718 | $286 |
| Georgia | $3,803 | $1,901 | $317 |
| Hawaii | $2,046 | $1,023 | $170 |
| Iowa | $3,030 | $1,515 | $253 |
| Idaho | $2,538 | $1,269 | $212 |
| Illinois | $3,544 | $1,772 | $295 |
| Indiana | $3,232 | $1,616 | $269 |
| Kansas | $3,704 | $1,852 | $309 |
| Kentucky | $4,061 | $2,031 | $338 |
| Louisiana | $5,349 | $2,674 | $446 |
| Massachusetts | $3,121 | $1,561 | $260 |
| Maryland | $3,033 | $1,517 | $253 |
| Maine | $2,748 | $1,374 | $229 |
| Michigan | $4,362 | $2,181 | $364 |
| Minnesota | $4,230 | $2,115 | $353 |
| Missouri | $4,153 | $2,077 | $346 |
| Mississippi | $3,861 | $1,930 | $322 |
| Montana | $3,958 | $1,979 | $330 |
| North Carolina | $2,445 | $1,223 | $204 |
| North Dakota | $3,541 | $1,770 | $295 |
| Nebraska | $3,996 | $1,998 | $333 |
| New Hampshire | $2,682 | $1,341 | $223 |
| New Jersey | $3,192 | $1,596 | $266 |
| New Mexico | $3,739 | $1,869 | $312 |
| Nevada | $2,962 | $1,481 | $247 |
| New York | $2,346 | $1,173 | $196 |
| Ohio | $2,334 | $1,167 | $195 |
| Oklahoma | $4,124 | $2,062 | $344 |
| Oregon | $3,493 | $1,746 | $291 |
| Pennsylvania | $3,279 | $1,639 | $273 |
| Rhode Island | $3,810 | $1,905 | $317 |
| South Carolina | $2,981 | $1,490 | $248 |
| South Dakota | $4,629 | $2,315 | $386 |
| Tennessee | $3,819 | $1,909 | $318 |
| Texas | $5,087 | $2,543 | $424 |
| Utah | $2,843 | $1,422 | $237 |
| Virginia | $2,616 | $1,308 | $218 |
| Vermont | $2,896 | $1,448 | $241 |
| Washington | $2,861 | $1,431 | $238 |
| Wisconsin | $2,746 | $1,373 | $229 |
| West Virginia | $3,579 | $1,789 | $298 |
| Wyoming | $4,225 | $2,112 | $352 |
How your age impacts Alfa-Romeo Giulia insurance rates
Young drivers, particularly those younger than 25, face higher insurance premiums due to their lack of experience and the increased likelihood of accidents. As drivers age and gain more experience, their rates typically decrease. However, for senior drivers, premiums can rise again due to age-related factors.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $13,265 | $6,633 | $1,105 |
| Adults | $3,484 | $1,742 | $290 |
The bottom line
Knowing how much it costs to insure a Alfa-Romeo Giulia is important for managing your budget. Insurance rates can change based on the car’s model year, trim, age and location.
You can keep costs down by maintaining a clean driving record, taking advantage of available discounts and reviewing your insurance policy at least once a year. This way, you can have the coverage you need without paying too much.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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