If you’re looking for insurance for your Alfa-Romeo Giulia in 2025, you’re in the right place. Car insurance rates for the Alfa-Romeo Giulia depend on factors like your driving record, location and car model year.
The average annual cost to insure a 2023 Alfa-Romeo Giulia is $3,559. However, this rate can vary depending on the model year. For example, a 2021 Giulia might cost around $3,171 annually, while a 2018 model could be more affordable at $2,716 per year.
This guide will break down the costs and provide helpful tips for getting the best insurance rates for your Alfa-Romeo Giulia.
What is the cost to insure your Alfa-Romeo Giulia in 2025?
On average, insuring a Alfa-Romeo Giulia costs $290 per month – or $3,484 annually – for a full coverage policy. However, your actual cost may differ depending on factors such as your age, where you live, your driving history and the insurance company you choose.
Your rates may be higher if you’re a young driver or have a history of accidents. On the other hand, experienced drivers with a clean driving record might pay lower premiums for the same policy. Other factors, such as your state and ZIP code, also influence premiums. Insurance costs also vary by state and ZIP code.
Use the tool below to know car insurance costs based on your state and the car’s make and model.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Alfa-Romeo Giulia
Nationwide provides the most affordable car insurance for your Alfa-Romeo Giulia, with an average annual rate of $2,541, or $212 per month, according to CarInsurance.com’s analysis.
The table below shows which insurance companies offer the best rates for your Alfa-Romeo Giulia.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $2,541 | $1,271 | $212 |
| State Farm | $2,556 | $1,278 | $213 |
| Geico | $2,958 | $1,479 | $246 |
| Progressive | $3,024 | $1,512 | $252 |
| Farmers | $4,549 | $2,275 | $379 |
| Allstate | $5,398 | $2,699 | $450 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Alfa-Romeo Giulia car insurance rates by model year
Newer cars have higher insurance premiums due to higher market value and pricier repair expenses. For example, the insurance cost for a 2023 Alfa-Romeo Giulia will typically be more expensive than that of a 2019 model. However, older vehicles may lack advanced safety technologies, affecting insurance rates.
Below is a breakdown of the average annual insurance premiums for different model years of the Alfa-Romeo Giulia, offering insight into how a vehicle’s age impacts its insurance rates.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2017 | $2,612 | $1,306 | $218 |
| 2018 | $2,716 | $1,358 | $226 |
| 2019 | $2,950 | $1,475 | $246 |
| 2020 | $3,062 | $1,531 | $255 |
| 2021 | $3,171 | $1,586 | $264 |
| 2022 | $3,266 | $1,633 | $272 |
| 2023 | $3,559 | $1,780 | $297 |
Alfa-Romeo Giulia car insurance rates for different trims
The trim level can significantly affect insurance premiums when insuring a Alfa-Romeo Giulia. Each trim has different features, safety equipment and price points, all of which can affect the cost of insurance.
For instance, higher-end trims like the Giulia Competizione, which include advanced technology and luxury features, may have higher insurance premiums than the base model due to the increased replacement and repair costs.
Below is a comparison of average annual insurance costs for different trims of the Alfa-Romeo Giulia.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Giulia TI | $3,413 | $1,706 | $284 |
| Giulia Sprint | $3,414 | $1,707 | $284 |
| Giulia Veloce | $3,490 | $1,745 | $291 |
| Giulia Competizione | $3,702 | $1,851 | $308 |
Alfa-Romeo Giulia insurance rates: State-by-state breakdown
The cost to insure a Alfa-Romeo Giulia can vary widely from state to state due to differences in state laws, average repair costs and car theft or accident rates.
Find the Alfa-Romeo Giulia car insurance rates for different states in the table below.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $3,109 | $1,554 | $259 |
| Alabama | $3,471 | $1,736 | $289 |
| Arkansas | $3,820 | $1,910 | $318 |
| Arizona | $3,334 | $1,667 | $278 |
| California | $4,203 | $2,102 | $350 |
| Colorado | $4,582 | $2,291 | $382 |
| Connecticut | $3,231 | $1,616 | $269 |
| Washington, D.C. | $4,133 | $2,066 | $344 |
| Delaware | $3,219 | $1,609 | $268 |
| Florida | $3,437 | $1,718 | $286 |
| Georgia | $3,803 | $1,901 | $317 |
| Hawaii | $2,046 | $1,023 | $170 |
| Iowa | $3,030 | $1,515 | $253 |
| Idaho | $2,538 | $1,269 | $212 |
| Illinois | $3,544 | $1,772 | $295 |
| Indiana | $3,232 | $1,616 | $269 |
| Kansas | $3,704 | $1,852 | $309 |
| Kentucky | $4,061 | $2,031 | $338 |
| Louisiana | $5,349 | $2,674 | $446 |
| Massachusetts | $3,121 | $1,561 | $260 |
| Maryland | $3,033 | $1,517 | $253 |
| Maine | $2,748 | $1,374 | $229 |
| Michigan | $4,362 | $2,181 | $364 |
| Minnesota | $4,230 | $2,115 | $353 |
| Missouri | $4,153 | $2,077 | $346 |
| Mississippi | $3,861 | $1,930 | $322 |
| Montana | $3,958 | $1,979 | $330 |
| North Carolina | $2,445 | $1,223 | $204 |
| North Dakota | $3,541 | $1,770 | $295 |
| Nebraska | $3,996 | $1,998 | $333 |
| New Hampshire | $2,682 | $1,341 | $223 |
| New Jersey | $3,192 | $1,596 | $266 |
| New Mexico | $3,739 | $1,869 | $312 |
| Nevada | $2,962 | $1,481 | $247 |
| New York | $2,346 | $1,173 | $196 |
| Ohio | $2,334 | $1,167 | $195 |
| Oklahoma | $4,124 | $2,062 | $344 |
| Oregon | $3,493 | $1,746 | $291 |
| Pennsylvania | $3,279 | $1,639 | $273 |
| Rhode Island | $3,810 | $1,905 | $317 |
| South Carolina | $2,981 | $1,490 | $248 |
| South Dakota | $4,629 | $2,315 | $386 |
| Tennessee | $3,819 | $1,909 | $318 |
| Texas | $5,087 | $2,543 | $424 |
| Utah | $2,843 | $1,422 | $237 |
| Virginia | $2,616 | $1,308 | $218 |
| Vermont | $2,896 | $1,448 | $241 |
| Washington | $2,861 | $1,431 | $238 |
| Wisconsin | $2,746 | $1,373 | $229 |
| West Virginia | $3,579 | $1,789 | $298 |
| Wyoming | $4,225 | $2,112 | $352 |
How your age impacts Alfa-Romeo Giulia insurance rates
Drivers under 25 often see higher insurance rates due to their inexperience and higher risk of car accidents. As individuals age and get more experience behind the wheel, their rates usually drop. However, for older drivers, insurance costs can increase again due to age-related risks.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $13,265 | $6,633 | $1,105 |
| Adults | $3,484 | $1,742 | $290 |
The bottom line
It’s essential to know how much it will cost to insure your Alfa-Romeo Giulia so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
To save on insurance, try keeping a clean driving record, taking advantage of discounts and reviewing your policy every renewal period. This will help you get the right coverage at an affordable price.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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