If you’re wondering how much it will cost to insure your Mitsubishi Outlander Hybrid in 2025, you’re in the right place. Insurance rates for the Mitsubishi Outlander Hybrid vary based on your location, driving record and model year.
The average annual cost to insure a 2023 Mitsubishi Outlander Hybrid is $2,701. However, this rate can vary depending on the model year. For example, a 2021 Outlander Hybrid might cost around $2,422 annually, while a 2018 model could be more affordable at $2,269 per year.
This guide will break down the costs and provide helpful tips for getting the best insurance rates for your Mitsubishi Outlander Hybrid.
What is the cost to insure your Mitsubishi Outlander Hybrid in 2025?
The average cost to insure a Mitsubishi Outlander Hybrid is $223 per month, or $2,671 per year for a full coverage policy. However, your actual rate may differ depending on factors like your age, where you live, the level of coverage you choose, your driving history and the insurance company.
Your rates may be higher if you’re a young driver or have a history of accidents. On the other hand, experienced drivers with a clean driving record might pay lower premiums for the same policy. Other factors, such as your state and ZIP code, also influence premiums. Insurance costs also vary by state and ZIP code.
Use the tool below to know car insurance costs based on your state and the car’s make and model.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Mitsubishi Outlander Hybrid
State Farm offers the lowest car insurance rates for your Mitsubishi Outlander Hybrid, with an average cost of $2,028 per year or $169 each month, based on CarInsurance.com’s study.
Below is a list of insurance companies that offer affordable rates for your Mitsubishi Outlander Hybrid.
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| State Farm | $2,028 | $1,014 | $169 |
| Nationwide | $2,290 | $1,145 | $191 |
| Geico | $2,310 | $1,155 | $192 |
| Progressive | $2,889 | $1,444 | $241 |
| Farmers | $3,303 | $1,652 | $275 |
| Allstate | $3,325 | $1,663 | $277 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Mitsubishi Outlander Hybrid car insurance rates by model year
Generally, newer models have higher insurance rates due to their higher market value and repair costs. For instance, insuring a 2023 Mitsubishi Outlander Hybrid will likely be more expensive than insuring a 2019 model. However, older models might not have the latest safety features, which can also influence rates.
Below is a breakdown of the average annual insurance premiums for different model years of the Mitsubishi Outlander Hybrid, offering insight into how a vehicle’s age impacts its insurance rates.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2018 | $2,269 | $1,135 | $189 |
| 2019 | $2,405 | $1,202 | $200 |
| 2020 | $2,416 | $1,208 | $201 |
| 2021 | $2,422 | $1,211 | $202 |
| 2022 | $2,575 | $1,288 | $215 |
| 2023 | $2,701 | $1,350 | $225 |
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Mitsubishi Outlander Hybrid car insurance rates for different trims
A Mitsubishi Outlander Hybrid’s trim level can significantly affect insurance costs. Trims vary in features, safety equipment and overall cost, contributing to different insurance premiums.
For instance, higher-end trims like the Outlander PHEV ES, which include advanced technology and luxury features, may have higher insurance premiums than the base model due to the increased replacement and repair costs.
Below is a comparison of average annual insurance costs for different trims of the Mitsubishi Outlander Hybrid.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Outlander PHEV SE | $2,660 | $1,330 | $222 |
| Outlander PHEV SEL | $2,663 | $1,331 | $222 |
| Outlander PHEV ES | $2,692 | $1,346 | $224 |
Mitsubishi Outlander Hybrid insurance rates: State-by-state breakdown
The cost to insure a Mitsubishi Outlander Hybrid can vary widely from state to state due to differences in state laws, average repair costs and car theft or accident rates.
Find the Mitsubishi Outlander Hybrid car insurance rates for different states in the table below.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,445 | $1,222 | $204 |
| Alabama | $2,559 | $1,280 | $213 |
| Arkansas | $2,836 | $1,418 | $236 |
| Arizona | $2,555 | $1,277 | $213 |
| California | $3,193 | $1,596 | $266 |
| Colorado | $3,513 | $1,756 | $293 |
| Connecticut | $2,806 | $1,403 | $234 |
| Washington, D.C. | $3,090 | $1,545 | $258 |
| Delaware | $2,559 | $1,280 | $213 |
| Florida | $3,240 | $1,620 | $270 |
| Georgia | $3,506 | $1,753 | $292 |
| Hawaii | $1,509 | $754 | $126 |
| Iowa | $2,199 | $1,100 | $183 |
| Idaho | $1,732 | $866 | $144 |
| Illinois | $2,555 | $1,277 | $213 |
| Indiana | $2,437 | $1,218 | $203 |
| Kansas | $2,630 | $1,315 | $219 |
| Kentucky | $3,343 | $1,672 | $279 |
| Louisiana | $4,412 | $2,206 | $368 |
| Massachusetts | $2,435 | $1,218 | $203 |
| Maryland | $2,459 | $1,229 | $205 |
| Maine | $1,924 | $962 | $160 |
| Michigan | $3,609 | $1,804 | $301 |
| Minnesota | $2,885 | $1,442 | $240 |
| Missouri | $3,259 | $1,630 | $272 |
| Mississippi | $2,893 | $1,446 | $241 |
| Montana | $2,841 | $1,421 | $237 |
| North Carolina | $2,201 | $1,101 | $183 |
| North Dakota | $2,451 | $1,225 | $204 |
| Nebraska | $2,876 | $1,438 | $240 |
| New Hampshire | $2,035 | $1,018 | $170 |
| New Jersey | $2,565 | $1,282 | $214 |
| New Mexico | $2,740 | $1,370 | $228 |
| Nevada | $2,494 | $1,247 | $208 |
| New York | $1,974 | $987 | $165 |
| Ohio | $1,918 | $959 | $160 |
| Oklahoma | $2,838 | $1,419 | $237 |
| Oregon | $2,566 | $1,283 | $214 |
| Pennsylvania | $2,723 | $1,362 | $227 |
| Rhode Island | $3,145 | $1,573 | $262 |
| South Carolina | $2,292 | $1,146 | $191 |
| South Dakota | $3,396 | $1,698 | $283 |
| Tennessee | $2,875 | $1,437 | $240 |
| Texas | $4,035 | $2,018 | $336 |
| Utah | $2,218 | $1,109 | $185 |
| Virginia | $1,919 | $959 | $160 |
| Vermont | $2,055 | $1,028 | $171 |
| Washington | $2,304 | $1,152 | $192 |
| Wisconsin | $2,001 | $1,001 | $167 |
| West Virginia | $2,561 | $1,280 | $213 |
| Wyoming | $2,524 | $1,262 | $210 |
How your age impacts Mitsubishi Outlander Hybrid insurance rates
Younger drivers, especially those under 25, pay higher rates due to their inexperience and higher accident risk. Insurance rates typically decrease as drivers get older and gain more experience but may rise again for senior drivers due to age-related factors.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $9,982 | $4,991 | $832 |
| Adults | $2,671 | $1,336 | $223 |
The bottom line
Knowing how much it costs to insure your Mitsubishi Outlander Hybrid is key to managing your expenses. Insurance costs can change depending on the car’s model year, trim, age and state of residence.
To save on insurance, try keeping a clean driving record, taking advantage of discounts and reviewing your policy every renewal period. This will help you get the right coverage at an affordable price.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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