If you’re wondering how much it will cost to insure your Genesis G80 in 2025, you’re in the right place. Insurance rates for the Genesis G80 vary based on your location, driving record and model year.
The average annual cost to insure a 2023 Genesis G80 is $3,379. However, this rate can vary depending on the model year. For example, a 2021 G80 might cost around $3,084 annually, while a 2018 model could be more affordable at $2,655 per year.
In this guide, we’ll explore the costs and offer tips on securing the best insurance rates for your Genesis G80.
What is the cost to insure your Genesis G80 in 2025?
The average cost to insure a Genesis G80 is $290 per month, or $3,482 per year for a full coverage policy. However, your actual rate may differ depending on factors like your age, where you live, the level of coverage you choose, your driving history and the insurance company.
Younger drivers or those with a history of accidents may pay higher insurance rates, while older drivers with a clean driving record may pay less for the same coverage. Insurance rates can also change based on the state or even the ZIP code where you park your car.
Use the tool below to find out how much insurance might cost for your car in your area.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Genesis G80
Nationwide provides the most affordable car insurance for your Genesis G80, with an average annual rate of $2,482, or $207 per month, according to CarInsurance.com’s analysis.
The table below shows which insurance companies offer the best rates for your Genesis G80.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $2,482 | $1,241 | $207 |
| Geico | $2,624 | $1,312 | $219 |
| State Farm | $2,670 | $1,335 | $223 |
| Progressive | $3,162 | $1,581 | $263 |
| Farmers | $3,741 | $1,870 | $312 |
| Allstate | $6,126 | $3,063 | $511 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Genesis G80 car insurance rates by model year
Generally, newer models have higher insurance rates due to their higher market value and repair costs. For instance, insuring a 2023 Genesis G80 will likely be more expensive than insuring a 2019 model. However, older models might not have the latest safety features, which can also influence rates.
Below is a breakdown of the average annual insurance premiums for different model years of the Genesis G80, offering insight into how a vehicle’s age impacts its insurance rates.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2017 | $2,451 | $1,225 | $204 |
| 2018 | $2,655 | $1,328 | $221 |
| 2019 | $2,780 | $1,390 | $232 |
| 2020 | $2,891 | $1,446 | $241 |
| 2021 | $3,084 | $1,542 | $257 |
| 2022 | $3,192 | $1,596 | $266 |
| 2023 | $3,379 | $1,689 | $282 |
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Genesis G80 car insurance rates for different trims
A Genesis G80’s trim level can significantly affect insurance costs. Trims vary in features, safety equipment and overall cost, contributing to different insurance premiums.
For example, higher trims like the G80 3.5T Standard, which come with premium features and advanced technology, tend to have higher insurance rates than the base model due to the higher replacement and repair costs.
The table below shows the average yearly insurance costs for different trims of the Genesis G80.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| G80 2.5T Standard | $3,398 | $1,699 | $283 |
| G80 2.5T Sport Prestige | $3,412 | $1,706 | $284 |
| G80 3.5T Standard | $3,636 | $1,818 | $303 |
Genesis G80 insurance rates: State-by-state breakdown
Insurance costs for a Genesis G80 vary widely between states. State laws, average repair expenses and the likelihood of car theft or accidents are all key factors that affect these rates.
Below, you’ll find car insurance rates for the Genesis G80 in different states.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $3,371 | $1,686 | $281 |
| Alabama | $3,087 | $1,543 | $257 |
| Arkansas | $3,668 | $1,834 | $306 |
| Arizona | $3,249 | $1,625 | $271 |
| California | $4,279 | $2,140 | $357 |
| Colorado | $4,393 | $2,197 | $366 |
| Connecticut | $3,394 | $1,697 | $283 |
| Washington, D.C. | $4,135 | $2,067 | $345 |
| Delaware | $3,492 | $1,746 | $291 |
| Florida | $3,605 | $1,802 | $300 |
| Georgia | $4,228 | $2,114 | $352 |
| Hawaii | $1,871 | $936 | $156 |
| Iowa | $3,060 | $1,530 | $255 |
| Idaho | $2,527 | $1,264 | $211 |
| Illinois | $3,581 | $1,791 | $298 |
| Indiana | $3,147 | $1,574 | $262 |
| Kansas | $3,750 | $1,875 | $312 |
| Kentucky | $4,316 | $2,158 | $360 |
| Louisiana | $5,284 | $2,642 | $440 |
| Massachusetts | $3,323 | $1,661 | $277 |
| Maryland | $3,155 | $1,578 | $263 |
| Maine | $2,715 | $1,358 | $226 |
| Michigan | $4,010 | $2,005 | $334 |
| Minnesota | $3,773 | $1,887 | $314 |
| Missouri | $4,518 | $2,259 | $376 |
| Mississippi | $3,603 | $1,802 | $300 |
| Montana | $3,603 | $1,801 | $300 |
| North Carolina | $2,779 | $1,390 | $232 |
| North Dakota | $3,545 | $1,772 | $295 |
| Nebraska | $3,817 | $1,909 | $318 |
| New Hampshire | $2,657 | $1,328 | $221 |
| New Jersey | $3,176 | $1,588 | $265 |
| New Mexico | $3,719 | $1,860 | $310 |
| Nevada | $3,052 | $1,526 | $254 |
| New York | $2,551 | $1,275 | $213 |
| Ohio | $2,453 | $1,226 | $204 |
| Oklahoma | $3,803 | $1,901 | $317 |
| Oregon | $3,645 | $1,823 | $304 |
| Pennsylvania | $3,670 | $1,835 | $306 |
| Rhode Island | $4,002 | $2,001 | $334 |
| South Carolina | $2,942 | $1,471 | $245 |
| South Dakota | $4,245 | $2,123 | $354 |
| Tennessee | $3,866 | $1,933 | $322 |
| Texas | $4,867 | $2,433 | $406 |
| Utah | $2,832 | $1,416 | $236 |
| Virginia | $2,615 | $1,307 | $218 |
| Vermont | $2,786 | $1,393 | $232 |
| Washington | $2,779 | $1,389 | $232 |
| Wisconsin | $2,660 | $1,330 | $222 |
| West Virginia | $3,919 | $1,960 | $327 |
| Wyoming | $4,210 | $2,105 | $351 |
How your age impacts Genesis G80 insurance rates
Young drivers, particularly those younger than 25, face higher insurance premiums due to their lack of experience and the increased likelihood of accidents. As drivers age and gain more experience, their rates typically decrease. However, for senior drivers, premiums can rise again due to age-related factors.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $12,918 | $6,459 | $1,077 |
| Adults | $3,482 | $1,741 | $290 |
The bottom line
Knowing how much it costs to insure a Genesis G80 is important for managing your budget. Insurance rates can change based on the car’s model year, trim, age and location.
You can keep costs down by maintaining a clean driving record, taking advantage of available discounts and reviewing your insurance policy at least once a year. This way, you can have the coverage you need without paying too much.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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