Are you considering insuring your Jaguar F-Pace in 2025 and wondering how much it might cost? You’re in the right place. Car insurance rates for the Jaguar F-Pace can vary widely based on factors such as your location, driving history, and vehicle model year.
A 2023 Jaguar F-Pace typically costs around $3,131 per year to insure, although prices vary widely for older models. For example, a 2021 F-Pace costs $2,864 annually, whereas you’ll pay $2,573 annually for a 2018 model (on average).
In this guide, we’ll explore the costs and offer tips on securing the best insurance rates for your Jaguar F-Pace.
What is the cost to insure your Jaguar F-Pace in 2025?
On average, insuring a Jaguar F-Pace costs $280 per month – or $3,365 annually – for a full coverage policy. However, your actual cost may differ depending on factors such as your age, where you live, your driving history and the insurance company you choose.
Your rates may be higher if you’re a young driver or have a history of accidents. On the other hand, experienced drivers with a clean driving record might pay lower premiums for the same policy. Other factors, such as your state and ZIP code, also influence premiums. Insurance costs also vary by state and ZIP code.
Use the tool below to know car insurance costs based on your state and the car’s make and model.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Jaguar F-Pace
Progressive offers the lowest car insurance rates for your Jaguar F-Pace, with an average cost of $2,783 per year or $232 each month, based on CarInsurance.com’s study.
Below is a list of insurance companies that offer affordable rates for your Jaguar F-Pace.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Progressive | $2,783 | $1,392 | $232 |
| Nationwide | $2,813 | $1,406 | $234 |
| State Farm | $2,833 | $1,416 | $236 |
| Geico | $3,141 | $1,571 | $262 |
| Allstate | $3,842 | $1,921 | $320 |
| Farmers | $5,142 | $2,571 | $428 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Jaguar F-Pace car insurance rates by model year
Generally, newer models have higher insurance rates due to their higher market value and repair costs. For instance, insuring a 2023 Jaguar F-Pace will likely be more expensive than insuring a 2019 model. However, older models might not have the latest safety features, which can also influence rates.
Below is a breakdown of the average annual insurance premiums for different model years of the Jaguar F-Pace, offering insight into how a vehicle’s age impacts its insurance rates.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2017 | $2,514 | $1,257 | $209 |
| 2018 | $2,573 | $1,287 | $214 |
| 2019 | $2,638 | $1,319 | $220 |
| 2020 | $2,705 | $1,352 | $225 |
| 2021 | $2,864 | $1,432 | $239 |
| 2022 | $3,101 | $1,551 | $258 |
| 2023 | $3,131 | $1,566 | $261 |
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Jaguar F-Pace car insurance rates for different trims
When it comes to insuring a Jaguar F-Pace, the trim level can significantly influence the insurance rates. Different trims come with various features, safety equipment and price points, which contribute to the insurance cost.
For instance, higher-end trims, such as the F-Pace P400 R-Dynamic S, equipped with advanced technologies, usually have higher insurance rates due to increased repair and replacement costs.
The table below shows the average annual insurance premiums for various trims of the Jaguar F-Pace.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| F-Pace P250 R-Dynamic S | $3,241 | $1,620 | $270 |
| F-Pace P400 R-Dynamic S | $3,488 | $1,744 | $291 |
Jaguar F-Pace insurance rates: State-by-state breakdown
Insurance costs for a Jaguar F-Pace vary widely between states. State laws, average repair expenses and the likelihood of car theft or accidents are all key factors that affect these rates.
Below, you’ll find car insurance rates for the Jaguar F-Pace in different states.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,901 | $1,451 | $242 |
| Alabama | $3,295 | $1,647 | $275 |
| Arkansas | $3,832 | $1,916 | $319 |
| Arizona | $3,252 | $1,626 | $271 |
| California | $4,073 | $2,037 | $339 |
| Colorado | $4,536 | $2,268 | $378 |
| Connecticut | $3,193 | $1,597 | $266 |
| Washington, D.C. | $3,853 | $1,926 | $321 |
| Delaware | $3,071 | $1,535 | $256 |
| Florida | $3,235 | $1,617 | $270 |
| Georgia | $3,989 | $1,994 | $332 |
| Hawaii | $1,863 | $931 | $155 |
| Iowa | $3,279 | $1,639 | $273 |
| Idaho | $2,286 | $1,143 | $190 |
| Illinois | $3,432 | $1,716 | $286 |
| Indiana | $3,133 | $1,567 | $261 |
| Kansas | $3,891 | $1,945 | $324 |
| Kentucky | $4,027 | $2,014 | $336 |
| Louisiana | $5,147 | $2,574 | $429 |
| Massachusetts | $2,954 | $1,477 | $246 |
| Maryland | $3,020 | $1,510 | $252 |
| Maine | $2,209 | $1,105 | $184 |
| Michigan | $4,863 | $2,432 | $405 |
| Minnesota | $3,721 | $1,860 | $310 |
| Missouri | $4,253 | $2,127 | $354 |
| Mississippi | $3,263 | $1,632 | $272 |
| Montana | $3,825 | $1,913 | $319 |
| North Carolina | $2,687 | $1,343 | $224 |
| North Dakota | $3,209 | $1,604 | $267 |
| Nebraska | $3,995 | $1,998 | $333 |
| New Hampshire | $2,494 | $1,247 | $208 |
| New Jersey | $2,816 | $1,408 | $235 |
| New Mexico | $3,631 | $1,816 | $303 |
| Nevada | $3,102 | $1,551 | $258 |
| New York | $2,695 | $1,347 | $225 |
| Ohio | $2,396 | $1,198 | $200 |
| Oklahoma | $3,859 | $1,929 | $322 |
| Oregon | $3,183 | $1,591 | $265 |
| Pennsylvania | $3,325 | $1,663 | $277 |
| Rhode Island | $3,771 | $1,886 | $314 |
| South Carolina | $2,926 | $1,463 | $244 |
| South Dakota | $4,526 | $2,263 | $377 |
| Tennessee | $4,069 | $2,035 | $339 |
| Texas | $4,575 | $2,288 | $381 |
| Utah | $2,899 | $1,449 | $242 |
| Virginia | $2,207 | $1,104 | $184 |
| Vermont | $2,316 | $1,158 | $193 |
| Washington | $2,797 | $1,399 | $233 |
| Wisconsin | $2,790 | $1,395 | $233 |
| West Virginia | $2,988 | $1,494 | $249 |
| Wyoming | $3,578 | $1,789 | $298 |
How your age impacts Jaguar F-Pace insurance rates
Younger drivers, especially those under 25, pay higher rates due to their inexperience and higher accident risk. Insurance rates typically decrease as drivers get older and gain more experience but may rise again for senior drivers due to age-related factors.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $12,964 | $6,482 | $1,080 |
| Adults | $3,365 | $1,682 | $280 |
The bottom line
It’s essential to know how much it will cost to insure your Jaguar F-Pace so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
To save on insurance, try keeping a clean driving record, taking advantage of discounts and reviewing your policy every renewal period. This will help you get the right coverage at an affordable price.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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