If you’re wondering how much it will cost to insure your Mercedes-Benz GLC-Class in 2025, you’re in the right place. Insurance rates for the Mercedes-Benz GLC-Class vary based on your location, driving record and model year.
The average annual cost to insure a 2023 Mercedes-Benz GLC-Class is $2,652. However, this rate can vary depending on the model year. For example, a 2021 GLC-Class might cost around $2,427 annually, while a 2018 model could be more affordable at $2,237 per year.
In this guide, we’ll break down these costs and provide tips on getting the best insurance rates for your Mercedes-Benz GLC-Class.
What is the cost to insure your Mercedes-Benz GLC-Class in 2025?
On average, insuring a Mercedes-Benz GLC-Class costs $226 per month – or $2,709 annually – for a full coverage policy. However, your actual cost may differ depending on factors such as your age, where you live, your driving history and the insurance company you choose.
Young drivers or those with a history of accidents may see higher premiums, while older, more experienced drivers with clean records may pay less. Additionally, rates can differ based on the state and even the ZIP code where the car is garaged.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Mercedes-Benz GLC-Class
State Farm offers the cheapest car insurance rates for Mercedes-Benz GLC-Class at an average annual cost of $1,995 a year or $166 monthly, based on CarInsurance.com’s rate analysis.
The table below highlights top insurance providers with the best rates for your Mercedes-Benz GLC-Class
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| State Farm | $1,995 | $997 | $166 |
| Progressive | $2,408 | $1,204 | $201 |
| Geico | $2,432 | $1,216 | $203 |
| Nationwide | $2,439 | $1,219 | $203 |
| Allstate | $3,530 | $1,765 | $294 |
| Farmers | $3,637 | $1,818 | $303 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Mercedes-Benz GLC-Class car insurance rates by model year
Generally, newer models have higher insurance rates due to their higher market value and repair costs. For instance, insuring a 2023 Mercedes-Benz GLC-Class will likely be more expensive than insuring a 2019 model. However, older models might not have the latest safety features, which can also influence rates.
Below is a comparison of average annual insurance costs for different model years of the Mercedes-Benz GLC-Class. This data can give you a clear idea of how insurance premiums change with the vehicle’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2016 | $2,014 | $1,007 | $168 |
| 2017 | $2,075 | $1,037 | $173 |
| 2018 | $2,237 | $1,118 | $186 |
| 2019 | $2,353 | $1,177 | $196 |
| 2020 | $2,440 | $1,220 | $203 |
| 2021 | $2,427 | $1,214 | $202 |
| 2022 | $2,461 | $1,231 | $205 |
| 2023 | $2,652 | $1,326 | $221 |
Mercedes-Benz GLC-Class car insurance rates for different trims
When it comes to insuring a Mercedes-Benz GLC-Class, the trim level can significantly influence the insurance rates. Different trims come with various features, safety equipment and price points, which contribute to the insurance cost.
For instance, higher-end trims like the GLC300 4MATIC, which include advanced technology and luxury features, may have higher insurance premiums than the base model due to the increased replacement and repair costs.
Below is a comparison of average annual insurance costs for different trims of the Mercedes-Benz GLC-Class.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| GLC300 | $2,703 | $1,352 | $225 |
| GLC300 4MATIC | $2,714 | $1,357 | $226 |
Mercedes-Benz GLC-Class insurance rates: State-by-state breakdown
The cost to insure a Mercedes-Benz GLC-Class can vary widely from state to state due to differences in state laws, average repair costs and car theft or accident rates.
Find the Mercedes-Benz GLC-Class car insurance rates for different states in the table below.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,343 | $1,171 | $195 |
| Alabama | $2,513 | $1,256 | $209 |
| Arkansas | $2,924 | $1,462 | $244 |
| Arizona | $2,574 | $1,287 | $214 |
| California | $3,059 | $1,530 | $255 |
| Colorado | $3,568 | $1,784 | $297 |
| Connecticut | $2,801 | $1,401 | $233 |
| Washington, D.C. | $2,978 | $1,489 | $248 |
| Delaware | $2,610 | $1,305 | $217 |
| Florida | $3,083 | $1,542 | $257 |
| Georgia | $3,406 | $1,703 | $284 |
| Hawaii | $1,571 | $786 | $131 |
| Iowa | $2,463 | $1,232 | $205 |
| Idaho | $1,782 | $891 | $148 |
| Illinois | $2,663 | $1,332 | $222 |
| Indiana | $2,362 | $1,181 | $197 |
| Kansas | $2,954 | $1,477 | $246 |
| Kentucky | $3,308 | $1,654 | $276 |
| Louisiana | $4,290 | $2,145 | $358 |
| Massachusetts | $2,517 | $1,258 | $210 |
| Maryland | $2,548 | $1,274 | $212 |
| Maine | $1,719 | $859 | $143 |
| Michigan | $3,586 | $1,793 | $299 |
| Minnesota | $3,134 | $1,567 | $261 |
| Missouri | $3,560 | $1,780 | $297 |
| Mississippi | $2,790 | $1,395 | $233 |
| Montana | $2,914 | $1,457 | $243 |
| North Carolina | $2,414 | $1,207 | $201 |
| North Dakota | $2,500 | $1,250 | $208 |
| Nebraska | $3,002 | $1,501 | $250 |
| New Hampshire | $1,924 | $962 | $160 |
| New Jersey | $2,539 | $1,269 | $212 |
| New Mexico | $2,864 | $1,432 | $239 |
| Nevada | $2,562 | $1,281 | $214 |
| New York | $1,949 | $975 | $162 |
| Ohio | $1,889 | $945 | $157 |
| Oklahoma | $2,889 | $1,445 | $241 |
| Oregon | $2,560 | $1,280 | $213 |
| Pennsylvania | $2,818 | $1,409 | $235 |
| Rhode Island | $3,132 | $1,566 | $261 |
| South Carolina | $2,408 | $1,204 | $201 |
| South Dakota | $3,500 | $1,750 | $292 |
| Tennessee | $3,137 | $1,569 | $261 |
| Texas | $3,463 | $1,731 | $289 |
| Utah | $2,278 | $1,139 | $190 |
| Virginia | $1,979 | $990 | $165 |
| Vermont | $2,072 | $1,036 | $173 |
| Washington | $2,339 | $1,169 | $195 |
| Wisconsin | $2,128 | $1,064 | $177 |
| West Virginia | $2,549 | $1,275 | $212 |
| Wyoming | $2,990 | $1,495 | $249 |
How your age impacts Mercedes-Benz GLC-Class insurance rates
Drivers under 25 often see higher insurance rates due to their inexperience and higher risk of car accidents. As individuals age and get more experience behind the wheel, their rates usually drop. However, for older drivers, insurance costs can increase again due to age-related risks.
According to the National Highway Traffic Safety Administration’s (NHTSA) Young Drivers Traffic Safety Facts, 2,034 drivers aged 15 to 20 died in traffic crashes in 2022.
The table below shows the average annual insurance rates for different age groups.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $10,260 | $5,130 | $855 |
| Adults | $2,709 | $1,354 | $226 |
The bottom line
It’s essential to know how much it will cost to insure your Mercedes-Benz GLC-Class so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
You can keep costs down by maintaining a clean driving record, taking advantage of available discounts and reviewing your insurance policy at least once a year. This way, you can have the coverage you need without paying too much.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
Still have a question? Ask our experts
Get advice from an experienced insurance professional. Our experts will help you navigate your insurance questions with clarity and confidence.
Browse all FAQs