Are you considering insuring your Maserati Levante in 2025 and wondering how much it might cost? You’re in the right place. Car insurance rates for the Maserati Levante can vary widely based on factors such as your location, driving history, and vehicle model year.
The average annual cost to insure a 2023 Maserati Levante is $5,238. However, this rate can vary depending on the model year. For example, a 2021 Levante might cost around $4,363 annually, while a 2018 model could be more affordable at $3,669 per year.
In this guide, we’ll explore the costs and offer tips on securing the best insurance rates for your Maserati Levante.
What is the cost to insure your Maserati Levante in 2025?
The average cost to insure a Maserati Levante is $420 per month, or $5,042 per year for a full coverage policy. However, your actual rate may differ depending on factors like your age, where you live, the level of coverage you choose, your driving history and the insurance company.
Young drivers or those with a history of accidents may see higher premiums, while older, more experienced drivers with clean records may pay less. Additionally, rates can differ based on the state and even the ZIP code where the car is garaged.
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Maserati Levante
Nationwide offers the lowest car insurance rates for your Maserati Levante, with an average cost of $3,150 per year or $263 each month, based on CarInsurance.com’s study.
Below is a list of insurance companies that offer affordable rates for your Maserati Levante.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Nationwide | $3,150 | $1,575 | $263 |
| State Farm | $3,425 | $1,712 | $285 |
| Progressive | $4,693 | $2,346 | $391 |
| Geico | $5,089 | $2,545 | $424 |
| Farmers | $5,398 | $2,699 | $450 |
| Allstate | $8,271 | $4,135 | $689 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Maserati Levante car insurance rates by model year
Newer cars have higher insurance premiums due to higher market value and pricier repair expenses. For example, the insurance cost for a 2023 Maserati Levante will typically be more expensive than that of a 2019 model. However, older vehicles may lack advanced safety technologies, affecting insurance rates.
Below is a comparison of average annual insurance costs for different model years of the Maserati Levante. This data can give you a clear idea of how insurance premiums change with the vehicle’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2017 | $3,441 | $1,720 | $287 |
| 2018 | $3,669 | $1,835 | $306 |
| 2019 | $3,998 | $1,999 | $333 |
| 2020 | $4,158 | $2,079 | $347 |
| 2021 | $4,363 | $2,182 | $364 |
| 2022 | $4,738 | $2,369 | $395 |
| 2023 | $5,238 | $2,619 | $437 |
Maserati Levante car insurance rates for different trims
A Maserati Levante’s trim level can significantly affect insurance costs. Trims vary in features, safety equipment and overall cost, contributing to different insurance premiums.
For example, higher trims like the Levante Trofeo Ultima, which come with premium features and advanced technology, tend to have higher insurance rates than the base model due to the higher replacement and repair costs.
The table below shows the average yearly insurance costs for different trims of the Maserati Levante.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Levante GT Ultima | $4,545 | $2,272 | $379 |
| Levante Modena Ultima | $4,825 | $2,412 | $402 |
| Levante Trofeo Ultima | $5,758 | $2,879 | $480 |
Maserati Levante insurance rates: State-by-state breakdown
Insurance costs for a Maserati Levante vary widely between states. State laws, average repair expenses and the likelihood of car theft or accidents are all key factors that affect these rates.
Below, you’ll find car insurance rates for the Maserati Levante in different states.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $4,357 | $2,178 | $363 |
| Alabama | $4,669 | $2,334 | $389 |
| Arkansas | $6,045 | $3,022 | $504 |
| Arizona | $4,396 | $2,198 | $366 |
| California | $6,089 | $3,045 | $507 |
| Colorado | $6,229 | $3,115 | $519 |
| Connecticut | $4,817 | $2,408 | $401 |
| Washington, D.C. | $6,278 | $3,139 | $523 |
| Delaware | $5,114 | $2,557 | $426 |
| Florida | $4,672 | $2,336 | $389 |
| Georgia | $5,573 | $2,787 | $464 |
| Hawaii | $2,436 | $1,218 | $203 |
| Iowa | $4,781 | $2,391 | $398 |
| Idaho | $3,580 | $1,790 | $298 |
| Illinois | $4,889 | $2,444 | $407 |
| Indiana | $4,783 | $2,392 | $399 |
| Kansas | $5,518 | $2,759 | $460 |
| Kentucky | $6,282 | $3,141 | $523 |
| Louisiana | $7,585 | $3,792 | $632 |
| Massachusetts | $5,548 | $2,774 | $462 |
| Maryland | $4,980 | $2,490 | $415 |
| Maine | $3,928 | $1,964 | $327 |
| Michigan | $6,009 | $3,004 | $501 |
| Minnesota | $5,553 | $2,777 | $463 |
| Missouri | $6,404 | $3,202 | $534 |
| Mississippi | $5,938 | $2,969 | $495 |
| Montana | $6,096 | $3,048 | $508 |
| North Carolina | $3,702 | $1,851 | $309 |
| North Dakota | $4,954 | $2,477 | $413 |
| Nebraska | $5,667 | $2,834 | $472 |
| New Hampshire | $4,154 | $2,077 | $346 |
| New Jersey | $4,321 | $2,160 | $360 |
| New Mexico | $4,955 | $2,478 | $413 |
| Nevada | $4,280 | $2,140 | $357 |
| New York | $3,792 | $1,896 | $316 |
| Ohio | $3,522 | $1,761 | $293 |
| Oklahoma | $5,707 | $2,854 | $476 |
| Oregon | $4,781 | $2,390 | $398 |
| Pennsylvania | $5,007 | $2,503 | $417 |
| Rhode Island | $6,002 | $3,001 | $500 |
| South Carolina | $4,020 | $2,010 | $335 |
| South Dakota | $6,248 | $3,124 | $521 |
| Tennessee | $5,803 | $2,901 | $484 |
| Texas | $7,013 | $3,507 | $584 |
| Utah | $4,158 | $2,079 | $346 |
| Virginia | $3,525 | $1,763 | $294 |
| Vermont | $4,114 | $2,057 | $343 |
| Washington | $3,861 | $1,930 | $322 |
| Wisconsin | $4,125 | $2,063 | $344 |
| West Virginia | $5,105 | $2,553 | $425 |
| Wyoming | $5,484 | $2,742 | $457 |
How your age impacts Maserati Levante insurance rates
Younger drivers, especially those under 25, pay higher rates due to their inexperience and higher accident risk. Insurance rates typically decrease as drivers get older and gain more experience but may rise again for senior drivers due to age-related factors.
According to the National Highway Traffic Safety Administration’s (NHTSA) Young Drivers Traffic Safety Facts, 2,034 drivers aged 15 to 20 died in traffic crashes in 2022.
The table below shows the average annual insurance rates for different age groups.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $19,264 | $9,632 | $1,605 |
| Adults | $5,042 | $2,521 | $420 |
The bottom line
Knowing how much it costs to insure your Maserati Levante is key to managing your expenses. Insurance costs can change depending on the car’s model year, trim, age and state of residence.
To save on insurance, try keeping a clean driving record, taking advantage of discounts and reviewing your policy every renewal period. This will help you get the right coverage at an affordable price.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
Get advice from an experienced insurance professional. Our experts will help you navigate your insurance questions with clarity and confidence.
Browse all FAQs