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Car insurance calculator
Get quick insurance estimates for your car in five easy steps by using this calculator that provides rates for various coverage levels based on your personal profile.
Find average rates by ZIP code, age and gender for three coverage levels. You’ll also see the highest and lowest rates fielded from up to six major insurers, which shows just how much you can save by comparison shopping.
To determine whether you need an umbrella insurance policy, input information about your financial assets and liabilities into the calculator. Additionally, ensure that you have increased the liability limits of your homeowner and auto insurance policies to meet the requirements for qualifying for an umbrella policy. You may check with your insurance company to verify the underlying limits needed.
You want enough coverage to be sure you are fully protected and your assets aren’t at risk. To help you determine how much that is, use our insurance calculator to see what other drivers with similar circumstances have purchased for their cars. Our guide also explains what you need to know to make confident coverage decisions.
Adding a teenage driver to your policy raises your rates. New drivers are among the most dangerous on the road, have a higher rate of accidents and file more claims compared to older drivers. On average, your insurance rate will increase 130% after you add a teen to your policy, costing an extra $2,000 yearly. Use this calculator to find out how much you can save on car insurance for teens.
See average rates for more than 3,500 used car models from 2006 to 2019. Input your state and the year, make and model of the vehicle you are considering. On the results page, you can compare additional vehicles – up to 10 at once – to determine which used vehicle on your shortlist costs the least to insure according to our car calculator.
If you’re in the market for a car, make sure to consider the impact a vehicle’s make and model will have on how much you pay for car insurance. Check out our calculator to estimate insurance rates for various car makes and models.
See how much car insurance rates go up or down when you move from one location to another using our calculator. Plus, get a checklist for what steps to take regarding your car insurance when you’re planning a move.
Find out how much alcohol puts you over the legal limit in your state. See how much car insurance goes up after a DUI and how you can still save on coverage.
Enter the price of the vehicle you’re shopping for and the loan term you have in mind to see how much your payments would be. Once you have the result, click on “Amortization,” which will display a (printable!) table that shows a monthly payment breakdown with due dates and a running balance.

Learn more about our auto insurance calculators

Our calculators and tools give you the information you need to make the right choices about your car insurance coverage. We help you determine the types and amount of car insurance you need while giving you an estimate of how much it will cost. Our tools give you an idea of what coverage is best for you and your family, and how much you can expect to pay. Figure out how much coverage you need, how much it costs to insure a particular car and find average car insurance rates by ZIP code, coverage level and age.

  • How do I use the car insurance cost calculators?

    To get results, simply enter into the tool the information that you are asked about, and the calculator does the rest. If you’re not certain about certain information, make an educated guess. You’ll get an estimate within a few minutes, so have nothing to lose!

  • Which auto insurance calculator do I need?

    • To find out how much coverage you need and see rates, use the Car Insurance Estimator.
    • To determine what types of car insurance you need and the proper coverage limits, use the Car Insurance Coverage Calculator.
    • To see how much a policy costs, use the Average Rates by ZIP Code Tool.
    • To learn how much alcohol puts you at risk for impaired driving, use the Blood Alcohol Content Calculator.
    • See how much car insurance rates change when you move between two locations by using the Will My Insurance Go Up If I Move? tool.
    • Find out the right level of coverage you need to have sufficient protection by using the How Much Car Insurance Do I Need? Calculator.
    • Estimate how much you’ll pay each month when financing a car by using the Car Loan Calculator.
    • Get average rates for thousands of vehicles by make and model by using the Average Car Insurance Rates for Used Cars tool.
  • Should I use different calculators to calculate car insurance in different states?

    Nope. By using the Average Car Insurance Rates by ZIP code tool, you’ll get the cost for a policy based on your location, as well as your age, gender and desired coverage level.

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A good driver means:

Have no accidents or violations in the last 3 years.

Don't have a DUI.

Don't need an SR22.