Kat Tretina is an insurance expert and freelance writer specializing in personal finance and insurance content. She has a master's degree from West Chester University, is a certified credit counselor, and is currently studying for her property and casualty insurance license in Florida. For over 10 years, she has written about finance and insurance products, including business policies and commercial auto, for leading outlets like Investopedia, Fortune, and Readers' Digest. Her focus is on providing usable, actionable advice that readers can use to get the right coverage at an affordable rate.