If you’re looking for insurance for your Mitsubishi Outlander Hybrid in 2025, you’re in the right place. Car insurance rates for the Mitsubishi Outlander Hybrid depend on factors like your driving record, location and car model year.
On average, insuring a 2023 Mitsubishi Outlander Hybrid costs around $2,701 annually, but the rates can vary significantly compared to older models. For instance, a 2021 Outlander Hybrid might cost slightly less, around $2,422 per year, while insuring a 2018 model could be even more budget-friendly at $2,269 annually.
This guide will break down the costs and provide helpful tips for getting the best insurance rates for your Mitsubishi Outlander Hybrid.
What is the cost to insure your Mitsubishi Outlander Hybrid in 2025?
The average cost to insure a Mitsubishi Outlander Hybrid is $223 per month or $2,671 annually for a full coverage policy. However, the specific rates may vary based on your age, location, coverage limit, insurance company, and driving history.
Your rates may be higher if you’re a young driver or have a history of accidents. On the other hand, experienced drivers with a clean driving record might pay lower premiums for the same policy. Other factors, such as your state and ZIP code, also influence premiums. Insurance costs also vary by state and ZIP code.
Use the tool below to know car insurance costs based on your state and the car’s make and model.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Mitsubishi Outlander Hybrid
State Farm provides the most affordable car insurance for your Mitsubishi Outlander Hybrid, with an average annual rate of $2,028, or $169 per month, according to CarInsurance.com’s analysis.
The table below shows which insurance companies offer the best rates for your Mitsubishi Outlander Hybrid.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| State Farm | $2,028 | $1,014 | $169 |
| Nationwide | $2,290 | $1,145 | $191 |
| Geico | $2,310 | $1,155 | $192 |
| Progressive | $2,889 | $1,444 | $241 |
| Farmers | $3,303 | $1,652 | $275 |
| Allstate | $3,325 | $1,663 | $277 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Mitsubishi Outlander Hybrid car insurance rates by model year
Generally, newer models have higher insurance rates due to their higher market value and repair costs. For instance, insuring a 2023 Mitsubishi Outlander Hybrid will likely be more expensive than insuring a 2019 model. However, older models might not have the latest safety features, which can also influence rates.
The table below shows the average annual insurance costs for various model years of the Mitsubishi Outlander Hybrid, helping you understand how insurance premiums vary with the car’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2018 | $2,269 | $1,135 | $189 |
| 2019 | $2,405 | $1,202 | $200 |
| 2020 | $2,416 | $1,208 | $201 |
| 2021 | $2,422 | $1,211 | $202 |
| 2022 | $2,575 | $1,288 | $215 |
| 2023 | $2,701 | $1,350 | $225 |
Mitsubishi Outlander Hybrid car insurance rates for different trims
A Mitsubishi Outlander Hybrid’s trim level can significantly affect insurance costs. Trims vary in features, safety equipment and overall cost, contributing to different insurance premiums.
For instance, higher-end trims like the Outlander PHEV ES, which include advanced technology and luxury features, may have higher insurance premiums than the base model due to the increased replacement and repair costs.
Below is a comparison of average annual insurance costs for different trims of the Mitsubishi Outlander Hybrid.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Outlander PHEV SE | $2,660 | $1,330 | $222 |
| Outlander PHEV SEL | $2,663 | $1,331 | $222 |
| Outlander PHEV ES | $2,692 | $1,346 | $224 |
Mitsubishi Outlander Hybrid insurance rates: State-by-state breakdown
The cost to insure a Mitsubishi Outlander Hybrid can vary widely from state to state due to differences in state laws, average repair costs and car theft or accident rates.
Find the Mitsubishi Outlander Hybrid car insurance rates for different states in the table below.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,445 | $1,222 | $204 |
| Alabama | $2,559 | $1,280 | $213 |
| Arkansas | $2,836 | $1,418 | $236 |
| Arizona | $2,555 | $1,277 | $213 |
| California | $3,193 | $1,596 | $266 |
| Colorado | $3,513 | $1,756 | $293 |
| Connecticut | $2,806 | $1,403 | $234 |
| Washington, D.C. | $3,090 | $1,545 | $258 |
| Delaware | $2,559 | $1,280 | $213 |
| Florida | $3,240 | $1,620 | $270 |
| Georgia | $3,506 | $1,753 | $292 |
| Hawaii | $1,509 | $754 | $126 |
| Iowa | $2,199 | $1,100 | $183 |
| Idaho | $1,732 | $866 | $144 |
| Illinois | $2,555 | $1,277 | $213 |
| Indiana | $2,437 | $1,218 | $203 |
| Kansas | $2,630 | $1,315 | $219 |
| Kentucky | $3,343 | $1,672 | $279 |
| Louisiana | $4,412 | $2,206 | $368 |
| Massachusetts | $2,435 | $1,218 | $203 |
| Maryland | $2,459 | $1,229 | $205 |
| Maine | $1,924 | $962 | $160 |
| Michigan | $3,609 | $1,804 | $301 |
| Minnesota | $2,885 | $1,442 | $240 |
| Missouri | $3,259 | $1,630 | $272 |
| Mississippi | $2,893 | $1,446 | $241 |
| Montana | $2,841 | $1,421 | $237 |
| North Carolina | $2,201 | $1,101 | $183 |
| North Dakota | $2,451 | $1,225 | $204 |
| Nebraska | $2,876 | $1,438 | $240 |
| New Hampshire | $2,035 | $1,018 | $170 |
| New Jersey | $2,565 | $1,282 | $214 |
| New Mexico | $2,740 | $1,370 | $228 |
| Nevada | $2,494 | $1,247 | $208 |
| New York | $1,974 | $987 | $165 |
| Ohio | $1,918 | $959 | $160 |
| Oklahoma | $2,838 | $1,419 | $237 |
| Oregon | $2,566 | $1,283 | $214 |
| Pennsylvania | $2,723 | $1,362 | $227 |
| Rhode Island | $3,145 | $1,573 | $262 |
| South Carolina | $2,292 | $1,146 | $191 |
| South Dakota | $3,396 | $1,698 | $283 |
| Tennessee | $2,875 | $1,437 | $240 |
| Texas | $4,035 | $2,018 | $336 |
| Utah | $2,218 | $1,109 | $185 |
| Virginia | $1,919 | $959 | $160 |
| Vermont | $2,055 | $1,028 | $171 |
| Washington | $2,304 | $1,152 | $192 |
| Wisconsin | $2,001 | $1,001 | $167 |
| West Virginia | $2,561 | $1,280 | $213 |
| Wyoming | $2,524 | $1,262 | $210 |
How your age impacts Mitsubishi Outlander Hybrid insurance rates
Drivers under 25 often see higher insurance rates due to their inexperience and higher risk of car accidents. As individuals age and get more experience behind the wheel, their rates usually drop. However, for older drivers, insurance costs can increase again due to age-related risks.
According to the National Highway Traffic Safety Administration’s (NHTSA) Young Drivers Traffic Safety Facts, 2,034 drivers aged 15 to 20 died in traffic crashes in 2022.
The table below shows the average annual insurance rates for different age groups.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $9,982 | $4,991 | $832 |
| Adults | $2,671 | $1,336 | $223 |
The bottom line
It’s essential to know how much it will cost to insure your Mitsubishi Outlander Hybrid so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
You can keep costs down by maintaining a clean driving record, taking advantage of available discounts and reviewing your insurance policy at least once a year. This way, you can have the coverage you need without paying too much.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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