To prove your father was a veteran for USAA eligibility, you can submit a copy of an acceptable military document and a government-issued ID to verify your father’s military status.
Acceptable military documents include a DD214 (long version), Discharge Certificate, Leave and Earnings Statement or military orders if your father is currently serving.
If your father is part of a Delayed Entry Program, you may submit his DD Form 4. You may need to provide a valid government-issued ID, such as a driver’s license, state ID card or passport.
How to apply for USAA insurance as a child of a veteran
Here are the steps to apply for USAA insurance as a child of a veteran:
- Confirm your father’s USAA Membership: Ask your father if he’s a USAA member. You’re eligible for USAA insurance if your father is a member. If he is deceased, USAA can verify his membership status based on the information such as his full name, date of birth, branch of military service and service dates.
- Create a USAA account: Go to USAA.com and click “Join USAA.”
- Provide required information: You’ll be asked for your personal details (name, DOB, address, SSN), your parent’s military service and membership details and any documents to verify identity and eligibility.
- Select and apply for insurance products: Once your membership is approved, you can browse insurance options, get quotes and apply for policies online.
Does USAA allow stepchildren or adopted children to become members?
USAA extends membership to stepchildren and adopted children. Once someone becomes a USAA member, they can pass on membership eligibility to their spouse, children, stepchildren and adopted children. So, if you’re a USAA member, your stepchildren and adopted children are also eligible to join.
What if I don’t have access to my father’s military documents?
If you don’t have access to your father’s military documents, you may still be able to join USAA, but you’ll need to provide as much information as possible to help them verify your eligibility.
When applying, you’ll be asked to provide your father’s full name, date of birth and branch of military service. If your father was a USAA member, the insurer can verify this using its existing records. However, if your father never joined USAA, you won’t be eligible to become a member based on his military service.
Final thoughts
To apply for USAA insurance as the child of a veteran, your father must have a USAA membership. USAA eligibility is passed down only if your parent is a USAA member. If your father was in the military but never became a USAA member, you might not be eligible to join.
Explore our in-depth guide on USAA insurance eligibility
Resources & Methodology
Sources
USAA. “What do I need to provide to verify my military service?” Accessed May 2025.
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