If you’re wondering how much it will cost to insure your Nissan Rogue in 2025, you’re in the right place. Insurance rates for the Nissan Rogue vary based on your location, driving record and model year.
On average, insuring a 2023 Nissan Rogue costs around $2,260 annually, but the rates can vary significantly compared to older models. For instance, a 2021 Rogue might cost slightly less, around $2,069 per year, while insuring a 2018 model could be even more budget-friendly at $1,951 annually.
This guide will break down the costs and provide helpful tips for getting the best insurance rates for your Nissan Rogue.
What is the cost to insure your Nissan Rogue in 2025?
On average, insuring a Nissan Rogue costs $193 per month – or $2,314 annually – for a full coverage policy. However, your actual cost may differ depending on factors such as your age, where you live, your driving history and the insurance company you choose.
Your rates may be higher if you’re a young driver or have a history of accidents. On the other hand, experienced drivers with a clean driving record might pay lower premiums for the same policy. Other factors, such as your state and ZIP code, also influence premiums. Insurance costs also vary by state and ZIP code.
Use the tool below to know car insurance costs based on your state and the car’s make and model.
Insurance rates by car model
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Nissan Rogue
State Farm offers the cheapest car insurance rates for Nissan Rogue at an average annual cost of $1,895 a year or $158 monthly, based on CarInsurance.com’s rate analysis.
The table below highlights top insurance providers with the best rates for your Nissan Rogue
| Company | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| State Farm | $1,895 | $947 | $158 |
| Geico | $1,914 | $957 | $160 |
| Progressive | $2,066 | $1,033 | $172 |
| Nationwide | $2,078 | $1,039 | $173 |
| Farmers | $2,963 | $1,481 | $247 |
| Allstate | $3,093 | $1,546 | $258 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Nissan Rogue car insurance rates by model year
Newer cars have higher insurance premiums due to higher market value and pricier repair expenses. For example, the insurance cost for a 2023 Nissan Rogue will typically be more expensive than that of a 2019 model. However, older vehicles may lack advanced safety technologies, affecting insurance rates.
The table below shows the average annual insurance costs for various model years of the Nissan Rogue, helping you understand how insurance premiums vary with the car’s age.
| Model year | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| 2014 | $1,669 | $835 | $139 |
| 2015 | $1,745 | $873 | $145 |
| 2016 | $1,813 | $906 | $151 |
| 2017 | $1,883 | $941 | $157 |
| 2018 | $1,951 | $976 | $163 |
| 2019 | $1,988 | $994 | $166 |
| 2020 | $2,034 | $1,017 | $170 |
| 2021 | $2,069 | $1,034 | $172 |
| 2022 | $2,174 | $1,087 | $181 |
| 2023 | $2,260 | $1,130 | $188 |
Nissan Rogue car insurance rates for different trims
A Nissan Rogue’s trim level can significantly affect insurance costs. Trims vary in features, safety equipment and overall cost, contributing to different insurance premiums.
For example, higher trims like the Rogue Platinum, which come with premium features and advanced technology, tend to have higher insurance rates than the base model due to the higher replacement and repair costs.
The table below shows the average yearly insurance costs for different trims of the Nissan Rogue.
| Vehicle trim | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Rogue S | $2,248 | $1,124 | $187 |
| Rogue SV | $2,292 | $1,146 | $191 |
| Rogue SL | $2,332 | $1,166 | $194 |
| Rogue Platinum | $2,385 | $1,193 | $199 |
Nissan Rogue insurance rates: State-by-state breakdown
The cost to insure a Nissan Rogue can vary widely from state to state due to differences in state laws, average repair costs and car theft or accident rates.
Find the Nissan Rogue car insurance rates for different states in the table below.
| State | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Alaska | $2,251 | $1,126 | $188 |
| Alabama | $2,147 | $1,073 | $179 |
| Arkansas | $2,366 | $1,183 | $197 |
| Arizona | $2,220 | $1,110 | $185 |
| California | $2,961 | $1,481 | $247 |
| Colorado | $3,012 | $1,506 | $251 |
| Connecticut | $2,570 | $1,285 | $214 |
| Washington, D.C. | $2,737 | $1,368 | $228 |
| Delaware | $2,337 | $1,169 | $195 |
| Florida | $2,986 | $1,493 | $249 |
| Georgia | $3,180 | $1,590 | $265 |
| Hawaii | $1,431 | $716 | $119 |
| Iowa | $1,931 | $966 | $161 |
| Idaho | $1,492 | $746 | $124 |
| Illinois | $2,268 | $1,134 | $189 |
| Indiana | $2,015 | $1,007 | $168 |
| Kansas | $2,417 | $1,208 | $201 |
| Kentucky | $2,847 | $1,424 | $237 |
| Louisiana | $3,719 | $1,860 | $310 |
| Massachusetts | $2,069 | $1,035 | $172 |
| Maryland | $2,198 | $1,099 | $183 |
| Maine | $1,669 | $834 | $139 |
| Michigan | $3,071 | $1,535 | $256 |
| Minnesota | $2,478 | $1,239 | $206 |
| Missouri | $2,847 | $1,423 | $237 |
| Mississippi | $2,249 | $1,125 | $187 |
| Montana | $2,298 | $1,149 | $191 |
| North Carolina | $2,114 | $1,057 | $176 |
| North Dakota | $1,998 | $999 | $166 |
| Nebraska | $2,430 | $1,215 | $203 |
| New Hampshire | $1,734 | $867 | $144 |
| New Jersey | $2,292 | $1,146 | $191 |
| New Mexico | $2,357 | $1,178 | $196 |
| Nevada | $2,241 | $1,120 | $187 |
| New York | $1,732 | $866 | $144 |
| Ohio | $1,588 | $794 | $132 |
| Oklahoma | $2,479 | $1,240 | $207 |
| Oregon | $2,198 | $1,099 | $183 |
| Pennsylvania | $2,498 | $1,249 | $208 |
| Rhode Island | $2,835 | $1,417 | $236 |
| South Carolina | $2,079 | $1,040 | $173 |
| South Dakota | $2,647 | $1,324 | $221 |
| Tennessee | $2,329 | $1,164 | $194 |
| Texas | $3,204 | $1,602 | $267 |
| Utah | $1,921 | $961 | $160 |
| Virginia | $1,730 | $865 | $144 |
| Vermont | $1,685 | $842 | $140 |
| Washington | $2,177 | $1,089 | $181 |
| Wisconsin | $1,641 | $820 | $137 |
| West Virginia | $2,196 | $1,098 | $183 |
| Wyoming | $2,326 | $1,163 | $194 |
How your age impacts Nissan Rogue insurance rates
Younger drivers, especially those under 25, pay higher rates due to their inexperience and higher accident risk. Insurance rates typically decrease as drivers get older and gain more experience but may rise again for senior drivers due to age-related factors.
In 2022, the National Highway Traffic Safety Administration (NHTSA) reported that 2,034 drivers aged 15 to 20 died in traffic crashes.
The table below shows the average annual insurance rates by age group.
| Age | Annual rates | Six-month rates | Monthly rates |
|---|---|---|---|
| Teens | $8,564 | $4,282 | $714 |
| Adults | $2,314 | $1,157 | $193 |
The bottom line
Knowing how much it costs to insure your Nissan Rogue is key to managing your expenses. Insurance costs can change depending on the car’s model year, trim, age and state of residence.
You can keep costs down by maintaining a clean driving record, taking advantage of available discounts and reviewing your insurance policy at least once a year. This way, you can have the coverage you need without paying too much.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” July 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.
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