If you’re wondering how much it will cost to insure your Mercedes-Benz GLC-Class in 2025, you’re in the right place. Insurance rates for the Mercedes-Benz GLC-Class vary based on your location, driving record and model year.
The average annual cost to insure a 2023 Mercedes-Benz GLC-Class is $2,652. However, this rate can vary depending on the model year. For example, a 2021 GLC-Class might cost around $2,427 annually, while a 2018 model could be more affordable at $2,237 per year.
In this guide, we’ll explore the costs and offer tips on securing the best insurance rates for your Mercedes-Benz GLC-Class.
What is the cost to insure your Mercedes-Benz GLC-Class in 2025?
The average cost to insure a Mercedes-Benz GLC-Class is $226 per month or $2,709 annually for a full coverage policy. However, the specific rates may vary based on your age, location, coverage limit, insurance company, and driving history.
Young drivers or those with a history of accidents may see higher premiums, while older, more experienced drivers with clean records may pay less. Additionally, rates can differ based on the state and even the ZIP code where the car is garaged.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Mercedes-Benz GLC-Class
State Farm offers the lowest car insurance rates for your Mercedes-Benz GLC-Class, with an average cost of $1,995 per year or $166 each month, based on CarInsurance.com’s study.
Below is a list of insurance companies that offer affordable rates for your Mercedes-Benz GLC-Class.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| State Farm | $1,995 | $997 | $166 |
| Progressive | $2,408 | $1,204 | $201 |
| Geico | $2,432 | $1,216 | $203 |
| Nationwide | $2,439 | $1,219 | $203 |
| Allstate | $3,530 | $1,765 | $294 |
| Farmers | $3,637 | $1,818 | $303 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Mercedes-Benz GLC-Class car insurance rates by model year
Newer cars have higher insurance premiums due to higher market value and pricier repair expenses. For example, the insurance cost for a 2023 Mercedes-Benz GLC-Class will typically be more expensive than that of a 2019 model. However, older vehicles may lack advanced safety technologies, affecting insurance rates.
Below is a comparison of average annual insurance costs for different model years of the Mercedes-Benz GLC-Class. This data can give you a clear idea of how insurance premiums change with the vehicle’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2016 | $2,014 | $1,007 | $168 |
| 2017 | $2,075 | $1,037 | $173 |
| 2018 | $2,237 | $1,118 | $186 |
| 2019 | $2,353 | $1,177 | $196 |
| 2020 | $2,440 | $1,220 | $203 |
| 2021 | $2,427 | $1,214 | $202 |
| 2022 | $2,461 | $1,231 | $205 |
| 2023 | $2,652 | $1,326 | $221 |
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Mercedes-Benz GLC-Class car insurance rates for different trims
A Mercedes-Benz GLC-Class’s trim level can significantly affect insurance costs. Trims vary in features, safety equipment and overall cost, contributing to different insurance premiums.
For example, higher trims like the GLC300 4MATIC, which come with premium features and advanced technology, tend to have higher insurance rates than the base model due to the higher replacement and repair costs.
The table below shows the average yearly insurance costs for different trims of the Mercedes-Benz GLC-Class.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| GLC300 | $2,703 | $1,352 | $225 |
| GLC300 4MATIC | $2,714 | $1,357 | $226 |
Mercedes-Benz GLC-Class insurance rates: State-by-state breakdown
The cost to insure a Mercedes-Benz GLC-Class can vary widely from state to state due to differences in state laws, average repair costs and car theft or accident rates.
Find the Mercedes-Benz GLC-Class car insurance rates for different states in the table below.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,343 | $1,171 | $195 |
| Alabama | $2,513 | $1,256 | $209 |
| Arkansas | $2,924 | $1,462 | $244 |
| Arizona | $2,574 | $1,287 | $214 |
| California | $3,059 | $1,530 | $255 |
| Colorado | $3,568 | $1,784 | $297 |
| Connecticut | $2,801 | $1,401 | $233 |
| Washington, D.C. | $2,978 | $1,489 | $248 |
| Delaware | $2,610 | $1,305 | $217 |
| Florida | $3,083 | $1,542 | $257 |
| Georgia | $3,406 | $1,703 | $284 |
| Hawaii | $1,571 | $786 | $131 |
| Iowa | $2,463 | $1,232 | $205 |
| Idaho | $1,782 | $891 | $148 |
| Illinois | $2,663 | $1,332 | $222 |
| Indiana | $2,362 | $1,181 | $197 |
| Kansas | $2,954 | $1,477 | $246 |
| Kentucky | $3,308 | $1,654 | $276 |
| Louisiana | $4,290 | $2,145 | $358 |
| Massachusetts | $2,517 | $1,258 | $210 |
| Maryland | $2,548 | $1,274 | $212 |
| Maine | $1,719 | $859 | $143 |
| Michigan | $3,586 | $1,793 | $299 |
| Minnesota | $3,134 | $1,567 | $261 |
| Missouri | $3,560 | $1,780 | $297 |
| Mississippi | $2,790 | $1,395 | $233 |
| Montana | $2,914 | $1,457 | $243 |
| North Carolina | $2,414 | $1,207 | $201 |
| North Dakota | $2,500 | $1,250 | $208 |
| Nebraska | $3,002 | $1,501 | $250 |
| New Hampshire | $1,924 | $962 | $160 |
| New Jersey | $2,539 | $1,269 | $212 |
| New Mexico | $2,864 | $1,432 | $239 |
| Nevada | $2,562 | $1,281 | $214 |
| New York | $1,949 | $975 | $162 |
| Ohio | $1,889 | $945 | $157 |
| Oklahoma | $2,889 | $1,445 | $241 |
| Oregon | $2,560 | $1,280 | $213 |
| Pennsylvania | $2,818 | $1,409 | $235 |
| Rhode Island | $3,132 | $1,566 | $261 |
| South Carolina | $2,408 | $1,204 | $201 |
| South Dakota | $3,500 | $1,750 | $292 |
| Tennessee | $3,137 | $1,569 | $261 |
| Texas | $3,463 | $1,731 | $289 |
| Utah | $2,278 | $1,139 | $190 |
| Virginia | $1,979 | $990 | $165 |
| Vermont | $2,072 | $1,036 | $173 |
| Washington | $2,339 | $1,169 | $195 |
| Wisconsin | $2,128 | $1,064 | $177 |
| West Virginia | $2,549 | $1,275 | $212 |
| Wyoming | $2,990 | $1,495 | $249 |
How your age impacts Mercedes-Benz GLC-Class insurance rates
Younger drivers, especially those under 25, pay higher rates due to their inexperience and higher accident risk. Insurance rates typically decrease as drivers get older and gain more experience but may rise again for senior drivers due to age-related factors.
According to the National Highway Traffic Safety Administration (NHTSA) Young Drivers Traffic Safety Facts, 2,034 drivers aged 15 to 20 lost their lives in traffic accidents in 2022.
The table below outlines the average annual insurance rates for different age groups.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $10,260 | $5,130 | $855 |
| Adults | $2,709 | $1,354 | $226 |
The bottom line
It’s essential to know how much it will cost to insure your Mercedes-Benz GLC-Class so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
You can keep costs down by maintaining a clean driving record, taking advantage of available discounts and reviewing your insurance policy at least once a year. This way, you can have the coverage you need without paying too much.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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