If you’re looking for insurance for your Hyundai Tucson in 2025, you’re in the right place. Car insurance rates for the Hyundai Tucson depend on factors like your driving record, location and car model year.
A 2023 Hyundai Tucson typically costs around $2,094 per year to insure, although prices vary widely for older models. For example, a 2021 Tucson costs $2,004 annually, whereas you’ll pay $1,973 annually for a 2018 model (on average).
In this guide, we’ll explore the costs and offer tips on securing the best insurance rates for your Hyundai Tucson.
What is the cost to insure your Hyundai Tucson in 2025?
The average cost to insure a Hyundai Tucson is $172 per month, or $2,062 per year for a full coverage policy. However, your actual rate may differ depending on factors like your age, where you live, the level of coverage you choose, your driving history and the insurance company.
Young drivers or those with a history of accidents may see higher premiums, while older, more experienced drivers with clean records may pay less. Additionally, rates can differ based on the state and even the ZIP code where the car is garaged.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Hyundai Tucson
Geico provides the most affordable car insurance for your Hyundai Tucson, with an average annual rate of $1,613, or $134 per month, according to CarInsurance.com’s analysis.
The table below shows which insurance companies offer the best rates for your Hyundai Tucson.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Geico | $1,613 | $807 | $134 |
| Nationwide | $1,698 | $849 | $141 |
| State Farm | $1,832 | $916 | $153 |
| Progressive | $1,856 | $928 | $155 |
| Farmers | $2,647 | $1,323 | $221 |
| Allstate | $2,822 | $1,411 | $235 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Hyundai Tucson car insurance rates by model year
Newer cars have higher insurance premiums due to higher market value and pricier repair expenses. For example, the insurance cost for a 2023 Hyundai Tucson will typically be more expensive than that of a 2019 model. However, older vehicles may lack advanced safety technologies, affecting insurance rates.
The table below shows the average annual insurance costs for various model years of the Hyundai Tucson, helping you understand how insurance premiums vary with the car’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2014 | $1,710 | $855 | $143 |
| 2015 | $1,746 | $873 | $145 |
| 2016 | $1,848 | $924 | $154 |
| 2017 | $1,914 | $957 | $159 |
| 2018 | $1,973 | $987 | $164 |
| 2019 | $1,995 | $997 | $166 |
| 2020 | $2,022 | $1,011 | $168 |
| 2021 | $2,004 | $1,002 | $167 |
| 2022 | $2,091 | $1,046 | $174 |
| 2023 | $2,094 | $1,047 | $175 |
Speak with a friendly agent and get your quote in minutes!
Hyundai Tucson car insurance rates for different trims
The trim level can significantly affect insurance premiums when insuring a Hyundai Tucson. Each trim has different features, safety equipment and price points, all of which can affect the cost of insurance.
For instance, higher-end trims, such as the Tucson XRT, equipped with advanced technologies, usually have higher insurance rates due to increased repair and replacement costs.
The table below shows the average annual insurance premiums for various trims of the Hyundai Tucson.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Tucson SE | $2,013 | $1,006 | $168 |
| Tucson SEL | $2,015 | $1,007 | $168 |
| Tucson Limited | $2,147 | $1,074 | $179 |
| Tucson XRT | $2,181 | $1,090 | $182 |
Hyundai Tucson insurance rates: State-by-state breakdown
The cost of insuring a Hyundai Tucson vehicle can differ from state to state. State-specific regulations primarily influence it, the cost of vehicle repairs and car theft rates.
The table below shows the car insurance rates for the Hyundai Tucson by state.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $1,922 | $961 | $160 |
| Alabama | $1,994 | $997 | $166 |
| Arkansas | $2,221 | $1,110 | $185 |
| Arizona | $2,028 | $1,014 | $169 |
| California | $2,485 | $1,243 | $207 |
| Colorado | $2,662 | $1,331 | $222 |
| Connecticut | $2,165 | $1,082 | $180 |
| Washington, D.C. | $2,488 | $1,244 | $207 |
| Delaware | $2,153 | $1,076 | $179 |
| Florida | $2,697 | $1,348 | $225 |
| Georgia | $2,459 | $1,230 | $205 |
| Hawaii | $1,364 | $682 | $114 |
| Iowa | $1,682 | $841 | $140 |
| Idaho | $1,350 | $675 | $112 |
| Illinois | $1,992 | $996 | $166 |
| Indiana | $1,881 | $940 | $157 |
| Kansas | $2,172 | $1,086 | $181 |
| Kentucky | $2,580 | $1,290 | $215 |
| Louisiana | $3,370 | $1,685 | $281 |
| Massachusetts | $1,828 | $914 | $152 |
| Maryland | $1,939 | $969 | $162 |
| Maine | $1,401 | $700 | $117 |
| Michigan | $2,730 | $1,365 | $227 |
| Minnesota | $2,178 | $1,089 | $182 |
| Missouri | $2,232 | $1,116 | $186 |
| Mississippi | $2,233 | $1,116 | $186 |
| Montana | $2,228 | $1,114 | $186 |
| North Carolina | $1,734 | $867 | $145 |
| North Dakota | $1,808 | $904 | $151 |
| Nebraska | $2,107 | $1,054 | $176 |
| New Hampshire | $1,553 | $776 | $129 |
| New Jersey | $2,025 | $1,013 | $169 |
| New Mexico | $2,167 | $1,084 | $181 |
| Nevada | $2,116 | $1,058 | $176 |
| New York | $1,473 | $737 | $123 |
| Ohio | $1,505 | $753 | $125 |
| Oklahoma | $2,225 | $1,113 | $185 |
| Oregon | $2,038 | $1,019 | $170 |
| Pennsylvania | $2,251 | $1,126 | $188 |
| Rhode Island | $2,434 | $1,217 | $203 |
| South Carolina | $1,931 | $966 | $161 |
| South Dakota | $2,291 | $1,146 | $191 |
| Tennessee | $2,253 | $1,127 | $188 |
| Texas | $2,884 | $1,442 | $240 |
| Utah | $1,703 | $852 | $142 |
| Virginia | $1,552 | $776 | $129 |
| Vermont | $1,468 | $734 | $122 |
| Washington | $1,628 | $814 | $136 |
| Wisconsin | $1,594 | $797 | $133 |
| West Virginia | $1,906 | $953 | $159 |
| Wyoming | $2,120 | $1,060 | $177 |
How your age impacts Hyundai Tucson insurance rates
Young drivers, particularly those younger than 25, face higher insurance premiums due to their lack of experience and the increased likelihood of accidents. As drivers age and gain more experience, their rates typically decrease. However, for senior drivers, premiums can rise again due to age-related factors.
According to the National Highway Traffic Safety Administration’s (NHTSA) Young Drivers Traffic Safety Facts, 2,034 drivers aged 15 to 20 died in traffic crashes in 2022.
The table below shows the average annual insurance rates for different age groups.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $7,598 | $3,799 | $633 |
| Adults | $2,062 | $1,031 | $172 |
The bottom line
Knowing how much it costs to insure a Hyundai Tucson is important for managing your budget. Insurance rates can change based on the car’s model year, trim, age and location.
To save on insurance, try keeping a clean driving record, taking advantage of discounts and reviewing your policy every renewal period. This will help you get the right coverage at an affordable price.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
Still have a question? Ask our experts
Get advice from an experienced insurance professional. Our experts will help you navigate your insurance questions with clarity and confidence.
Browse all FAQs
