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Q

I am required to get the DL 123 form in North Carolina. Is the DL 123 form the same as an SR-22? If it is then in North Carolina can I get an SR-22 instead. If there not the same what does the DL 123 form do?


A

The DL 123 form and the SR-22 filing are similar in purpose, to show proof of insurance, they are not the same.

The DL123 form that North Carolina requires of drivers demonstrates that you are the owner of a liability insurance policy. Liability insurance is the minimum amount of auto insurance you must have in order to drive in the state of North Carolina.

North Carolina law requires that a DL-123 form has to be filled out and signed by your auto insurance agency before you can receive your NC license and sometimes for other reasons, such as after a reinstatement of a license after a DUI suspension. Certification of liability insurance coverage must be submitted to the DMV in this fashion and it must be from an insurance company licensed to do business in North Carolina.

SR-22 is a different form used in other states. An SR-22 is a document required as proof of financial responsibility by the court or under state law for persons convicted of certain traffic violations. North Carolina does not require SR-22 filings.

CarInsurance.com's Online Insurance Marketplace offers a DL-123 through our online network. Starting December 27, 2007 we will offer them through our Internet Agency. At that time, you can purchase a policy with Progressive Drive. After the policy is completed you can call in and have the DL-123 endorsed onto the policy by phone.

Currently, we do not offer it through our Internet insurance agency or call center. In order to get a DL123 in North Carolina, go here for a quote on auto insurance. After you enter your zip code and rating information you will see our list of carriers. Below the list select NetQuote and give them your information. An agent will contact you to provide a DL123 form. If you are asked about the vehicle in the process, you may call to request a non-owners policy with the DL123.


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2 Responses to "I am required to get the DL 123 form in North Carolina. Is the DL 123 form the same as an SR-22? If it is then in North Carolina can I get an SR-22 instead. If there not the same what does the DL 123 form do?"
  1. ron

    What is DL123 insurance? It's for a new driver with no car.

      Reply»  
  2. Anonymous

    This just shows how stupid North Carolina is and the law needs to be thrown out. It discourages anyone who never owned a car in their life from ever moving to the state.

      Reply»