If you’re looking for insurance for your Chevrolet Suburban in 2025, you’re in the right place. Car insurance rates for the Chevrolet Suburban depend on factors like your driving record, location and car model year.
A 2023 Chevrolet Suburban typically costs around $2,515 per year to insure, although prices vary widely for older models. For example, a 2021 Suburban costs $2,338 annually, whereas you’ll pay $2,079 annually for a 2018 model (on average).
In this guide, we’ll explore the costs and offer tips on securing the best insurance rates for your Chevrolet Suburban.
What is the cost to insure your Chevrolet Suburban in 2025?
The average cost to insure a Chevrolet Suburban is $209 per month, or $2,508 per year for a full coverage policy. However, your actual rate may differ depending on factors like your age, where you live, the level of coverage you choose, your driving history and the insurance company.
Younger drivers or those with a history of accidents may pay higher insurance rates, while older drivers with a clean driving record may pay less for the same coverage. Insurance rates can also change based on the state or even the ZIP code where you park your car.
Use the tool below to find out how much insurance might cost for your car in your area.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Chevrolet Suburban
Nationwide provides the most affordable car insurance for your Chevrolet Suburban, with an average annual rate of $1,811, or $151 per month, according to CarInsurance.com’s analysis.
The table below shows which insurance companies offer the best rates for your Chevrolet Suburban.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $1,811 | $906 | $151 |
| Geico | $2,167 | $1,083 | $181 |
| State Farm | $2,227 | $1,114 | $186 |
| Progressive | $2,401 | $1,201 | $200 |
| Farmers | $2,832 | $1,416 | $236 |
| Allstate | $3,588 | $1,794 | $299 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Chevrolet Suburban car insurance rates by model year
Insurance premiums are typically higher for newer vehicles because of their high market value and pricey repairs. For instance, a 2023 Chevrolet Suburban generally has a higher insurance premium than a 2019 model. Besides, older models might not include the latest safety features, which can also influence their insurance costs.
The table below shows the average annual insurance costs for various model years of the Chevrolet Suburban, helping you understand how insurance premiums vary with the car’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2014 | $1,747 | $873 | $146 |
| 2015 | $1,969 | $985 | $164 |
| 2016 | $2,012 | $1,006 | $168 |
| 2017 | $2,052 | $1,026 | $171 |
| 2018 | $2,079 | $1,039 | $173 |
| 2019 | $2,188 | $1,094 | $182 |
| 2020 | $2,253 | $1,127 | $188 |
| 2021 | $2,338 | $1,169 | $195 |
| 2022 | $2,423 | $1,212 | $202 |
| 2023 | $2,515 | $1,258 | $210 |
Chevrolet Suburban car insurance rates for different trims
When it comes to insuring a Chevrolet Suburban, the trim level can significantly influence the insurance rates. Different trims come with various features, safety equipment and price points, which contribute to the insurance cost.
For instance, higher-end trims, such as the Suburban High Country, equipped with advanced technologies, usually have higher insurance rates due to increased repair and replacement costs.
The table below shows the average annual insurance premiums for various trims of the Chevrolet Suburban.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Suburban LS | $2,361 | $1,180 | $197 |
| Suburban Fleet | $2,397 | $1,198 | $200 |
| Suburban LT | $2,516 | $1,258 | $210 |
| Suburban RST | $2,525 | $1,262 | $210 |
| Suburban Premier | $2,553 | $1,276 | $213 |
| Suburban Z71 | $2,582 | $1,291 | $215 |
| Suburban High Country | $2,664 | $1,332 | $222 |
Chevrolet Suburban insurance rates: State-by-state breakdown
Insurance costs for a Chevrolet Suburban vary widely between states. State laws, average repair expenses and the likelihood of car theft or accidents are all key factors that affect these rates.
Below, you’ll find car insurance rates for the Chevrolet Suburban in different states.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,252 | $1,126 | $188 |
| Alabama | $2,315 | $1,158 | $193 |
| Arkansas | $2,742 | $1,371 | $228 |
| Arizona | $2,378 | $1,189 | $198 |
| California | $2,924 | $1,462 | $244 |
| Colorado | $3,241 | $1,620 | $270 |
| Connecticut | $2,524 | $1,262 | $210 |
| Washington, D.C. | $3,060 | $1,530 | $255 |
| Delaware | $2,538 | $1,269 | $211 |
| Florida | $3,046 | $1,523 | $254 |
| Georgia | $2,993 | $1,496 | $249 |
| Hawaii | $1,636 | $818 | $136 |
| Iowa | $2,163 | $1,082 | $180 |
| Idaho | $1,597 | $798 | $133 |
| Illinois | $2,386 | $1,193 | $199 |
| Indiana | $2,262 | $1,131 | $188 |
| Kansas | $2,730 | $1,365 | $228 |
| Kentucky | $3,086 | $1,543 | $257 |
| Louisiana | $4,122 | $2,061 | $343 |
| Massachusetts | $2,290 | $1,145 | $191 |
| Maryland | $2,400 | $1,200 | $200 |
| Maine | $1,720 | $860 | $143 |
| Michigan | $3,072 | $1,536 | $256 |
| Minnesota | $2,794 | $1,397 | $233 |
| Missouri | $2,976 | $1,488 | $248 |
| Mississippi | $2,744 | $1,372 | $229 |
| Montana | $2,787 | $1,393 | $232 |
| North Carolina | $1,898 | $949 | $158 |
| North Dakota | $2,267 | $1,134 | $189 |
| Nebraska | $2,680 | $1,340 | $223 |
| New Hampshire | $1,842 | $921 | $153 |
| New Jersey | $2,377 | $1,189 | $198 |
| New Mexico | $2,584 | $1,292 | $215 |
| Nevada | $2,402 | $1,201 | $200 |
| New York | $2,018 | $1,009 | $168 |
| Ohio | $1,913 | $957 | $159 |
| Oklahoma | $2,749 | $1,375 | $229 |
| Oregon | $2,329 | $1,164 | $194 |
| Pennsylvania | $2,649 | $1,324 | $221 |
| Rhode Island | $2,925 | $1,462 | $244 |
| South Carolina | $2,505 | $1,253 | $209 |
| South Dakota | $3,107 | $1,554 | $259 |
| Tennessee | $2,730 | $1,365 | $228 |
| Texas | $3,614 | $1,807 | $301 |
| Utah | $1,931 | $965 | $161 |
| Virginia | $1,900 | $950 | $158 |
| Vermont | $1,749 | $875 | $146 |
| Washington | $2,015 | $1,008 | $168 |
| Wisconsin | $1,970 | $985 | $164 |
| West Virginia | $2,360 | $1,180 | $197 |
| Wyoming | $2,768 | $1,384 | $231 |
How your age impacts Chevrolet Suburban insurance rates
Drivers under 25 often see higher insurance rates due to their inexperience and higher risk of car accidents. As individuals age and get more experience behind the wheel, their rates usually drop. However, for older drivers, insurance costs can increase again due to age-related risks.
According to the National Highway Traffic Safety Administration (NHTSA) Young Drivers Traffic Safety Facts, 2,034 drivers aged 15 to 20 lost their lives in traffic accidents in 2022.
The table below outlines the average annual insurance rates for different age groups.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $9,085 | $4,542 | $757 |
| Adults | $2,508 | $1,254 | $209 |
The bottom line
It’s essential to know how much it will cost to insure your Chevrolet Suburban so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
By taking proactive steps like maintaining a clean driving record, taking advantage of discounts and regularly reviewing your insurance needs, you can balance adequate coverage and affordability.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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